Note 5 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($) |
3 Months Ended | 9 Months Ended | ||
|---|---|---|---|---|
Sep. 30, 2020 |
Sep. 30, 2019 |
Sep. 30, 2020 |
Sep. 30, 2019 |
|
| Beginning Balance | $ 9,866,000 | $ 8,744,000 | $ 8,999,000 | $ 7,962,000 |
| Charge-offs | (9,000) | (84,000) | (199,000) | (175,000) |
| Recoveries | 8,000 | 20,000 | 43,000 | 65,000 |
| Provisions | 849,000 | 494,000 | 1,871,000 | 1,322,000 |
| Ending Balance | 10,714,000 | 9,174,000 | 10,714,000 | 9,174,000 |
| Charge-offs | 9,000 | 84,000 | 199,000 | 175,000 |
| Residential Portfolio Segment [Member] | ||||
| Beginning Balance | 1,708,000 | 1,660,000 | 1,812,000 | 1,715,000 |
| Charge-offs | 0 | (62,000) | (2,000) | (128,000) |
| Recoveries | 5,000 | 5,000 | 15,000 | 23,000 |
| Provisions | 170,000 | 149,000 | 58,000 | 142,000 |
| Ending Balance | 1,883,000 | 1,752,000 | 1,883,000 | 1,752,000 |
| Charge-offs | (0) | 62,000 | 2,000 | 128,000 |
| Home Equity Portfolio Segment [Member] | ||||
| Beginning Balance | 231,000 | 202,000 | 223,000 | 202,000 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 2,000 | 0 | 4,000 |
| Provisions | (19,000) | 23,000 | (11,000) | 21,000 |
| Ending Balance | 212,000 | 227,000 | 212,000 | 227,000 |
| Charge-offs | (0) | (0) | (0) | (0) |
| Commercial Real Estate Portfolio Segment [Member] | ||||
| Beginning Balance | 3,712,000 | 3,529,000 | 3,773,000 | 3,335,000 |
| Charge-offs | 0 | 0 | (80,000) | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | 675,000 | 178,000 | 694,000 | 372,000 |
| Ending Balance | 4,387,000 | 3,707,000 | 4,387,000 | 3,707,000 |
| Charge-offs | (0) | (0) | 80,000 | (0) |
| Construction and Land Development Portfolio Segment [Member] | ||||
| Beginning Balance | 1,201,000 | 806,000 | 1,098,000 | 756,000 |
| Charge-offs | 0 | 0 | (17,000) | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | (29,000) | 188,000 | 91,000 | 238,000 |
| Ending Balance | 1,172,000 | 994,000 | 1,172,000 | 994,000 |
| Charge-offs | (0) | (0) | 17,000 | (0) |
| Multifamily Portfolio Segment [Member] | ||||
| Beginning Balance | 609,000 | 453,000 | 529,000 | 472,000 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | (59,000) | 51,000 | 21,000 | 32,000 |
| Ending Balance | 550,000 | 504,000 | 550,000 | 504,000 |
| Charge-offs | (0) | (0) | (0) | (0) |
| Farmland Portfolio Segment [Member] | ||||
| Beginning Balance | 0 | 0 | 0 | 0 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | 0 | 0 | 0 | 0 |
| Ending Balance | 0 | 0 | 0 | 0 |
| Charge-offs | (0) | (0) | (0) | (0) |
| Commercial Portfolio Segment [Member] | ||||
| Beginning Balance | 2,375,000 | 1,517,000 | 1,504,000 | 1,362,000 |
| Charge-offs | 0 | (9,000) | (78,000) | (9,000) |
| Recoveries | 0 | 8,000 | 17,000 | 24,000 |
| Provisions | 113,000 | 405,000 | 1,045,000 | 544,000 |
| Ending Balance | 2,488,000 | 1,921,000 | 2,488,000 | 1,921,000 |
| Charge-offs | (0) | 9,000 | 78,000 | 9,000 |
| Consumer Portfolio Segment [Member] | ||||
| Beginning Balance | 30,000 | 51,000 | 43,000 | 41,000 |
| Charge-offs | (9,000) | (13,000) | (22,000) | (38,000) |
| Recoveries | 3,000 | 5,000 | 11,000 | 14,000 |
| Provisions | (2,000) | 7,000 | (10,000) | 33,000 |
| Ending Balance | 22,000 | 50,000 | 22,000 | 50,000 |
| Charge-offs | 9,000 | 13,000 | 22,000 | 38,000 |
| Manufactured Homes Portfolio Segment [Member] | ||||
| Beginning Balance | 0 | 505,000 | 0 | 41,000 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | 0 | (505,000) | 0 | (41,000) |
| Ending Balance | 0 | 0 | 0 | 0 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Government Portfolio Segment [Member] | ||||
| Beginning Balance | 0 | 21,000 | 17,000 | 38,000 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | 0 | (2,000) | (17,000) | (19,000) |
| Ending Balance | 0 | 19,000 | 0 | 19,000 |
| Charge-offs | $ (0) | $ (0) | $ (0) | $ (0) |