The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 13F


FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 168,117 6,768 SH   SOLE   3,768 0 3,000
AT&T INC COMMON STOCK 00206R102 302,551 12,180 SH   OTR   12,180 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 502,790 4,013 SH   SOLE   4,013 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 186,432 1,488 SH   OTR   1,488 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,091,497 4,777 SH   SOLE   4,515 0 262
ABBVIE INC COMMON STOCK 00287Y109 408,769 1,789 SH   OTR   1,689 0 100
ALPHABET INC COMMON STOCK 02079K305 672,324 2,148 SH   SOLE   1,741 0 407
ALPHABET INC COMMON STOCK 02079K305 62,600 200 SH   OTR   200 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 182,897 3,172 SH   SOLE   2,472 0 700
ALTRIA GROUP INC COMMON STOCK 02209S103 82,741 1,435 SH   OTR   1,435 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,136,326 4,923 SH   SOLE   4,303 0 620
AMAZON.COM INC COMMON STOCK 023135106 91,175 395 SH   OTR   365 0 30
AMERICAN CENTURY DIVERSIFIED MUTUAL FUNDS/MU 025072505 271,102 5,379 SH   OTR   5,379 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 260,947 2,263 SH   SOLE   2,263 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 247,801 2,149 SH   OTR   2,086 0 63
ELEVANCE HEALTH COMMON STOCK 036752103 375,439 1,071 SH   SOLE   1,071 0 0
ELEVANCE HEALTH COMMON STOCK 036752103 81,328 232 SH   OTR   0 0 232
APPLE INC COMMON STOCK 037833100 3,640,749 13,392 SH   SOLE   12,652 0 740
APPLE INC COMMON STOCK 037833100 1,322,872 4,866 SH   OTR   3,230 0 1,636
ASTRAZENECA PLC FOREIGN STOCK 046353108 30,980 337 SH   SOLE   0 0 337
ASTRAZENECA PLC FOREIGN STOCK 046353108 253,819 2,761 SH   OTR   2,761 0 0
BP PLC FOREIGN STOCK 055622104 51,678 1,488 SH   SOLE   1,488 0 0
BP PLC FOREIGN STOCK 055622104 449,753 12,950 SH   OTR   12,950 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 508,180 1,011 SH   SOLE   959 0 52
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 88,969 177 SH   OTR   177 0 0
BIONTECH SE FOREIGN STOCK 09075V102 279,888 2,940 SH   SOLE   2,940 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 19,505 8,300 SH   SOLE   8,300 0 0
BITFARMS LTD FOREIGN STOCK 09173B107 12,185 5,185 SH   OTR   5,185 0 0
CSX CORP COMMON STOCK 126408103 220,110 6,072 SH   SOLE   6,072 0 0
CHEVRON CORP COMMON STOCK 166764100 199,506 1,309 SH   SOLE   577 0 732
CHEVRON CORP COMMON STOCK 166764100 45,723 300 SH   OTR   300 0 0
CHIPOTLE MEXICAN GRILL INC COMMON STOCK 169656105 333,000 9,000 SH   SOLE   9,000 0 0
COCA COLA CO COMMON STOCK 191216100 910,928 13,030 SH   SOLE   12,675 0 355
COCA COLA CO COMMON STOCK 191216100 127,376 1,822 SH   OTR   1,822 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 767,483 890 SH   SOLE   700 0 190
DTE ENERGY CO COMMON STOCK 233331107 773,880 6,000 SH   SOLE   6,000 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 261,501 2,185 SH   SOLE   2,185 0 0
DANAHER CORP COMMON STOCK 235851102 228,920 1,000 SH   OTR   1,000 0 0
DIREXION DAILY S&P500 BULL 3X MUTUAL FUND/STO 25459W862 3,159,136 14,320 SH   SOLE   14,320 0 0
DIREXION DAILY S&P500 BULL 3X MUTUAL FUND/STO 25459W862 723,603 3,280 SH   OTR   3,280 0 0
DOLLAR TREE INC COMMON STOCK 256746108 212,807 1,730 SH   OTR   1,730 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 348,232 2,971 SH   SOLE   2,776 0 195
DUKE ENERGY CORP COMMON STOCK 26441C204 348,351 2,972 SH   OTR   2,653 0 319
EMERSON ELEC CO COMMON STOCK 291011104 220,979 1,665 SH   SOLE   1,665 0 0
EMERSON ELEC CO COMMON STOCK 291011104 52,424 395 SH   OTR   395 0 0
ENBRIDGE INC FOREIGN STOCK 29250N105 322,279 6,738 SH   SOLE   5,538 0 1,200
ENBRIDGE INC FOREIGN STOCK 29250N105 149,564 3,127 SH   OTR   2,828 0 299
