The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 13F


FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 195,866 6,768 SH   SOLE   3,768 0 3,000
AT&T INC COMMON STOCK 00206R102 329,628 11,390 SH   OTR   11,390 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 545,809 4,013 SH   SOLE   4,013 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 202,383 1,488 SH   OTR   1,488 0 0
ABBVIE INC COMMON STOCK 00287Y109 895,986 4,827 SH   SOLE   4,565 0 262
ABBVIE INC COMMON STOCK 00287Y109 332,074 1,789 SH   OTR   1,689 0 100
ADOBE SYSTEMS INCORPORATED COMMON STOCK 00724F101 324,979 840 SH   SOLE   840 0 0
ALPHABET INC COMMON STOCK 02079K305 367,617 2,086 SH   SOLE   1,806 0 280
ALPHABET INC COMMON STOCK 02079K305 35,246 200 SH   OTR   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 190,433 3,248 SH   SOLE   2,548 0 700
ALTRIA GROUP INC COMMON STOCK 02209S103 86,186 1,470 SH   OTR   1,470 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,075,228 4,901 SH   SOLE   4,281 0 620
AMAZON.COM INC COMMON STOCK 023135106 86,660 395 SH   OTR   365 0 30
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 275,274 2,653 SH   SOLE   2,653 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 227,442 2,192 SH   OTR   2,129 0 63
ELEVANCE HEALTH COMMON STOCK 036752103 416,576 1,071 SH   SOLE   1,071 0 0
ELEVANCE HEALTH COMMON STOCK 036752103 90,239 232 SH   OTR   0 0 232
APPLE INC COMMON STOCK 037833100 2,876,074 14,018 SH   SOLE   13,128 0 890
APPLE INC COMMON STOCK 037833100 989,537 4,823 SH   OTR   3,187 0 1,636
ASTRAZENECA PLC FOREIGN STOCK 046353108 23,550 337 SH   SOLE   0 0 337
ASTRAZENECA PLC FOREIGN STOCK 046353108 192,939 2,761 SH   OTR   2,761 0 0
BP PLC FOREIGN STOCK 055622104 55,012 1,838 SH   SOLE   1,838 0 0
BP PLC FOREIGN STOCK 055622104 392,561 13,116 SH   OTR   13,116 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 485,285 999 SH   SOLE   947 0 52
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 106,869 220 SH   OTR   220 0 0
BIONTECH SE FOREIGN STOCK 09075V102 314,619 2,955 SH   SOLE   2,955 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 6,974 8,300 SH   SOLE   8,300 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 4,356 5,185 SH   OTR   5,185 0 0
BLACKROCK MUTUAL FUNDS/MU 09254J102 161,574 15,536 SH   SOLE   15,536 0 0
CHEVRON CORP COMMON STOCK 166764100 187,436 1,309 SH   SOLE   577 0 732
CHEVRON CORP COMMON STOCK 166764100 42,957 300 SH   OTR   300 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105 1,034,957 18,432 SH   SOLE   18,432 0 0
COCA COLA CO COMMON STOCK 191216100 975,575 13,789 SH   SOLE   13,434 0 355
COCA COLA CO COMMON STOCK 191216100 133,576 1,888 SH   OTR   1,888 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1,312,661 1,326 SH   SOLE   1,136 0 190
DTE ENERGY CO COMMON STOCK 233331107 794,760 6,000 SH   SOLE   6,000 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 240,153 2,185 SH   SOLE   2,185 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 386,804 3,278 SH   SOLE   3,083 0 195
DUKE ENERGY CORP COMMON STOCK 26441C204 350,696 2,972 SH   OTR   2,653 0 319
EMERSON ELECTRIC CO COMMON STOCK 291011104 221,995 1,665 SH   SOLE   1,665 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 52,665 395 SH   OTR   395 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105 305,366 6,738 SH   SOLE   5,538 0 1,200
ENBRIDGE INC FOREIGN STOCK 29250N105 142,622 3,147 SH   OTR   2,848 0 299
ENTERGY CORP COMMON STOCK 29364G103 703,195 8,460 SH   SOLE   8,360 0 100
EXELON CORP COMMON STOCK 30161N101 389,759 8,976 SH   SOLE   8,126 0 850
EXELON CORP COMMON STOCK 30161N101 29,309 675 SH   OTR   675 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 520,890 4,832 SH   SOLE   4,166 0 666
EXXON MOBIL CORP COMMON STOCK 30231G102 240,071 2,227 SH   OTR   2,227 0 0
META PLATFORMS INC COMMON STOCK 30303M102 586,046 794 SH   SOLE   594 0 200
META PLATFORMS INC COMMON STOCK 30303M102 158,689 215 SH   OTR   15 0 200
FINWARD BANCORP COMMON STOCK 31812F109 1,211,371 43,858 SH   SOLE   0 0 43,858
FINWARD BANCORP COMMON STOCK 31812F109 2,694,276 97,548 SH   OTR   0 0 97,548
FIRST TRUST MORNINGSTAR DIV MUTUAL FUND/STO 336917109 942,789 22,517 SH   SOLE   20,366 0 2,151
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 2,035,193 45,530 SH   SOLE   39,816 0 5,714
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 205,888 4,606 SH   OTR   4,606 0 0
FISERV INC COMMON STOCK 337738108 44,482 258 SH   SOLE   258 0 0
FISERV INC COMMON STOCK 337738108 431,025 2,500 SH   OTR   2,500 0 0
FLEXSHARES TR MUTUAL FUND/COR 33939L761 3,011,583 61,738 SH   SOLE   60,488 0 1,250
FLEXSHARES TR MUTUAL FUND/COR 33939L761 341,461 7,000 SH   OTR   1,775 0 5,225
HOME DEPOT INC COMMON STOCK 437076102 127,957 349 SH   SOLE   280 0 69
