Annual report pursuant to Section 13 and 15(d)

Note 12 - Regulatory Capital (Tables)

v3.22.1
Note 12 - Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2021
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

(Dollars in millions)

                                 

Minimum Required To Be

 
                   

Minimum Required For

   

Well Capitalized Under Prompt

 
   

Actual

   

Capital Adequacy Purposes

   

Corrective Action Regulations

 

At December 31, 2021

 

Amount

   

Ratio

   

Amount

   

Ratio

   

Amount

   

Ratio

 

Common equity tier 1 capital to risk-weighted assets

  $ 133.7       12.6 %   $ 47.8       4.5 %   $ 69.0       6.5 %

Tier 1 capital to risk-weighted assets

  $ 133.7       12.6 %   $ 63.7       6.0 %   $ 85.0       8.0 %

Total capital to risk-weighted assets

  $ 147.0       13.9 %   $ 85.0       8.0 %   $ 106.2       10.0 %

Tier 1 capital to adjusted average assets

  $ 133.7       8.4 %   $ 64.1       4.0 %   $ 80.1       5.0 %

(Dollars in millions)

                                 

Minimum Required To Be

 
                   

Minimum Required For

   

Well Capitalized Under Prompt

 
   

Actual

   

Capital Adequacy Purposes

   

Corrective Action Regulations

 

At December 31, 2020

 

Amount

   

Ratio

   

Amount

   

Ratio

   

Amount

   

Ratio

 

Common equity tier 1 capital to risk-weighted assets

  $ 122.0       12.6 %   $ 43.8       4.5 %   $ 63.2       6.5 %

Tier 1 capital to risk-weighted assets

  $ 122.0       12.6 %   $ 58.4       6.0 %   $ 77.8       8.0 %

Total capital to risk-weighted assets

  $ 134.2       13.8 %   $ 77.8       8.0 %   $ 97.3       10.0 %

Tier 1 capital to adjusted average assets

  $ 122.0       8.3 %   $ 59.1       4.0 %   $ 73.9       5.0 %