Quarterly report [Sections 13 or 15(d)]

Loans Receivable - Schedule of Credit Quality Indicators (Details)

v3.26.3
Loans Receivable - Schedule of Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Total Loans Receivable          
2026/2025 $ 275,146   $ 275,146   $ 132,738
2025/2024 177,485   177,485   125,371
2024/2023 116,121   116,121   125,504
2023/2022 128,905   128,905   257,065
2022/2021 251,986   251,986   260,859
Prior 548,832   548,832   438,852
Revolving 0   0   106,883
Revolving Converted to Term 0   0   1,552
Total 1,498,475   1,498,475   1,448,824
Total current period gross charge-off          
2026/2025     (1)   (202)
2025/2024     (5)   0
2024/2023     (43)   (44)
2023/2022     (90)   0
2022/2021     (95)   (13)
Prior     (116)   (496)
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs (277) $ (290) (350) $ (418) (755)
Residential real estate          
Total Loans Receivable          
2026/2025 47,612   47,612   12,866
2025/2024 20,494   20,494   19,213
2024/2023 18,413   18,413   28,065
2023/2022 25,989   25,989   83,773
2022/2021 78,964   78,964   95,129
Prior 263,196   263,196   200,920
Revolving 0   0   2,477
Revolving Converted to Term 0   0   0
Total 454,668   454,668   442,443
Total current period gross charge-off          
2026/2025     0   0
2025/2024     (5)   0
2024/2023     0   0
2023/2022     (90)   0
2022/2021     (26)   (13)
Prior     0   0
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs (116) 0 (121) 0 (13)
Residential real estate | Pass          
Total Loans Receivable          
2026/2025 47,308   47,308   12,570
2025/2024 19,805   19,805   19,139
2024/2023 18,341   18,341   26,559
2023/2022 24,709   24,709   80,834
2022/2021 73,666   73,666   93,636
Prior 256,404   256,404   196,415
Revolving 0   0   2,477
Revolving Converted to Term 0   0   0
Total 440,233   440,233   431,630
Residential real estate | Special Mention          
Total Loans Receivable          
2026/2025 304   304   0
2025/2024 406   406   0
2024/2023 0   0   619
2023/2022 479   479   1,464
2022/2021 1,131   1,131   1,063
Prior 3,382   3,382   1,651
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 5,702   5,702   4,797
Residential real estate | Substandard          
Total Loans Receivable          
2026/2025 0   0   296
2025/2024 283   283   74
2024/2023 72   72   887
2023/2022 801   801   1,475
2022/2021 4,167   4,167   430
Prior 3,410   3,410   2,854
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 8,733   8,733   6,016
Home equity          
Total Loans Receivable          
2026/2025 11,205   11,205   766
2025/2024 10,094   10,094   116
2024/2023 6,030   6,030   48
2023/2022 6,369   6,369   232
2022/2021 8,981   8,981   69
Prior 10,501   10,501   2,326
Revolving 0   0   48,388
Revolving Converted to Term 0   0   1,552
Total 53,180   53,180   53,497
Total current period gross charge-off          
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
Prior     0   0
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs 0 0 0 0 0
Home equity | Pass          
Total Loans Receivable          
2026/2025 11,205   11,205   766
2025/2024 10,094   10,094   92
2024/2023 5,914   5,914   41
2023/2022 6,035   6,035   232
2022/2021 8,849   8,849   49
Prior 9,722   9,722   2,086
Revolving 0   0   47,926
Revolving Converted to Term 0   0   1,187
Total 51,819   51,819   52,379
Home equity | Special Mention          
Total Loans Receivable          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 100   100   7
2023/2022 71   71   0
2022/2021 92   92   0
Prior 339   339   59
Revolving 0   0   45
Revolving Converted to Term 0   0   194
Total 602   602   305
Home equity | Substandard          
Total Loans Receivable          
2026/2025 0   0   0
2025/2024 0   0   24
2024/2023 16   16   0
2023/2022 263   263   0
2022/2021 40   40   20
Prior 440   440   181
Revolving 0   0   417
Revolving Converted to Term 0   0   171
Total 759   759   813
Commercial real estate          
Total Loans Receivable          
2026/2025 102,041   102,041   58,054
2025/2024 70,812   70,812   66,178
2024/2023 67,817   67,817   65,351
2023/2022 72,239   72,239   114,601
2022/2021 108,185   108,185   81,934
Prior 174,756   174,756   165,759
Revolving 0   0   3,717
Revolving Converted to Term 0   0   0
Total 595,850   595,850   555,594
Total current period gross charge-off          