ENTERGY CORP COMMON STOCK 29364G103 781,958 8,460 SH   SOLE   8,360 0 100
EXELON CORP COMMON STOCK 30161N101 387,995 8,901 SH   SOLE   8,051 0 850
EXELON CORP COMMON STOCK 30161N101 29,423 675 SH   OTR   675 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 570,050 4,737 SH   SOLE   4,071 0 666
EXXON MOBIL CORP COMMON STOCK 30231G102 213,604 1,775 SH   OTR   1,775 0 0
META PLATFORMS INC COMMON STOCK 30303M102 518,173 785 SH   SOLE   552 0 233
META PLATFORMS INC COMMON STOCK 30303M102 155,781 236 SH   OTR   36 0 200
FINWARD BANCORP COMMON STOCK 31812F109 1,379,581 39,204 SH   SOLE   305 0 38,899
FINWARD BANCORP COMMON STOCK 31812F109 3,416,387 97,084 SH   OTR   0 0 97,084
FIRST TRUST MORNINGSTAR DIV MUTUAL FUND/STO 336917109 694,188 15,656 SH   SOLE   13,505 0 2,151
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 1,906,746 41,379 SH   SOLE   36,107 0 5,272
FIRST TRUST VALUE LINE DIVIDEND MUTUAL FUND/STO 33734H106 212,245 4,606 SH   OTR   4,606 0 0
FLEXSHARES TR MUTUAL FUND/COR 33939L761 6,313,353 128,516 SH   SOLE   126,796 0 1,720
FLEXSHARES TR MUTUAL FUND/COR 33939L761 837,631 17,051 SH   OTR   9,891 0 7,160
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 213,597 243 SH   SOLE   243 0 0
HOME DEPOT INC COMMON STOCK 437076102 52,992 154 SH   SOLE   85 0 69
HOME DEPOT INC COMMON STOCK 437076102 550,560 1,600 SH   OTR   1,600 0 0
INTEL CORP COMMON STOCK 458140100 258,854 7,015 SH   SOLE   7,015 0 0
INTEL CORP COMMON STOCK 458140100 31,697 859 SH   OTR   200 0 659
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 148,105 500 SH   SOLE   0 0 500
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 118,484 400 SH   OTR   400 0 0
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103 4,458,050 7,257 SH   SOLE   6,764 0 493
INVESCO QQQ TRUST MUTUAL FUND/STO 46090E103 12,286 20 SH   OTR   20 0 0
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 2,820,203 24,769 SH   SOLE   24,769 0 0
INVESCO S&P 500 GARP ETF MUTUAL FUND/STO 46137V431 432,098 3,795 SH   OTR   3,140 0 655
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 290,400 6,050 SH   SOLE   4,747 0 1,303
INVESCO S&P 500 HIGH DIV LOW VOL MUTUAL FUND/STO 46138E362 32,208 671 SH   OTR   671 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 252,911 10,395 SH   SOLE   10,395 0 0
INVESCO VARIABLE RATE PREFERRED MUTUAL FUND/COR 46138G870 13,382 550 SH   OTR   550 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 158,710 1,444 SH   SOLE   1,444 0 0
ISHARES TIPS BOND (MKT) MUTUAL FUND/GOV 464287176 45,283 412 SH   OTR   412 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 578,704 5,794 SH   SOLE   5,794 0 0
ISHARES CORE US AGGBD BD ETF MUTUAL FUND/COR 464287226 133,640 1,338 SH   OTR   1,338 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 584,922 6,091 SH   SOLE   6,066 0 25
ISHARES MSCI EAFE (MKT) MUTUAL FUND/STO 464287465 4,417 46 SH   OTR   46 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 1,469,886 22,271 SH   SOLE   21,041 0 1,230
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 408,210 6,185 SH   OTR   4,785 0 1,400
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 221,504 468 SH   SOLE   468 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 1,042,445 8,674 SH   SOLE   8,674 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 110,926 923 SH   OTR   45 0 878
JPMORGAN CHASE & CO COMMON STOCK 46625H100 2,032,887 6,309 SH   SOLE   6,208 0 101
JPMORGAN CHASE & CO COMMON STOCK 46625H100 96,666 300 SH   OTR   200 0 100
JOHNSON & JOHNSON COMMON STOCK 478160104 1,889,455 9,130 SH   SOLE   8,817 0 313
JOHNSON & JOHNSON COMMON STOCK 478160104 296,145 1,431 SH   OTR   1,067 0 364