HOME DEPOT INC COMMON STOCK 437076102 586,624 1,600 SH   OTR   1,600 0 0
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 147,390 500 SH   SOLE   0 0 500
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 117,912 400 SH   OTR   400 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103 3,956,916 7,173 SH   SOLE   6,680 0 493
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 3,296,386 30,607 SH   SOLE   30,607 0 0
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 408,724 3,795 SH   OTR   3,140 0 655
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 438,264 9,215 SH   SOLE   7,762 0 1,453
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 66,441 1,397 SH   OTR   1,397 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 245,357 10,035 SH   SOLE   10,035 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 13,448 550 SH   OTR   550 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 158,898 1,444 SH   SOLE   1,444 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 45,336 412 SH   OTR   412 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 779,117 7,854 SH   SOLE   7,854 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 132,730 1,338 SH   OTR   1,338 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 561,190 6,278 SH   SOLE   6,253 0 25
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 4,112 46 SH   OTR   46 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 1,452,826 23,425 SH   SOLE   21,595 0 1,830
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 364,368 5,875 SH   OTR   4,475 0 1,400
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 831,917 7,612 SH   SOLE   7,612 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 95,957 878 SH   OTR   0 0 878
ISHARES INTM GOVERNMENT/CREDIT MUTUAL FUND/GOV 464288612 843,641 7,900 SH   SOLE   7,900 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,855,136 6,399 SH   SOLE   6,298 0 101
JPMORGAN CHASE & CO COMMON STOCK 46625H100 86,974 300 SH   OTR   200 0 100
JOHNSON & JOHNSON COMMON STOCK 478160104 1,430,811 9,367 SH   SOLE   9,054 0 313
JOHNSON & JOHNSON COMMON STOCK 478160104 218,585 1,431 SH   OTR   1,067 0 364
ELI LILLY & CO COMMON STOCK 532457108 307,915 395 SH   SOLE   395 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 150,984 326 SH   SOLE   326 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 60,208 130 SH   OTR   100 0 30
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106 335,580 10,500 SH   SOLE   0 0 10,500
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106 15,469 484 SH   OTR   0 0 484
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 375,664 1,375 SH   SOLE   1,375 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 967,664 3,312 SH   SOLE   2,997 0 315
MCDONALDS CORP COM COMMON STOCK 580135101 306,489 1,049 SH   OTR   675 0 374
MICROSOFT CORP COMMON STOCK 594918104 6,514,581 13,097 SH   SOLE   12,936 0 161
MICROSOFT CORP COMMON STOCK 594918104 2,143,342 4,309 SH   OTR   4,196 0 113
NETFLIX INC COMMON STOCK 64110L106 200,870 150 SH   SOLE   100 0 50
NISOURCE INC COMMON STOCK 65473P105 869,205 21,547 SH   SOLE   20,037 0 1,510
NISOURCE INC COMMON STOCK 65473P105 249,381 6,182 SH   OTR   5,510 0 672
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 229,991 460 SH   SOLE   460 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 74,997 150 SH   OTR   150 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 1,235,324 7,819 SH   SOLE   7,316 0 503
PAYCHEX INC COMMON STOCK 704326107 286,410 1,969 SH   SOLE   992 0 977
PAYCHEX INC COMMON STOCK 704326107 200,007 1,375 SH   OTR   1,375 0 0
PEPSICO INC COMMON STOCK 713448108 264,343 2,002 SH   SOLE   2,002 0 0
PEPSICO INC COMMON STOCK 713448108 221,299 1,676 SH   OTR   1,390 0 286
PFIZER INC COMMON STOCK 717081103 254,108 10,483 SH   SOLE   9,359 0 1,124
PFIZER INC COMMON STOCK 717081103 37,353 1,541 SH   OTR   727 0 814
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 290,498 1,595 SH   SOLE   1,595 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 177,941 977 SH   OTR   977 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,094,844 6,872 SH   SOLE   6,403 0 469
PROCTER & GAMBLE CO COMMON STOCK 742718109 288,053 1,808 SH   OTR   1,592 0 216
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 10,237,801 123,347 SH   SOLE   123,347 0 0
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 2,316,945 27,915 SH   OTR   27,915 0 0
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 1,704,061 16,922 SH   SOLE   14,892 0 2,030
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 241,682 2,400 SH   OTR   2,260 0 140
QUAKER CHEM CORP COMMON STOCK 747316107 231,156 2,065 SH   OTR   2,065 0 0
QUALCOMM INC COMMON STOCK 747525103 124,223 780 SH   SOLE   780 0 0
