Annual report pursuant to Section 13 and 15(d)

Commitments and Contingencies (Tables)

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Commitments and Contingencies (Tables)
 12 Months Ended
Dec. 31, 2012
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Outstanding Commitments to Originate Loans [Table Text Block]

The Bancorp had outstanding commitments to originate loans as follows:

 

    (Dollars in thousands)  
    Fixed     Variable        
    Rate     Rate     Total  
December 31, 2012:                        
Commercial business   $ 2,334     $ 26,673     $ 29,007  
Real estate     15,979       8,581       24,560  
Consumer loans     -       -       -  
Government loans     4,941       -       4,941  
Unsecured consumer overdrafts     10,812       -       10,812  
Total   $ 34,066     $ 35,254     $ 69,320  
                         
December 31, 2011:                        
Commercial business   $ 2,524     $ 24,319     $ 26,843  
Real estate     16,510       18,730       35,240  
Consumer loans     -       4       4  
Government loans     4,941       -       4,941  
Unsecured consumer overdrafts     10,828       -       10,828  
Total   $ 34,803     $ 43,053     $ 77,856