The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 13F


FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 192,671 6,813 SH   SOLE   3,813 0 3,000
AT&T INC COMMON STOCK 00206R102 322,109 11,390 SH   OTR   11,390 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 505,795 3,813 SH   SOLE   3,813 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 223,914 1,688 SH   OTR   1,688 0 0
ABBVIE INC COMMON STOCK 00287Y109 975,734 4,657 SH   SOLE   4,395 0 262
ABBVIE INC COMMON STOCK 00287Y109 410,449 1,959 SH   OTR   1,859 0 100
ADOBE SYSTEMS INCORPORATED COMMON STOCK 00724F101 324,083 845 SH   SOLE   845 0 0
ALPHABET INC COMMON STOCK 02079K305 324,435 2,098 SH   SOLE   1,818 0 280
ALPHABET INC COMMON STOCK 02079K305 30,928 200 SH   OTR   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 194,946 3,248 SH   SOLE   2,548 0 700
ALTRIA GROUP INC COMMON STOCK 02209S103 88,230 1,470 SH   OTR   1,030 0 440
AMAZON.COM INC COMMON STOCK 023135106 932,469 4,901 SH   SOLE   4,281 0 620
AMAZON.COM INC COMMON STOCK 023135106 75,153 395 SH   OTR   365 0 30
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 289,348 2,648 SH   SOLE   2,648 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 272,847 2,497 SH   OTR   2,434 0 63
ELEVANCE HEALTH COMMON STOCK 036752103 465,842 1,071 SH   SOLE   1,071 0 0
ELEVANCE HEALTH COMMON STOCK 036752103 100,911 232 SH   OTR   0 0 232
APPLE INC COMMON STOCK 037833100 3,159,133 14,222 SH   SOLE   13,332 0 890
APPLE INC COMMON STOCK 037833100 1,175,068 5,290 SH   OTR   2,718 0 2,572
ASTRAZENECA PLC FOREIGN STOCK 046353108 24,770 337 SH   SOLE   0 0 337
ASTRAZENECA PLC FOREIGN STOCK 046353108 202,934 2,761 SH   OTR   2,761 0 0
BP PLC FOREIGN STOCK 055622104 62,106 1,838 SH   SOLE   1,838 0 0
BP PLC FOREIGN STOCK 055622104 443,190 13,116 SH   OTR   13,116 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 532,048 999 SH   SOLE   947 0 52
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 117,168 220 SH   OTR   220 0 0
BIONTECH SE FOREIGN STOCK 09075V102 269,082 2,955 SH   SOLE   2,955 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 6,542 8,300 SH   SOLE   8,300 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 4,087 5,185 SH   OTR   5,185 0 0
BLACKROCK MUTUAL FUNDS/MU 09254J102 168,254 15,536 SH   SOLE   15,536 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 63,735 1,045 SH   SOLE   1,045 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 161,624 2,650 SH   OTR   2,350 0 300
CHEVRON CORP COMMON STOCK 166764100 218,983 1,309 SH   SOLE   577 0 732
CHEVRON CORP COMMON STOCK 166764100 50,187 300 SH   OTR   300 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105 925,471 18,432 SH   SOLE   18,432 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 126,445 2,049 SH   SOLE   2,049 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 87,937 1,425 SH   OTR   1,275 0 150
COCA COLA CO COMMON STOCK 191216100 951,973 13,292 SH   SOLE   12,937 0 355
COCA COLA CO COMMON STOCK 191216100 135,219 1,888 SH   OTR   1,293 0 595
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1,254,104 1,326 SH   SOLE   1,136 0 190
DTE ENERGY CO COMMON STOCK 233331107 829,620 6,000 SH   SOLE   6,000 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 210,809 2,185 SH   SOLE   2,185 0 0
DANAHER CORP COMMON STOCK 235851102 205,000 1,000 SH   OTR   1,000 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 376,034 3,083 SH   SOLE   2,888 0 195
DUKE ENERGY CORP COMMON STOCK 26441C204 386,887 3,172 SH   OTR   2,483 0 689
EMERSON ELECTRIC CO COMMON STOCK 291011104 191,760 1,749 SH   SOLE   1,749 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 43,308 395 SH   OTR   395 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105 298,559 6,738 SH   SOLE   5,538 0 1,200
ENBRIDGE INC FOREIGN STOCK 29250N105 139,444 3,147 SH   OTR   2,848 0 299
ENTERGY CORP COMMON STOCK 29364G103 723,245 8,460 SH   SOLE   8,360 0 100
EXELON CORP COMMON STOCK 30161N101 413,636 8,976 SH   SOLE   8,126 0 850
EXELON CORP COMMON STOCK 30161N101 31,104 675 SH   OTR   675 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 653,164 5,492 SH   SOLE   4,826 0 666
EXXON MOBIL CORP COMMON STOCK 30231G102 264,858 2,227 SH   OTR   2,227 0 0
META PLATFORMS INC COMMON STOCK 30303M102 469,156 814 SH   SOLE   614 0 200
META PLATFORMS INC COMMON STOCK 30303M102 123,917 215 SH   OTR   15 0 200
FINWARD BANCORP COMMON STOCK 31812F109 1,281,133 44,025 SH   SOLE   0 0 44,025
FINWARD BANCORP COMMON STOCK 31812F109 2,841,557 97,648 SH   OTR   0 0 97,648
FIRST TRUST MORNINGSTAR DIV MUTUAL FUND/STO 336917109 978,139 22,517 SH   SOLE   20,366 0 2,151
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 2,033,530 45,605 SH   SOLE   39,891 0 5,714
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 205,381 4,606 SH   OTR   4,606 0 0
FISERV INC COMMON STOCK 337738108 56,974 258 SH   SOLE   258 0 0
FISERV INC COMMON STOCK 337738108 552,075 2,500 SH   OTR   2,500 0 0
