Annual report pursuant to Section 13 and 15(d)

Regulatory Capital (Tables)

v3.10.0.1
Regulatory Capital (Tables)
 12 Months Ended
Dec. 31, 2018
Parent Company [Member]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The following table shows that, at December 31, 2018, and December 31, 2017, the Bancorp’s capital exceeded all applicable regulatory capital requirements. The dollar amounts are in millions.
 
(Dollars in millions)
 
 
 
 
 
 
 
 
 
 
 
 
 
Minimum Required To Be
 
 
 
 
 
 
 
 
Minimum Required For
 
 
Well Capitalized Under Prompt
 
 
Actual
 
 
Capital Adequacy Purposes
 
 
Corrective Action Regulations
At December 31, 2018
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
 
Amount
 
Ratio
Common equity tier 1 capital to risk-weighted assets
 
$
92.8
 
 
 
11.6
%
 
$
36.1
 
 
 
4.5
%
 
N/A
 
N/A
Tier 1 capital to risk-weighted assets
 
$
92.8
 
 
 
11.6
%
 
$
48.2
 
 
 
6.0
%
 
N/A
 
N/A
Total capital to risk-weighted assets
 
$
100.8
 
 
 
12.6
%
 
$
64.2
 
 
 
8.0
%
 
N/A
 
N/A
Tier 1 capital to adjusted average assets
 
$
92.8
 
 
 
8.6
%
 
$
43.2
 
 
 
4.0
%
 
N/A
 
N/A
 
(Dollars in millions)
 
 
 
 
 
 
 
 
 
 
 
 
 
Minimum Required To Be
 
 
 
 
 
 
 
 
Minimum Required For
 
 
Well Capitalized Under Prompt
 
 
Actual
 
 
Capital Adequacy Purposes
 
 
Corrective Action Regulations
At December 31, 2017
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
 
Amount
 
Ratio
Common equity tier 1 capital to risk-weighted assets
 
$
88.4
 
 
 
12.9
%
 
$
30.9
 
 
 
4.5
%
 
N/A
 
N/A
Tier 1 capital to risk-weighted assets
 
$
88.4
 
 
 
12.9
%
 
$
41.2
 
 
 
6.0
%
 
N/A
 
N/A
Total capital to risk-weighted assets
 
$
96.0
 
 
 
14.0
%
 
$
55.0
 
 
 
8.0
%
 
N/A
 
N/A
Tier 1 capital to adjusted average assets
 
$
88.4
 
 
 
9.6
%
 
$
36.8
 
 
 
4.0
%
 
N/A
 
N/A
Peoples Bank Sb [Member]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
In addition, the following table shows that, at December 31, 2018, and December 31, 2017, the Bank’s capital exceeded all applicable regulatory capital requirements. The dollar amounts are in millions.
 
(Dollars in millions)
 
 
 
 
 
 
 
 
 
 
 
 
 
Minimum Required To Be
 
 
 
 
 
 
 
 
 
Minimum Required For
 
 
Well Capitalized Under Prompt
 
 
 
Actual
 
 
Capital Adequacy Purposes
 
 
Corrective Action Regulations
 
At December 31, 2018
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
Common equity tier 1 capital to risk-weighted assets
 
$
89.9
 
 
 
11.2
%
 
$
36.2
 
 
 
4.5
%
 
$
52.2
 
 
 
6.5
%
Tier 1 capital to risk-weighted assets
 
$
89.9
 
 
 
11.2
%
 
$
48.2
 
 
 
6.0
%
 
$
64.3
 
 
 
8.0
%
Total capital to risk-weighted assets
 
$
97.9
 
 
 
12.2
%
 
$
64.3
 
 
 
8.0
%
 
$
80.3
 
 
 
10.0
%
Tier 1 capital to adjusted average assets
 
$
89.9
 
 
 
8.4
%
 
$
42.9
 
 
 
4.0
%
 
$
53.6
 
 
 
5.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in millions)
 
 
 
 
 
 
 
 
 
 
 
 
 
Minimum Required To Be
 
 
 
 
 
 
 
 
 
Minimum Required For
 
 
Well Capitalized Under Prompt
 
 
 
Actual
 
 
Capital Adequacy Purposes
 
 
Corrective Action Regulations
 
At December 31, 2017
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
Common equity tier 1 capital to risk-weighted assets
 
$
86.3
 
 
 
12.6
%
 
$
30.9
 
 
 
4.5
%
 
$
44.6
 
 
 
6.5
%
Tier 1 capital to risk-weighted assets
 
$
86.3
 
 
 
12.6
%
 
$
41.2
 
 
 
6.0
%
 
$
54.9
 
 
 
8.0
%
Total capital to risk-weighted assets
 
$
93.8
 
 
 
13.7
%
 
$
54.9
 
 
 
8.0
%
 
$
68.7
 
 
 
10.0
%
Tier 1 capital to adjusted average assets
 
$
86.3
 
 
 
9.4
%
 
$
36.7
 
 
 
4.0
%
 
$
45.8
 
 
 
5.0
%