The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 13F


FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 160,735 7,059 SH   SOLE   4,059 0 3,000
AT&T INC COMMON STOCK 00206R102 259,351 11,390 SH   OTR   11,390 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 431,289 3,813 SH   SOLE   3,813 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 190,930 1,688 SH   OTR   1,688 0 0
ABBVIE INC COMMON STOCK 00287Y109 827,549 4,657 SH   SOLE   4,395 0 262
ABBVIE INC COMMON STOCK 00287Y109 348,114 1,959 SH   OTR   1,859 0 100
ADOBE SYSTEMS INCORPORATED COMMON STOCK 00724F101 375,755 845 SH   SOLE   845 0 0
ALPHABET INC COMMON STOCK 02079K305 379,170 2,003 SH   SOLE   1,723 0 280
ALPHABET INC COMMON STOCK 02079K305 55,844 295 SH   OTR   295 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 169,840 3,248 SH   SOLE   2,548 0 700
ALTRIA GROUP INC COMMON STOCK 02209S103 76,867 1,470 SH   OTR   1,030 0 440
AMAZON.COM INC COMMON STOCK 023135106 1,079,397 4,920 SH   SOLE   4,300 0 620
AMAZON.COM INC COMMON STOCK 023135106 96,971 442 SH   OTR   412 0 30
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 244,225 2,648 SH   SOLE   2,648 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 230,298 2,497 SH   OTR   2,434 0 63
ELEVANCE HEALTH COMMON STOCK 036752103 395,092 1,071 SH   SOLE   1,071 0 0
ELEVANCE HEALTH COMMON STOCK 036752103 85,585 232 SH   OTR   0 0 232
APPLE INC COMMON STOCK 037833100 3,571,239 14,261 SH   SOLE   13,371 0 890
APPLE INC COMMON STOCK 037833100 1,392,087 5,559 SH   OTR   2,882 0 2,677
BP PLC FOREIGN STOCK 055622104 68,963 2,333 SH   SOLE   2,333 0 0
BP PLC FOREIGN STOCK 055622104 387,709 13,116 SH   OTR   13,116 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 429,257 947 SH   SOLE   947 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 99,721 220 SH   OTR   220 0 0
BIONTECH SE FOREIGN STOCK 09075V102 337,862 2,965 SH   SOLE   2,965 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 12,367 8,300 SH   SOLE   8,300 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 7,726 5,185 SH   OTR   5,185 0 0
BLACKROCK MUTUAL FUNDS/MU 09254J102 171,518 15,536 SH   SOLE   15,536 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 68,664 1,214 SH   SOLE   1,214 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 149,884 2,650 SH   OTR   2,350 0 300
CHEVRON CORP COMMON STOCK 166764100 167,726 1,158 SH   SOLE   577 0 581
CHEVRON CORP COMMON STOCK 166764100 43,452 300 SH   OTR   300 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105 1,111,450 18,432 SH   SOLE   18,432 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 121,300 2,049 SH   SOLE   2,049 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 84,360 1,425 SH   OTR   1,275 0 150
COCA COLA CO COMMON STOCK 191216100 829,425 13,322 SH   SOLE   12,967 0 355
COCA COLA CO COMMON STOCK 191216100 117,547 1,888 SH   OTR   1,293 0 595
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1,214,974 1,326 SH   SOLE   1,136 0 190
DTE ENERGY CO COMMON STOCK 233331107 724,500 6,000 SH   SOLE   6,000 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 217,255 2,185 SH   SOLE   2,185 0 0
DANAHER CORP COMMON STOCK 235851102 229,550 1,000 SH   OTR   1,000 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 334,857 3,108 SH   SOLE   2,913 0 195
DUKE ENERGY CORP COMMON STOCK 26441C204 343,908 3,192 SH   OTR   2,503 0 689
EMERSON ELECTRIC CO COMMON STOCK 291011104 216,753 1,749 SH   SOLE   1,749 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 48,952 395 SH   OTR   395 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105 285,893 6,738 SH   SOLE   5,538 0 1,200
ENBRIDGE INC FOREIGN STOCK 29250N105 133,528 3,147 SH   OTR   2,848 0 299
ENTERGY CORP COMMON STOCK 29364G103 641,437 8,460 SH   SOLE   8,360 0 100
EXELON CORP COMMON STOCK 30161N101 337,875 8,976 SH   SOLE   8,126 0 850
EXELON CORP COMMON STOCK 30161N101 25,407 675 SH   OTR   675 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 594,433 5,526 SH   SOLE   5,076 0 450
EXXON MOBIL CORP COMMON STOCK 30231G102 239,559 2,227 SH   OTR   2,227 0 0
META PLATFORMS INC COMMON STOCK 30303M102 477,778 816 SH   SOLE   616 0 200
META PLATFORMS INC COMMON STOCK 30303M102 161,016 275 SH   OTR   30 0 245
FINWARD BANCORP COMMON STOCK 31812F109 1,424,101 50,662 SH   SOLE   0 0 50,662
FINWARD BANCORP COMMON STOCK 31812F109 2,750,507 97,848 SH   OTR   0 0 97,848
FIRST TRUST MORNINGSTAR DIV MUTUAL FUND/STO 336917109 906,534 22,517 SH   SOLE   20,366 0 2,151
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 2,000,977 45,852 SH   SOLE   40,138 0 5,714
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 202,314 4,636 SH   OTR   4,636 0 0
FISERV INC COMMON STOCK 337738108 52,998 258 SH   SOLE   258 0 0
FISERV INC COMMON STOCK 337738108 513,550 2,500 SH   OTR   2,500 0 0
HOME DEPOT INC COMMON STOCK 437076102 77,798 200 SH   SOLE   200 0 0