FLEXSHARES TR MUTUAL FUND/COR 33939L761 2,040,735 42,225 SH   SOLE   42,225 0 0
FLEXSHARES TR MUTUAL FUND/COR 33939L761 191,387 3,960 SH   OTR   830 0 3,130
HOME DEPOT INC COMMON STOCK 437076102 93,089 254 SH   SOLE   185 0 69
HOME DEPOT INC COMMON STOCK 437076102 586,384 1,600 SH   OTR   1,600 0 0
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 124,330 500 SH   SOLE   0 0 500
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 99,464 400 SH   OTR   400 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103 3,173,185 6,767 SH   SOLE   6,274 0 493
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 3,072,410 30,761 SH   SOLE   30,761 0 0
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 404,514 4,050 SH   OTR   3,395 0 655
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 462,871 9,215 SH   SOLE   7,762 0 1,453
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 78,711 1,567 SH   OTR   1,567 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 237,188 9,785 SH   SOLE   9,785 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 31,512 1,300 SH   OTR   1,300 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 160,414 1,444 SH   SOLE   1,444 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 45,769 412 SH   OTR   412 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 776,919 7,854 SH   SOLE   7,854 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 132,354 1,338 SH   OTR   1,338 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 508,933 6,227 SH   SOLE   6,202 0 25
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 3,760 46 SH   OTR   46 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 1,369,482 23,470 SH   SOLE   21,640 0 1,830
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 342,808 5,875 SH   OTR   4,475 0 1,400
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 735,129 7,030 SH   SOLE   7,030 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 81,355 778 SH   OTR   0 0 778
ISHARES INTM GOVERNMENT/CREDIT MUTUAL FUND/GOV 464288612 837,558 7,900 SH   SOLE   7,900 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,540,239 6,279 SH   SOLE   6,178 0 101
JPMORGAN CHASE & CO COMMON STOCK 46625H100 107,932 440 SH   OTR   340 0 100
JOHNSON & JOHNSON COMMON STOCK 478160104 1,535,347 9,258 SH   SOLE   8,945 0 313
JOHNSON & JOHNSON COMMON STOCK 478160104 237,318 1,431 SH   OTR   1,067 0 364
ELI LILLY & CO COMMON STOCK 532457108 326,234 395 SH   SOLE   395 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 145,626 326 SH   SOLE   326 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 58,072 130 SH   OTR   100 0 30
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106 327,075 10,500 SH   SOLE   0 0 10,500
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106 15,077 484 SH   OTR   0 0 484
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 327,525 1,375 SH   SOLE   1,375 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,106,100 3,541 SH   SOLE   3,226 0 315
MCDONALDS CORP COM COMMON STOCK 580135101 327,676 1,049 SH   OTR   675 0 374
MCKESSON CORP COMMON STOCK 58155Q103 212,666 316 SH   SOLE   316 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,903,346 13,062 SH   SOLE   12,901 0 161
MICROSOFT CORP COMMON STOCK 594918104 1,673,865 4,459 SH   OTR   4,238 0 221
NISOURCE INC COMMON STOCK 65473P105 866,826 21,622 SH   SOLE   20,112 0 1,510
NISOURCE INC COMMON STOCK 65473P105 247,837 6,182 SH   OTR   4,480 0 1,702
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 235,525 460 SH   SOLE   460 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 76,802 150 SH   OTR   150 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 847,424 7,819 SH   SOLE   7,316 0 503
PAYCHEX INC COMMON STOCK 704326107 309,177 2,004 SH   SOLE   1,027 0 977
PAYCHEX INC COMMON STOCK 704326107 212,134 1,375 SH   OTR   1,031 0 344
PEPSICO INC COMMON STOCK 713448108 300,929 2,007 SH   SOLE   2,007 0 0
PEPSICO INC COMMON STOCK 713448108 257,148 1,715 SH   OTR   1,390 0 325
PFIZER INC COMMON STOCK 717081103 274,258 10,823 SH   SOLE   9,699 0 1,124
PFIZER INC COMMON STOCK 717081103 39,049 1,541 SH   OTR   727 0 814
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 253,175 1,595 SH   SOLE   1,595 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 159,841 1,007 SH   OTR   1,007 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,174,705 6,893 SH   SOLE   6,424 0 469
PROCTER & GAMBLE CO COMMON STOCK 742718109 338,796 1,988 SH   OTR   1,442 0 546
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 7,113,624 124,147 SH   SOLE   124,147 0 0
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 1,599,530 27,915 SH   OTR   27,915 0 0
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 1,706,614 16,702 SH   SOLE   14,672 0 2,030
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 234,504 2,295 SH   OTR   2,155 0 140
QUAKER CHEM CORP COMMON STOCK 747316107 255,255 2,065 SH   OTR   2,065 0 0
QUALCOMM INC COMMON STOCK 747525103 119,816 780 SH   SOLE   780 0 0
