Dividend Reinvestment Plan

Finward Bancorp

Automatic Dividend Reinvestment Plan

200,000 Shares of Common Stock Without Par Value

This Prospectus relates to 200,000 shares of common stock, without par value, of Finward Bancorp (previously NorthWest Indiana Bancorp) registered for sale under our Automatic Dividend Reinvestment Plan which provides holders of record of our common stock with a simple and convenient way to purchase additional shares without any brokerage fees or services charges. Please see our Plan for more information.