HOME DEPOT INC COMMON STOCK 437076102 622,384 1,600 SH   OTR   1,600 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103 3,426,266 6,702 SH   SOLE   6,184 0 518
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 3,187,620 30,393 SH   SOLE   30,358 0 35
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 424,764 4,050 SH   OTR   3,395 0 655
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 455,082 9,420 SH   SOLE   7,967 0 1,453
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 75,702 1,567 SH   OTR   1,567 0 0
INVESCO NASDAQ NXT GEN 100 MUTUAL FUND/STO 46138G631 205,506 6,655 SH   SOLE   6,655 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 236,700 9,785 SH   SOLE   9,785 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 33,625 1,390 SH   OTR   1,390 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 746,518 7,704 SH   SOLE   7,704 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 129,652 1,338 SH   OTR   1,338 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 813,037 10,753 SH   SOLE   10,728 0 25
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 3,478 46 SH   OTR   46 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 1,486,099 23,850 SH   SOLE   21,970 0 1,880
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 366,073 5,875 SH   OTR   4,475 0 1,400
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 812,072 7,048 SH   SOLE   7,048 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 89,641 778 SH   OTR   0 0 778
ISHARES INTM GOVERNMENT/CREDIT MUTUAL FUND/GOV 464288612 823,417 7,900 SH   SOLE   7,900 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,480,931 6,178 SH   SOLE   6,178 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 116,260 485 SH   OTR   385 0 100
JOHNSON & JOHNSON COMMON STOCK 478160104 1,339,328 9,261 SH   SOLE   8,948 0 313
JOHNSON & JOHNSON COMMON STOCK 478160104 215,050 1,487 SH   OTR   1,123 0 364
ELI LILLY & CO COMMON STOCK 532457108 304,940 395 SH   SOLE   395 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 158,416 326 SH   SOLE   326 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 63,172 130 SH   OTR   100 0 30
LOWES COMPANIES INC COM COMMON STOCK 548661107 165,356 670 SH   SOLE   670 0 0
LOWES COMPANIES INC COM COMMON STOCK 548661107 50,100 203 SH   OTR   148 0 55
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106 322,455 10,500 SH   SOLE   0 0 10,500
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106 14,864 484 SH   OTR   0 0 484
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 368,480 1,321 SH   SOLE   1,321 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 57,462 206 SH   OTR   206 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,023,602 3,531 SH   SOLE   3,216 0 315
MCDONALDS CORP COM COMMON STOCK 580135101 344,683 1,189 SH   OTR   815 0 374
MICROSOFT CORP COMMON STOCK 594918104 5,490,466 13,026 SH   SOLE   12,860 0 166
MICROSOFT CORP COMMON STOCK 594918104 2,050,180 4,864 SH   OTR   4,598 0 266
NISOURCE INC COMMON STOCK 65473P105 807,322 21,962 SH   SOLE   20,452 0 1,510
NISOURCE INC COMMON STOCK 65473P105 289,889 7,886 SH   OTR   6,184 0 1,702
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 215,873 460 SH   SOLE   460 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 70,394 150 SH   OTR   150 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 1,050,014 7,819 SH   SOLE   7,316 0 503
PAYCHEX INC COMMON STOCK 704326107 281,001 2,004 SH   SOLE   1,027 0 977
PAYCHEX INC COMMON STOCK 704326107 192,803 1,375 SH   OTR   1,031 0 344
PEPSICO INC COMMON STOCK 713448108 320,696 2,109 SH   SOLE   2,109 0 0
PEPSICO INC COMMON STOCK 713448108 306,400 2,015 SH   OTR   1,690 0 325
PFIZER INC COMMON STOCK 717081103 293,342 11,057 SH   SOLE   9,933 0 1,124
PFIZER INC COMMON STOCK 717081103 58,260 2,196 SH   OTR   1,382 0 814
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 191,959 1,595 SH   SOLE   1,595 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 121,195 1,007 SH   OTR   1,007 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,171,713 6,989 SH   SOLE   6,520 0 469
PROCTER & GAMBLE CO COMMON STOCK 742718109 333,289 1,988 SH   OTR   1,442 0 546
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 7,768,747 98,177 SH   SOLE   98,177 0 0
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 1,006,137 12,715 SH   OTR   12,715 0 0
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 1,650,745 16,582 SH   SOLE   14,602 0 1,980
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 232,947 2,340 SH   OTR   2,200 0 140
QUAKER CHEM CORP COMMON STOCK 747316107 290,669 2,065 SH   OTR   2,065 0 0
QUALCOMM INC COMMON STOCK 747525103 119,824 780 SH   SOLE   780 0 0
QUALCOMM INC COMMON STOCK 747525103 184,344 1,200 SH   OTR   1,200 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 328,791 561 SH   SOLE   538 0 23
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 210,989 360 SH   OTR   40 0 320
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 577,723 2,386 SH   SOLE   2,386 0 0