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     (69)   0
Prior     0   0
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs (69) 0 (69) 0 0
Commercial real estate | Pass          
Total Loans Receivable          
2026/2025 101,685   101,685   58,029
2025/2024 70,157   70,157   65,768
2024/2023 65,803   65,803   62,929
2023/2022 68,414   68,414   111,515
2022/2021 104,180   104,180   78,531
Prior 164,970   164,970   160,344
Revolving 0   0   3,717
Revolving Converted to Term 0   0   0
Total 575,209   575,209   540,833
Commercial real estate | Special Mention          
Total Loans Receivable          
2026/2025 178   178   25
2025/2024 655   655   410
2024/2023 998   998   2,214
2023/2022 3,302   3,302   2,865
2022/2021 1,981   1,981   3,403
Prior 5,327   5,327   4,283
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 12,441   12,441   13,200
Commercial real estate | Substandard          
Total Loans Receivable          
2026/2025 178   178   0
2025/2024 0   0   0
2024/2023 1,016   1,016   208
2023/2022 523   523   221
2022/2021 2,024   2,024   0
Prior 4,459   4,459   1,132
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 8,200   8,200   1,561
Construction and land development          
Total Loans Receivable          
2026/2025 48,491   48,491   36,388
2025/2024 28,616   28,616   19,226
2024/2023 6,796   6,796   13,734
2023/2022 2,354   2,354   2,477
2022/2021 275   275   2,737
Prior 114   114   753
Revolving 0   0   1,893
Revolving Converted to Term 0   0   0
Total 86,646   86,646   77,208
Total current period gross charge-off          
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
Prior     0   0
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs 0 0 0 0 0
Construction and land development | Pass          
Total Loans Receivable          
2026/2025 48,106   48,106   36,388
2025/2024 28,616   28,616   19,226
2024/2023 6,796   6,796   12,795
2023/2022 1,761   1,761   2,288
2022/2021 275   275   1,074
Prior 114   114   753
Revolving 0   0   1,893
Revolving Converted to Term 0   0   0
Total 85,668   85,668   74,417
Construction and land development | Special Mention          
Total Loans Receivable          
2026/2025 385   385   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   129
2022/2021 0   0   428
Prior 0   0   0
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 385   385   557
Construction and land development | Substandard          
Total Loans Receivable          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   939
2023/2022 593   593   60
2022/2021 0   0   1,235
Prior 0   0   0
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 593   593   2,234
Multifamily          
Total Loans Receivable          
2026/2025 21,999   21,999   12,249
2025/2024 14,864   14,864   6,289
2024/2023 5,706   5,706   11,415
2023/2022 12,333   12,333   45,969
2022/2021 44,364   44,364   64,731
Prior 74,116   74,116   42,605
Revolving 0   0   644
Revolving Converted to Term 0   0   0
Total 173,382   173,382   183,902
Total current period gross charge-off          
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
Prior     0   (201)
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs 0 0 0 (46) (201)
Multifamily | Pass          
Total Loans Receivable          
2026/2025 19,602   19,602   12,249
2025/2024 14,864   14,864   6,289
2024/2023 5,706   5,706   11,215
2023/2022 12,142   12,142   44,804
2022/2021 43,261   43,261   64,357
Prior 73,406   73,406   40,791
Revolving 0   0   644
Revolving Converted to Term 0   0   0
Total 168,981   168,981   180,349
Multifamily | Special Mention          
Total Loans Receivable          
2026/2025 1,982   1,982   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   756
2022/2021 0   0   374
Prior 710   710   1,727
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 2,692   2,692   2,857
Multifamily | Substandard          
Total Loans Receivable          
2026/2025 415   415   0
2025/2024 0   0   0
2024/2023 0   0   200
2023/2022 191   191   409
2022/2021 1,103   1,103   0
Prior 0   0   87
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 1,709   1,709   696
Commercial business          
Total Loans Receivable          
2026/2025 42,582   42,582   6,900
2025/2024 28,622   28,622   11,961
2024/2023 11,250   11,250   6,819
2023/2022 9,567   9,567   7,217
2022/2021 9,127   9,127   4,737
Prior 4,365   4,365   11,906