QUALCOMM INC COMMON STOCK 747525103 184,332 1,200 SH   OTR   1,200 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 366,401 655 SH   SOLE   588 0 67
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 201,381 360 SH   OTR   40 0 320
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 694,707 2,411 SH   SOLE   2,321 0 90
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 86,730 301 SH   OTR   301 0 0
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359 4,164,989 54,359 SH   SOLE   48,471 0 5,888
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359 1,670,547 21,803 SH   OTR   18,554 0 3,249
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605 549,206 11,026 SH   SOLE   10,101 0 925
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605 114,264 2,294 SH   OTR   1,994 0 300
INDUSTRIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y704 676,063 5,158 SH   SOLE   4,517 0 641
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803 1,191,389 5,770 SH   SOLE   5,416 0 354
SOUTHERN COMPANY COMMON STOCK 842587107 576,530 6,270 SH   SOLE   5,770 0 500
SOUTHERN COMPANY COMMON STOCK 842587107 53,883 586 SH   OTR   100 0 486
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 661,150 2,500 SH   SOLE   2,500 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 381,665 3,470 SH   SOLE   3,470 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 9,899 90 SH   OTR   0 0 90
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 1,707,116 8,800 SH   SOLE   7,845 0 955
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 337,544 1,740 SH   OTR   1,215 0 525
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 1,721,694 5,574 SH   SOLE   5,338 0 236
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 78,147 253 SH   OTR   253 0 0
VANGUARD MEGA CAP VALUE ETF MUTUAL FUND/STO 921910840 1,746,039 13,552 SH   SOLE   11,295 0 2,257
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/COR 921937835 1,007,662 13,719 SH   SOLE   13,719 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 1,073,978 8,328 SH   SOLE   7,793 0 535
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 160,556 1,245 SH   OTR   1,130 0 115
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 1,018,584 12,281 SH   SOLE   12,281 0 0
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 3,318 40 SH   OTR   40 0 0
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 514,373 1,943 SH   SOLE   1,725 0 218
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 81,008 306 SH   OTR   156 0 150
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 1,283,272 2,366 SH   SOLE   2,294 0 72
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 375,870 693 SH   OTR   633 0 60
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 4,428,367 8,617 SH   SOLE   8,605 0 12
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 1,050,946 2,045 SH   OTR   1,345 0 700
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 299,728 1,867 SH   SOLE   1,852 0 15
VANGUARD MID-CAP GROWTH ETF MUTUAL FUND/STO 922908538 933,303 3,815 SH   SOLE   3,815 0 0
VANGUARD SMALL CAP GROWTH ETF MUTUAL FUND/STO 922908595 396,791 1,576 SH   SOLE   1,501 0 75
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 399,593 2,145 SH   SOLE   2,145 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 4,864,426 13,118 SH   SOLE   12,582 0 536
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 134,237 362 SH   OTR   82 0 280
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 471,579 2,730 SH   SOLE   2,730 0 0
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 95,872 555 SH   OTR   80 0 475
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 70,295 317 SH   SOLE   317 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 221,752 1,000 SH   OTR   750 0 250
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 531,028 11,707 SH   SOLE   8,409 0 3,298
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 113,898 2,511 SH   OTR   1,741 0 770
VISA INC COMMON STOCK 92826C839 652,908 1,863 SH   SOLE   1,574 0 289
VISA INC COMMON STOCK 92826C839 267,050 762 SH   OTR   457 0 305
WEC ENERGY GROUP INC COMMON STOCK 92939U106 13,405 123 SH   SOLE   123 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 187,446 1,720 SH   OTR   1,720 0 0
WALMART INC COMMON STOCK 931142103 291,550 3,321 SH   SOLE   3,054 0 267
WALMART INC COMMON STOCK 931142103 118,780 1,353 SH   OTR   0 0 1,353
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 363,863 32,575 SH   SOLE   32,050 0 525
WELLTOWER INC COMMON STOCK 95040Q104 681,940 4,451 SH   SOLE   3,550 0 901
WELLTOWER INC COMMON STOCK 95040Q104 233,186 1,522 SH   OTR   1,201 0 321
WHEATON PRECIOUS METALS CORP FOREIGN STOCK 962879102 884,982 11,400 SH   SOLE   11,400 0 0
LINDE PLC FOREIGN STOCK G54950103 80,090 172 SH   SOLE   172 0 0
LINDE PLC FOREIGN STOCK G54950103 160,646 345 SH   OTR   345 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 503,216 5,600 SH   SOLE   5,600 0 0