The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 13F


FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 191,129 6,768 SH   SOLE   3,768 0 3,000
AT&T INC COMMON STOCK 00206R102 321,654 11,390 SH   OTR   11,390 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 537,501 4,013 SH   SOLE   4,013 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 199,303 1,488 SH   OTR   1,488 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,106,067 4,777 SH   SOLE   4,515 0 262
ABBVIE INC COMMON STOCK 00287Y109 414,225 1,789 SH   OTR   1,689 0 100
ADOBE SYSTEMS INCORPORATED COMMON STOCK 00724F101 296,310 840 SH   SOLE   840 0 0
ALPHABET INC COMMON STOCK 02079K305 534,336 2,198 SH   SOLE   1,791 0 407
ALPHABET INC COMMON STOCK 02079K305 48,620 200 SH   OTR   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 209,541 3,172 SH   SOLE   2,472 0 700
ALTRIA GROUP INC COMMON STOCK 02209S103 97,107 1,470 SH   OTR   1,470 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,088,847 4,959 SH   SOLE   4,339 0 620
AMAZON.COM INC COMMON STOCK 023135106 86,731 395 SH   OTR   365 0 30
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 275,966 2,453 SH   SOLE   2,453 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 241,764 2,149 SH   OTR   2,086 0 63
ELEVANCE HEALTH COMMON STOCK 036752103 346,062 1,071 SH   SOLE   1,071 0 0
ELEVANCE HEALTH COMMON STOCK 036752103 74,964 232 SH   OTR   0 0 232
APPLE INC COMMON STOCK 037833100 3,466,028 13,612 SH   SOLE   12,722 0 890
APPLE INC COMMON STOCK 037833100 1,224,261 4,808 SH   OTR   3,172 0 1,636
ASTRAZENECA PLC FOREIGN STOCK 046353108 25,855 337 SH   SOLE   0 0 337
ASTRAZENECA PLC FOREIGN STOCK 046353108 211,824 2,761 SH   OTR   2,761 0 0
BP PLC FOREIGN STOCK 055622104 51,276 1,488 SH   SOLE   1,488 0 0
BP PLC FOREIGN STOCK 055622104 451,978 13,116 SH   OTR   13,116 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 508,270 1,011 SH   SOLE   959 0 52
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 110,603 220 SH   OTR   220 0 0
BIONTECH SE FOREIGN STOCK 09075V102 290,929 2,950 SH   SOLE   2,950 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 23,406 8,300 SH   SOLE   8,300 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 14,622 5,185 SH   OTR   5,185 0 0
BLACKROCK MUTUAL FUNDS/MU 09254J102 172,450 15,536 SH   SOLE   15,536 0 0
CSX CORP COMMON STOCK 126408103 215,617 6,072 SH   SOLE   6,072 0 0
CHEVRON CORP COMMON STOCK 166764100 203,275 1,309 SH   SOLE   577 0 732
CHEVRON CORP COMMON STOCK 166764100 46,587 300 SH   OTR   300 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105 722,350 18,432 SH   SOLE   18,432 0 0
COCA COLA CO COMMON STOCK 191216100 864,148 13,030 SH   SOLE   12,675 0 355
COCA COLA CO COMMON STOCK 191216100 125,212 1,888 SH   OTR   1,888 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1,227,386 1,326 SH   SOLE   1,136 0 190
DTE ENERGY CO COMMON STOCK 233331107 848,580 6,000 SH   SOLE   6,000 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 247,036 2,185 SH   SOLE   2,185 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 380,659 3,076 SH   SOLE   2,881 0 195
DUKE ENERGY CORP COMMON STOCK 26441C204 367,786 2,972 SH   OTR   2,653 0 319
EMERSON ELECTRIC CO COMMON STOCK 291011104 218,415 1,665 SH   SOLE   1,665 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 51,816 395 SH   OTR   395 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105 339,997 6,738 SH   SOLE   5,538 0 1,200
ENBRIDGE INC FOREIGN STOCK 29250N105 158,798 3,147 SH   OTR   2,848 0 299
ENTERGY CORP COMMON STOCK 29364G103 788,387 8,460 SH   SOLE   8,360 0 100
EXELON CORP COMMON STOCK 30161N101 400,635 8,901 SH   SOLE   8,051 0 850
EXELON CORP COMMON STOCK 30161N101 30,382 675 SH   OTR   675 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 544,809 4,832 SH   SOLE   4,166 0 666