Revolving 0   0   49,764
Revolving Converted to Term 0   0   0
Total 105,513   105,513   99,304
Total current period gross charge-off          
2026/2025     0   (158)
2025/2024     0   0
2024/2023     (43)   (44)
2023/2022     0   0
2022/2021     0   0
Prior     (59)   (293)
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs (59) (276) (102) (337) (495)
Commercial business | Pass          
Total Loans Receivable          
2026/2025 41,885   41,885   6,601
2025/2024 27,784   27,784   11,813
2024/2023 10,809   10,809   5,661
2023/2022 7,718   7,718   7,121
2022/2021 8,357   8,357   4,595
Prior 4,113   4,113   10,980
Revolving 0   0   48,326
Revolving Converted to Term 0   0   0
Total 100,666   100,666   95,097
Commercial business | Special Mention          
Total Loans Receivable          
2026/2025 0   0   299
2025/2024 838   838   61
2024/2023 311   311   260
2023/2022 881   881   62
2022/2021 702   702   18
Prior 184   184   737
Revolving 0   0   1,331
Revolving Converted to Term 0   0   0
Total 2,916   2,916   2,768
Commercial business | Substandard          
Total Loans Receivable          
2026/2025 697   697   0
2025/2024 0   0   87
2024/2023 130   130   898
2023/2022 968   968   34
2022/2021 68   68   124
Prior 68   68   189
Revolving 0   0   107
Revolving Converted to Term 0   0   0
Total 1,931   1,931   1,439
Consumer          
Total Loans Receivable          
2026/2025 139   139   705
2025/2024 48   48   58
2024/2023 36   36   72
2023/2022 37   37   19
2022/2021 10   10   16
Prior 8   8   0
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 278   278   870
Total current period gross charge-off          
2026/2025     (1)   (44)
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
Prior     (57)   (2)
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs (33) (14) (58) (35) (46)
Consumer | Pass          
Total Loans Receivable          
2026/2025 139   139   705
2025/2024 48   48   58
2024/2023 36   36   72
2023/2022 33   33   19
2022/2021 10   10   16
Prior 8   8   0
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 274   274   870
Consumer | Substandard          
Total Loans Receivable          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 4   4   0
2022/2021 0   0   0
Prior 0   0   0
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 4   4   0
Manufactured homes          
Total Loans Receivable          
2026/2025 0   0   0
2025/2024 95   95   0
2024/2023 73   73   0
2023/2022 17   17   1,733
2022/2021 1,445   1,445   10,429
Prior 19,688   19,688   11,546
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 21,318   21,318   23,708
Total current period gross charge-off          
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
Prior     0   0
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs 0 0 0 0 0
Manufactured homes | Pass          
Total Loans Receivable          
2026/2025 0   0   0
2025/2024 95   95   0
2024/2023 73   73   0
2023/2022 17   17   1,733
2022/2021 1,445   1,445   10,383
Prior 19,475   19,475   11,493
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 21,105   21,105   23,609
Manufactured homes | Special Mention          
Total Loans Receivable          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 164   164   28
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 164   164   28
Manufactured homes | Substandard          
Total Loans Receivable          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   46
Prior 49   49   25
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 49   49   71
Government          
Total Loans Receivable          
2026/2025 1,077   1,077   4,810
2025/2024 3,840   3,840   2,330
2024/2023 0   0   0
2023/2022 0   0   1,044
2022/2021 634   634   1,077
Prior 2,089   2,089   3,037
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total 7,640   7,640   12,298
Total current period gross charge-off          
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
Prior     0   0
Revolving     0   0
Revolving Converted to Term     0   0
Charge-offs 0 $ 0 0 $ 0 0
Government | Pass          
Total Loans Receivable          
2026/2025 1,077   1,077   4,810
2025/2024 3,840   3,840   2,330
2024/2023 0   0   0
2023/2022 0   0   1,044
2022/2021 634   634   1,077
Prior 2,089   2,089   3,037
Revolving 0   0   0
Revolving Converted to Term 0   0   0
Total $ 7,640   $ 7,640   $ 12,298