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 72,883 301 SH   OTR   301 0 0
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359 4,269,623 54,816 SH   SOLE   48,928 0 5,888
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359 1,698,937 21,812 SH   OTR   18,563 0 3,249
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605 537,527 11,122 SH   SOLE   10,197 0 925
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605 110,869 2,294 SH   OTR   1,994 0 300
INDUSTRIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y704 675,401 5,126 SH   SOLE   4,485 0 641
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803 1,283,511 5,520 SH   SOLE   5,281 0 239
SOUTHERN COMPANY COMMON STOCK 842587107 516,145 6,270 SH   SOLE   5,770 0 500
SOUTHERN COMPANY COMMON STOCK 842587107 48,240 586 SH   OTR   100 0 486
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 602,225 2,500 SH   SOLE   2,500 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 437,569 3,470 SH   SOLE   3,470 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 11,349 90 SH   OTR   0 0 90
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 1,707,047 8,717 SH   SOLE   7,762 0 955
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 334,868 1,710 SH   OTR   1,185 0 525
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 1,915,200 5,577 SH   SOLE   5,341 0 236
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 86,883 253 SH   OTR   253 0 0
VANGUARD MEGA CAP VALUE ETF MUTUAL FUND/STO 921910840 1,671,047 13,378 SH   SOLE   11,121 0 2,257
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/COR 921937835 1,204,925 16,756 SH   SOLE   16,756 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 1,102,761 8,643 SH   SOLE   8,108 0 535
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 153,108 1,200 SH   OTR   1,085 0 115
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 840,377 10,506 SH   SOLE   10,506 0 0
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 3,200 40 SH   OTR   40 0 0
VANGUARD TOTAL INTL BD IDX ETF MUTUAL FUND/COR 92203J407 193,258 3,940 SH   SOLE   3,940 0 0
VANGUARD TOTAL INTL BD IDX ETF MUTUAL FUND/COR 92203J407 19,620 400 SH   OTR   400 0 0
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 493,429 1,945 SH   SOLE   1,727 0 218
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 77,630 306 SH   OTR   156 0 150
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 1,440,089 2,316 SH   SOLE   2,244 0 72
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 430,908 693 SH   OTR   633 0 60
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 4,614,907 8,565 SH   SOLE   8,543 0 22
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 1,070,076 1,986 SH   OTR   1,345 0 641
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 302,025 1,867 SH   SOLE   1,852 0 15
VANGUARD MID-CAP GROWTH ETF MUTUAL FUND/STO 922908538 974,402 3,840 SH   SOLE   3,840 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 208,626 2,342 SH   SOLE   2,119 0 223
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 2,227 25 SH   OTR   25 0 0
VANGUARD SMALL CAP GROWTH ETF MUTUAL FUND/STO 922908595 434,095 1,550 SH   SOLE   1,512 0 38
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 438,374 2,212 SH   SOLE   2,212 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 5,526,580 13,465 SH   SOLE   12,934 0 531
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 132,162 322 SH   OTR   82 0 240
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 462,191 2,730 SH   SOLE   2,730 0 0
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 78,726 465 SH   OTR   80 0 385
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 57,186 238 SH   SOLE   238 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 240,280 1,000 SH   OTR   750 0 250
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 203,446 702 SH   SOLE   702 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 471,725 11,796 SH   SOLE   8,498 0 3,298
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 148,402 3,711 SH   OTR   2,641 0 1,070
VISA INC COMMON STOCK 92826C839 606,164 1,918 SH   SOLE   1,629 0 289
VISA INC COMMON STOCK 92826C839 218,067 690 SH   OTR   457 0 233
WALMART INC COMMON STOCK 931142103 322,189 3,566 SH   SOLE   3,299 0 267
WALMART INC COMMON STOCK 931142103 122,244 1,353 SH   OTR   0 0 1,353
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 303,926 32,575 SH   SOLE   32,050 0 525
WELLTOWER INC COMMON STOCK 95040Q104 588,060 4,666 SH   SOLE   3,550 0 1,116
WELLTOWER INC COMMON STOCK 95040Q104 196,229 1,557 SH   OTR   1,236 0 321
WHEATON PRECIOUS METALS CORP FOREIGN STOCK 962879102 641,136 11,400 SH   SOLE   11,400 0 0
LINDE PLC FOREIGN STOCK G54950103 120,159 287 SH   SOLE   287 0 0
LINDE PLC FOREIGN STOCK G54950103 147,791 353 SH   OTR   353 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 451,482 5,652 SH   SOLE   5,652 0 0