QUALCOMM INC COMMON STOCK 747525103 191,112 1,200 SH   OTR   1,200 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 406,546 658 SH   SOLE   591 0 67
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 222,426 360 SH   OTR   40 0 320
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 688,004 2,257 SH   SOLE   2,167 0 90
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 65,844 216 SH   OTR   216 0 0
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359 4,436,864 53,676 SH   SOLE   47,788 0 5,888
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359 1,783,969 21,582 SH   OTR   19,145 0 2,437
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605 525,062 10,026 SH   SOLE   9,101 0 925
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605 109,663 2,094 SH   OTR   1,794 0 300
INDUSTRIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y704 752,350 5,100 SH   SOLE   4,459 0 641
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803 1,457,341 5,755 SH   SOLE   5,401 0 354
SOUTHERN COMPANY COMMON STOCK 842587107 575,775 6,270 SH   SOLE   5,770 0 500
SOUTHERN COMPANY COMMON STOCK 842587107 53,812 586 SH   OTR   100 0 486
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 577,886 2,160 SH   SOLE   2,160 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 350,262 3,470 SH   SOLE   3,470 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 9,085 90 SH   OTR   0 0 90
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 1,942,522 9,491 SH   SOLE   8,536 0 955
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 381,709 1,865 SH   OTR   1,290 0 575
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 2,098,889 5,732 SH   SOLE   5,496 0 236
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 92,641 253 SH   OTR   253 0 0
VANGUARD MEGA CAP VALUE ETF MUTUAL FUND/STO 921910840 1,814,101 13,827 SH   SOLE   11,570 0 2,257
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/COR 921937835 1,010,130 13,719 SH   SOLE   13,719 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 1,115,541 8,368 SH   SOLE   7,833 0 535
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 131,311 985 SH   OTR   870 0 115
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 1,233,381 13,686 SH   SOLE   13,686 0 0
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 3,605 40 SH   OTR   40 0 0
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 482,525 1,943 SH   SOLE   1,725 0 218
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 75,992 306 SH   OTR   156 0 150
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 1,563,351 2,357 SH   SOLE   2,285 0 72
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 459,653 693 SH   OTR   633 0 60
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 5,195,771 9,147 SH   SOLE   9,135 0 12
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 1,155,942 2,035 SH   OTR   1,310 0 725
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 302,113 1,837 SH   SOLE   1,822 0 15
VANGUARD MID-CAP GROWTH ETF MUTUAL FUND/STO 922908538 1,087,795 3,825 SH   SOLE   3,825 0 0
VANGUARD SMALL CAP GROWTH ETF MUTUAL FUND/STO 922908595 436,457 1,576 SH   SOLE   1,501 0 75
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 420,440 2,156 SH   SOLE   2,156 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 5,741,288 13,096 SH   SOLE   12,560 0 536
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 167,468 382 SH   OTR   82 0 300
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 481,086 2,722 SH   SOLE   2,722 0 0
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 98,092 555 SH   OTR   80 0 475
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 146,217 617 SH   SOLE   617 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 236,980 1,000 SH   OTR   750 0 250
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 213,359 702 SH   SOLE   702 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 501,587 11,592 SH   SOLE   8,294 0 3,298
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 104,757 2,421 SH   OTR   1,741 0 680
VISA INC COMMON STOCK 92826C839 688,088 1,938 SH   SOLE   1,649 0 289
VISA INC COMMON STOCK 92826C839 222,617 627 SH   OTR   429 0 198
WALMART INC COMMON STOCK 931142103 381,047 3,897 SH   SOLE   3,630 0 267
WALMART INC COMMON STOCK 931142103 132,296 1,353 SH   OTR   0 0 1,353
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 373,961 32,575 SH   SOLE   32,050 0 525
WELLTOWER INC COMMON STOCK 95040Q104 690,403 4,491 SH   SOLE   3,760 0 731
WELLTOWER INC COMMON STOCK 95040Q104 188,628 1,227 SH   OTR   956 0 271
WHEATON PRECIOUS METALS CORP FOREIGN STOCK 962879102 1,023,720 11,400 SH   SOLE   11,400 0 0
LINDE PLC FOREIGN STOCK G54950103 80,699 172 SH   SOLE   172 0 0
LINDE PLC FOREIGN STOCK G54950103 161,867 345 SH   OTR   345 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 488,152 5,600 SH   SOLE   5,600 0 0