EXXON MOBIL CORP COMMON STOCK 30231G102 251,095 2,227 SH   OTR   2,227 0 0
META PLATFORMS INC COMMON STOCK 30303M102 578,693 788 SH   SOLE   555 0 233
META PLATFORMS INC COMMON STOCK 30303M102 157,892 215 SH   OTR   15 0 200
FINWARD BANCORP COMMON STOCK 31812F109 1,272,642 39,658 SH   SOLE   0 0 39,658
FINWARD BANCORP COMMON STOCK 31812F109 3,118,635 97,184 SH   OTR   0 0 97,184
FIRST TRUST MORNINGSTAR DIV MUTUAL FUND/STO 336917109 690,483 15,906 SH   SOLE   13,755 0 2,151
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 1,951,100 42,195 SH   SOLE   36,923 0 5,272
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 212,982 4,606 SH   OTR   4,606 0 0
FISERV INC COMMON STOCK 337738108 33,264 258 SH   SOLE   258 0 0
FISERV INC COMMON STOCK 337738108 322,325 2,500 SH   OTR   2,500 0 0
FLEXSHARES TR MUTUAL FUND/COR 33939L761 5,071,375 102,972 SH   SOLE   101,102 0 1,870
FLEXSHARES TR MUTUAL FUND/COR 33939L761 539,781 10,960 SH   OTR   4,935 0 6,025
HOME DEPOT INC COMMON STOCK 437076102 62,399 154 SH   SOLE   85 0 69
HOME DEPOT INC COMMON STOCK 437076102 648,304 1,600 SH   OTR   1,600 0 0
INTEL CORP COMMON STOCK 458140100 235,353 7,015 SH   SOLE   7,015 0 0
INTEL CORP COMMON STOCK 458140100 28,819 859 SH   OTR   200 0 659
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 141,080 500 SH   SOLE   0 0 500
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 112,864 400 SH   OTR   400 0 0
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103 4,333,473 7,218 SH   SOLE   6,725 0 493
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103 12,007 20 SH   OTR   20 0 0
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 2,940,715 25,882 SH   SOLE   25,882 0 0
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 431,188 3,795 SH   OTR   3,140 0 655
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 304,118 6,150 SH   SOLE   4,847 0 1,303
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 69,082 1,397 SH   OTR   1,397 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 236,751 9,585 SH   SOLE   9,585 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 13,585 550 SH   OTR   550 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 160,602 1,444 SH   SOLE   1,444 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 45,823 412 SH   OTR   412 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 580,850 5,794 SH   SOLE   5,794 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 134,135 1,338 SH   OTR   1,338 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 576,185 6,171 SH   SOLE   6,146 0 25
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 4,295 46 SH   OTR   46 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 1,500,075 22,986 SH   SOLE   21,156 0 1,830
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 383,403 5,875 SH   OTR   4,475 0 1,400
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 219,216 468 SH   SOLE   468 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 999,005 8,407 SH   SOLE   8,407 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 109,680 923 SH   OTR   45 0 878
JPMORGAN CHASE & CO COMMON STOCK 46625H100 2,010,552 6,374 SH   SOLE   6,273 0 101
JPMORGAN CHASE & CO COMMON STOCK 46625H100 94,630 300 SH   OTR   200 0 100
JOHNSON & JOHNSON COMMON STOCK 478160104 1,694,927 9,141 SH   SOLE   8,828 0 313
JOHNSON & JOHNSON COMMON STOCK 478160104 265,337 1,431 SH   OTR   1,067 0 364
ELI LILLY & CO COMMON STOCK 532457108 270,865 355 SH   SOLE   355 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 162,743 326 SH   SOLE   326 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 64,897 130 SH   OTR   100 0 30
LOWES COMPANIES INC COM COMMON STOCK 548661107 179,687 715 SH   SOLE   715 0 0
LOWES COMPANIES INC COM COMMON STOCK 548661107 25,885 103 SH   OTR   48 0 55
