Finward Bancorp Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

Note 12 - Regulatory Capital (Tables)

Note 12 - Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2019

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

(Dollars in millions)																		Minimum Required To Be
										Minimum Required For								Well Capitalized Under Prompt
		Actual								Capital Adequacy Purposes								Corrective Action Regulations
At December 31, 2019		Amount				Ratio				Amount				Ratio				Amount				Ratio
Common equity tier 1 capital to risk-weighted assets		$	110.8				11.8%			$	42.4				4.5%				N/A				N/A
Tier 1 capital to risk-weighted assets		$	110.8				11.8%			$	56.5				6.0%				N/A				N/A
Total capital to risk-weighted assets		$	119.8				12.7%			$	75.3				8.0%				N/A				N/A
Tier 1 capital to adjusted average assets		$	110.8				8.5%			$	52.3				4.0%				N/A				N/A

(Dollars in millions)																		Minimum Required To Be
										Minimum Required For								Well Capitalized Under Prompt
		Actual								Capital Adequacy Purposes								Corrective Action Regulations
At December 31, 2018		Amount				Ratio				Amount				Ratio				Amount				Ratio
Common equity tier 1 capital to risk-weighted assets		$	92.8				11.6%			$	26.1				4.5%				N/A				N/A
Tier 1 capital to risk-weighted assets		$	92.8				11.6%			$	42.2				6.0%				N/A				N/A
Total capital to risk-weighted assets		$	100.8				12.6%			$	64.2				8.0%				N/A				N/A
Tier 1 capital to adjusted average assets		$	92.8				8.6%			$	43.2				4.0%				N/A				N/A

(Dollars in millions)																		Minimum Required To Be
										Minimum Required For								Well Capitalized Under Prompt
		Actual								Capital Adequacy Purposes								Corrective Action Regulations
At December 31, 2019		Amount				Ratio				Amount				Ratio				Amount				Ratio
Common equity tier 1 capital to risk-weighted assets		$	108.9				11.6%			$	42.4				4.5%			$	61.2				6.5%
Tier 1 capital to risk-weighted assets		$	108.9				11.6%			$	56.5				6.0%			$	75.3				8.0%
Total capital to risk-weighted assets		$	117.9				12.5%			$	75.3				8.0%			$	94.1				10.0%
Tier 1 capital to adjusted average assets		$	108.9				8.3%			$	52.3				4.0%			$	65.3				5.0%

(Dollars in millions)																		Minimum Required To Be
										Minimum Required For								Well Capitalized Under Prompt
		Actual								Capital Adequacy Purposes								Corrective Action Regulations
At December 31, 2018		Amount				Ratio				Amount				Ratio				Amount				Ratio
Common equity tier 1 capital to risk-weighted assets		$	89.9				11.2%			$	36.2				4.5%			$	52.2				6.5%
Tier 1 capital to risk-weighted assets		$	89.9				11.2%			$	48.2				6.0%			$	64.3				8.0%
Total capital to risk-weighted assets		$	97.9				12.2%			$	64.3				8.0%			$	80.3				10.0%
Tier 1 capital to adjusted average assets		$	89.9				8.4%			$	42.9				4.0%			$	53.6				5.0%