ELI LILLY & CO COMMON STOCK 532457108 381,511 355 SH   SOLE   355 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 157,677 326 SH   SOLE   326 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 62,877 130 SH   OTR   100 0 30
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 350,880 1,131 SH   SOLE   1,131 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 959,680 3,140 SH   SOLE   2,825 0 315
MCDONALDS CORP COM COMMON STOCK 580135101 320,607 1,049 SH   OTR   675 0 374
MICROSOFT CORP COMMON STOCK 594918104 6,100,379 12,614 SH   SOLE   12,453 0 161
MICROSOFT CORP COMMON STOCK 594918104 2,083,918 4,309 SH   OTR   4,196 0 113
NISOURCE INC COMMON STOCK 65473P105 880,133 21,076 SH   SOLE   19,566 0 1,510
NISOURCE INC COMMON STOCK 65473P105 299,920 7,182 SH   OTR   6,510 0 672
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 262,297 460 SH   SOLE   460 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 62,723 110 SH   OTR   110 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 1,196,772 6,417 SH   SOLE   5,775 0 642
NVIDIA CORPORATION COMMON STOCK 67066G104 25,924 139 SH   OTR   139 0 0
PAYCHEX INC COMMON STOCK 704326107 220,883 1,969 SH   SOLE   992 0 977
PAYCHEX INC COMMON STOCK 704326107 154,248 1,375 SH   OTR   1,375 0 0
PEPSICO INC COMMON STOCK 713448108 257,618 1,795 SH   SOLE   1,795 0 0
PEPSICO INC COMMON STOCK 713448108 234,512 1,634 SH   OTR   1,348 0 286
PFIZER INC COMMON STOCK 717081103 258,912 10,398 SH   SOLE   9,274 0 1,124
PFIZER INC COMMON STOCK 717081103 25,249 1,014 SH   OTR   200 0 814
PHILIP MORRIS INTL INC COMMON STOCK 718172109 255,838 1,595 SH   SOLE   1,595 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 148,530 926 SH   OTR   926 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 877,058 6,120 SH   SOLE   5,651 0 469
PROCTER & GAMBLE CO COMMON STOCK 742718109 195,332 1,363 SH   OTR   1,247 0 116
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 3,078,004 58,384 SH   SOLE   58,384 0 0
PROSHARES ULTRAPRO QQQ MUTUAL FUND/STO 74347X831 704,338 13,360 SH   OTR   13,360 0 0
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 1,505,163 14,463 SH   SOLE   13,723 0 740
PROSHARES S&P 500 DIVIDEND MUTUAL FUND/STO 74348A467 249,768 2,400 SH   OTR   2,260 0 140
QUAKER CHEM CORP COMMON STOCK 747316107 283,545 2,065 SH   OTR   2,065 0 0
QUALCOMM INC COMMON STOCK 747525103 133,420 780 SH   SOLE   780 0 0
QUALCOMM INC COMMON STOCK 747525103 205,260 1,200 SH   OTR   1,200 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 295,272 433 SH   SOLE   366 0 67
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 245,491 360 SH   OTR   40 0 320
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 861,578 2,174 SH   SOLE   2,084 0 90
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 85,604 216 SH   OTR   216 0 0
STATE STREET SPDR BLOOMBERG MUTUAL FUND/COR 78464A359 4,245,117 47,591 SH   SOLE   42,663 0 4,928
STATE STREET SPDR BLOOMBERG MUTUAL FUND/COR 78464A359 1,924,846 21,579 SH   OTR   19,142 0 2,437
STATE STREET FINANCIAL SELECT MUTUAL FUND/STO 81369Y605 455,798 8,322 SH   SOLE   7,397 0 925
STATE STREET FINANCIAL SELECT MUTUAL FUND/STO 81369Y605 140,156 2,559 SH   OTR   2,259 0 300
STATE STREET INDUSTRIAL SELECT MUTUAL FUND/STO 81369Y704 758,225 4,888 SH   SOLE   4,247 0 641
STATE STREET TECHNOLOGY SELECT MUTUAL FUND/STO 81369Y803 1,746,070 12,128 SH   SOLE   11,420 0 708
STATE STREET TECHNOLOGY SELECT MUTUAL FUND/STO 81369Y803 25,339 176 SH   OTR   176 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 531,920 6,100 SH   SOLE   5,600 0 500
SOUTHERN COMPANY COMMON STOCK 842587107 42,379 486 SH   OTR   0 0 486
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 580,120 2,000 SH   SOLE   2,000 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 354,108 3,570 SH   SOLE   3,570 0 0