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106 327,075 10,500 SH   SOLE   0 0 10,500
MANULIFE FINANCIAL CORP FOREIGN STOCK 56501R106 15,077 484 SH   OTR   0 0 484
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 308,361 1,184 SH   SOLE   1,184 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 957,861 3,152 SH   SOLE   2,837 0 315
MCDONALDS CORP COM COMMON STOCK 580135101 318,784 1,049 SH   OTR   675 0 374
MICROSOFT CORP COMMON STOCK 594918104 6,792,399 13,114 SH   SOLE   12,953 0 161
MICROSOFT CORP COMMON STOCK 594918104 2,231,849 4,309 SH   OTR   4,196 0 113
NISOURCE INC COMMON STOCK 65473P105 912,593 21,076 SH   SOLE   19,566 0 1,510
NISOURCE INC COMMON STOCK 65473P105 267,682 6,182 SH   OTR   5,510 0 672
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 138,489 461 SH   SOLE   461 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 75,103 250 SH   OTR   250 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 280,287 460 SH   SOLE   460 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 67,025 110 SH   OTR   110 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 1,536,486 8,235 SH   SOLE   7,593 0 642
NVIDIA CORPORATION COMMON STOCK 67066G104 10,822 58 SH   OTR   58 0 0
PAYCHEX INC COMMON STOCK 704326107 249,589 1,969 SH   SOLE   992 0 977
PAYCHEX INC COMMON STOCK 704326107 174,294 1,375 SH   OTR   1,375 0 0
PEPSICO INC COMMON STOCK 713448108 271,752 1,935 SH   SOLE   1,935 0 0
PEPSICO INC COMMON STOCK 713448108 235,378 1,676 SH   OTR   1,390 0 286
PFIZER INC COMMON STOCK 717081103 264,941 10,398 SH   SOLE   9,274 0 1,124
PFIZER INC COMMON STOCK 717081103 25,837 1,014 SH   OTR   200 0 814
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 258,709 1,595 SH   SOLE   1,595 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 158,469 977 SH   OTR   977 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 966,618 6,291 SH   SOLE   5,822 0 469
PROCTER & GAMBLE CO COMMON STOCK 742718109 277,800 1,808 SH   OTR   1,592 0 216
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 8,561,727 82,802 SH   SOLE   82,802 0 0
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 1,944,954 18,810 SH   OTR   18,810 0 0
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 1,745,180 16,932 SH   SOLE   14,902 0 2,030
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 247,368 2,400 SH   OTR   2,260 0 140
QUAKER CHEM CORP COMMON STOCK 747316107 272,064 2,065 SH   OTR   2,065 0 0
QUALCOMM INC COMMON STOCK 747525103 129,761 780 SH   SOLE   780 0 0
QUALCOMM INC COMMON STOCK 747525103 199,632 1,200 SH   OTR   1,200 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 307,108 461 SH   SOLE   394 0 67
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 239,824 360 SH   OTR   40 0 320
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 772,793 2,174 SH   SOLE   2,084 0 90
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 76,782 216 SH   OTR   216 0 0
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359 4,430,530 48,956 SH   SOLE   43,068 0 5,888
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/COR 78464A359 1,953,173 21,582 SH   OTR   19,145 0 2,437
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605 448,307 8,322 SH   SOLE   7,397 0 925
FINANCIAL SELECT SECTOR SPDR MUTUAL FUND/STO 81369Y605 112,804 2,094 SH   OTR   1,794 0 300
INDUSTRIAL SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y704 733,829 4,758 SH   SOLE   4,117 0 641
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803 1,690,316 5,997 SH   SOLE   5,643 0 354
SOUTHERN COMPANY COMMON STOCK 842587107 578,098 6,100 SH   SOLE   5,600 0 500
SOUTHERN COMPANY COMMON STOCK 842587107 55,535 586 SH   OTR   100 0 486
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 558,440 2,000 SH   SOLE   2,000 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 298,202 3,570 SH   SOLE   3,570 0 0