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 2,456,261 11,176 SH   SOLE   11,176 0 0
VANGUARD DIVIDEND APPREC IDX ETF MUTUAL FUND/STO 921908844 414,288 1,885 SH   OTR   1,310 0 575
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 2,512,945 6,088 SH   SOLE   5,832 0 256
VANGUARD MEGA CAP GROWTH ETF MUTUAL FUND/STO 921910816 104,431 253 SH   OTR   253 0 0
VANGUARD MEGA CAP VALUE ETF MUTUAL FUND/STO 921910840 1,905,943 13,502 SH   SOLE   11,245 0 2,257
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/COR 921937835 609,671 8,231 SH   SOLE   8,231 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 1,205,279 8,398 SH   SOLE   8,398 0 0
VANGUARD HIGH DIVIDEND YIELD MUTUAL FUND/STO 921946406 137,062 955 SH   OTR   840 0 115
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 1,404,866 15,362 SH   SOLE   15,362 0 0
VANGUARD INTL DIV APPREC ETF MUTUAL FUND/STO 921946810 23,502 257 SH   OTR   161 0 96
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 327,398 6,090 SH   SOLE   5,512 0 578
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 488,197 1,696 SH   SOLE   1,478 0 218
VANGUARD HEALTH CARE ETF (MKT) MUTUAL FUND/STO 92204A504 88,083 306 SH   OTR   156 0 150
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 1,594,244 2,115 SH   SOLE   2,043 0 72
VANGUARD INFORMATION TECHNOLOGY MUTUAL FUND/STO 92204A702 522,369 693 SH   OTR   633 0 60
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 6,299,526 10,045 SH   SOLE   10,033 0 12
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 1,337,041 2,132 SH   OTR   1,407 0 725
VANGUARD MID-CAP VALUE ETF (MKT) MUTUAL FUND/STO 922908512 355,982 2,007 SH   SOLE   1,992 0 15
VANGUARD MID-CAP GROWTH ETF MUTUAL FUND/STO 922908538 986,763 3,535 SH   SOLE   3,535 0 0
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 251,046 2,837 SH   SOLE   2,819 0 18
VANGUARD REAL ESTATE ETF MUTUAL FUND/STO 922908553 2,212 25 SH   OTR   25 0 0
VANGUARD SMALL CAP GROWTH ETF MUTUAL FUND/STO 922908595 526,577 1,743 SH   SOLE   1,743 0 0
VANGUARD SMALL CAP VALUE ETF MUTUAL FUND/STO 922908611 344,372 1,626 SH   SOLE   1,626 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 5,673,326 11,629 SH   SOLE   11,293 0 336
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 238,564 489 SH   OTR   189 0 300
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 618,045 3,236 SH   SOLE   3,236 0 0
VANGUARD VALUE ETF (MKT) MUTUAL FUND/STO 922908744 105,999 555 SH   OTR   80 0 475
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 184,951 717 SH   SOLE   717 0 0
VANGUARD SMALL CAP ETF (MKT) MUTUAL FUND/STO 922908751 257,952 1,000 SH   OTR   750 0 250
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 281,962 841 SH   SOLE   841 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 443,513 10,889 SH   SOLE   7,591 0 3,298
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 82,804 2,033 SH   OTR   1,378 0 655
VISA INC COMMON STOCK 92826C839 697,210 1,988 SH   SOLE   1,699 0 289
VISA INC COMMON STOCK 92826C839 219,895 627 SH   OTR   429 0 198
WALMART INC COMMON STOCK 931142103 301,476 2,706 SH   SOLE   2,439 0 267
WALMART INC COMMON STOCK 931142103 150,738 1,353 SH   OTR   0 0 1,353
WELLTOWER INC COMMON STOCK 95040Q104 723,139 3,896 SH   SOLE   3,470 0 426
WELLTOWER INC COMMON STOCK 95040Q104 222,732 1,200 SH   OTR   929 0 271
WHEATON PRECIOUS METALS CORP FOREIGN STOCK 962879102 1,339,728 11,400 SH   SOLE   11,400 0 0
LINDE PLC FOREIGN STOCK G54950103 73,339 172 SH   SOLE   172 0 0
LINDE PLC FOREIGN STOCK G54950103 147,105 345 SH   OTR   345 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 537,936 5,600 SH   SOLE   5,600 0 0