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 2,143,015 9,931 SH   SOLE   8,976 0 955
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 402,448 1,865 SH   OTR   1,290 0 575
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 2,482,935 6,170 SH   SOLE   5,934 0 236
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 101,813 253 SH   OTR   253 0 0
VANGUARD MEGA CAP VALUE ETF MUTUAL FUND/STO 921910840 1,875,188 13,614 SH   SOLE   11,357 0 2,257
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/COR 921937835 634,301 8,529 SH   SOLE   8,529 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 1,294,490 9,184 SH   SOLE   8,649 0 535
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 149,407 1,060 SH   OTR   945 0 115
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 1,284,619 14,342 SH   SOLE   14,342 0 0
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 8,957 100 SH   OTR   100 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 346,701 6,399 SH   SOLE   5,821 0 578
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 440,282 1,696 SH   SOLE   1,478 0 218
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 79,438 306 SH   OTR   156 0 150
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 1,635,866 2,191 SH   SOLE   2,119 0 72
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 517,415 693 SH   OTR   633 0 60
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 5,854,968 9,561 SH   SOLE   9,549 0 12
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 1,290,897 2,108 SH   OTR   1,383 0 725
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 355,619 2,037 SH   SOLE   2,022 0 15
VANGUARD MID-CAP GROWTH ETF MUTUAL FUND/STO 922908538 1,038,550 3,535 SH   SOLE   3,535 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 267,315 2,924 SH   SOLE   2,906 0 18
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 2,286 25 SH   OTR   25 0 0
VANGUARD SMALL CAP GROWTH ETF MUTUAL FUND/STO 922908595 536,013 1,801 SH   SOLE   1,726 0 75
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 339,364 1,626 SH   SOLE   1,626 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 5,736,619 11,961 SH   SOLE   11,425 0 536
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 209,590 437 SH   OTR   137 0 300
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 573,084 3,073 SH   SOLE   3,073 0 0
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 103,502 555 SH   OTR   80 0 475
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 156,890 617 SH   SOLE   617 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 254,280 1,000 SH   OTR   750 0 250
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 266,147 811 SH   SOLE   811 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 479,454 10,909 SH   SOLE   7,611 0 3,298
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 94,405 2,148 SH   OTR   1,468 0 680
VISA INC COMMON STOCK 92826C839 678,663 1,988 SH   SOLE   1,699 0 289
VISA INC COMMON STOCK 92826C839 214,044 627 SH   OTR   429 0 198
WEC ENERGY GROUP INC COMMON STOCK 92939U106 14,095 123 SH   SOLE   123 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 197,094 1,720 SH   OTR   1,720 0 0
WALMART INC COMMON STOCK 931142103 278,879 2,706 SH   SOLE   2,439 0 267
WALMART INC COMMON STOCK 931142103 139,440 1,353 SH   OTR   0 0 1,353
WELLTOWER INC COMMON STOCK 95040Q104 744,804 4,181 SH   SOLE   3,600 0 581
WELLTOWER INC COMMON STOCK 95040Q104 213,768 1,200 SH   OTR   929 0 271
WHEATON PRECIOUS METALS CORP FOREIGN STOCK 962879102 1,274,976 11,400 SH   SOLE   11,400 0 0
LINDE PLC FOREIGN STOCK G54950103 81,700 172 SH   SOLE   172 0 0
LINDE PLC FOREIGN STOCK G54950103 163,875 345 SH   OTR   345 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 533,344 5,600 SH   SOLE   5,600 0 0