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        <title>Finward Bancorp Annual report pursuant to Section 13 and 15(d)</title>
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            <h3>Annual report pursuant to Section 13 and 15(d)</h3>
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                                <a class="menu-item " href="/sec-filings/annual-reports/xbrl_doc_only/2227">Cover</a>
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                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2227">Document And Entity Information</a></li>
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                                <a class="menu-item current" href="/sec-filings/annual-reports/xbrl_doc_only/2228">Financial Statements</a>
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                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2228">Consolidated Balance Sheets</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2229">Consolidated Balance Sheets (Parentheticals)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2230">Consolidated Statements of Income</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2231">Consolidated Statements of Comprehensive Income</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2232">Consolidated Statements of Changes in Stockholders&#039; Equity</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2233">Consolidated Statements of Changes in Stockholders&#039; Equity (Parentheticals)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2234">Consolidated Statements of Cash Flows</a></li>
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                                <a class="menu-item " href="/sec-filings/annual-reports/xbrl_doc_only/2235">Notes to Financial Statements</a>
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                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2235">Note 1 - Summary of Significant Accounting Policies</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2236">Note 2 - Acquisition Activity</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2237">Note 3 - Securities</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2238">Note 4 - Loans Receivable</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2239">Note 5 - Premises and Equipment, Net</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2240">Note 6 - Foreclosed Real Estate</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2241">Note 7 - Goodwill and Other Intangible Assets</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2242">Note 8 - Income Taxes</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2243">Note 9 - Deposits</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2244">Note 10 - Borrowed Funds</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2245">Note 11 - Employees&#039; Benefit Plans</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2246">Note 12 - Regulatory Capital</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2247">Note 13 - Stock Based Compensation</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2248">Note 14 - Earnings Per Common Share</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2249">Note 15 - Related Party Transactions</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2250">Note 16 - Commitments and Contingencies</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2251">Note 17 - Derivative Financial Instruments</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2252">Note 18 - Fair Values of Financial Instruments</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2253">Note 19 - Parent Company Only Statements</a></li>
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                                <a class="menu-item " href="/sec-filings/annual-reports/xbrl_doc_only/2254">Accounting Policies</a>
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                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2254">Significant Accounting Policies (Policies)</a></li>
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                                <a class="menu-item " href="/sec-filings/annual-reports/xbrl_doc_only/2255">Notes Tables</a>
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                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2255">Note 2 - Acquisition Activity (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2256">Note 3 - Securities (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2257">Note 4 - Loans Receivable (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2258">Note 5 - Premises and Equipment, Net (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2259">Note 6 - Foreclosed Real Estate (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2260">Note 7 - Goodwill and Other Intangible Assets (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2261">Note 8 - Income Taxes (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2262">Note 9 - Deposits (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2263">Note 10 - Borrowed Funds (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2264">Note 12 - Regulatory Capital (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2265">Note 13 - Stock Based Compensation (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2266">Note 14 - Earnings Per Common Share (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2267">Note 15 - Related Party Transactions (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2268">Note 16 - Commitments and Contingencies (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2269">Note 17 - Derivative Financial Instruments (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2270">Note 18 - Fair Values of Financial Instruments (Tables)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2271">Note 19 - Parent Company Only Statements (Tables)</a></li>
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                                <a class="menu-item " href="/sec-filings/annual-reports/xbrl_doc_only/2272">Notes Details</a>
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                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2272">Note 1 - Summary of Significant Accounting Policies (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2273">Note 2 - Acquisition Activity (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2274">Note 2 - Acquisition Activity - Fair Value of Tangible and Intangible Assets Acquired and Liabilities Assumed From AJSB (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2275">Note 3 - Securities (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2276">Note 3 - Securities - Available for Sale Securities (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2277">Note 3 - Securities - Estimated Fair Value of Available for Sale Securities, by Contractual Maturity (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2278">Note 3 - Securities - Sales of Available for Sale Securities (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2279">Note 3 - Securities - Available for Sale Securities, Accumulated Other Comprehensive Income (Loss) Balances, Net of Tax (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2280">Note 3 - Securities - Securities with Gross Unrealized Losses Not Recognized in Income (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2281">Note 4 - Loans Receivable (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2282">Note 4 - Loans Receivable - Loans Receivable (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2283">Note 4 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2284">Note 4 - Loans Receivable - Impairment Analysis (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2285">Note 4 - Loans Receivable - Credit Quality Indicators (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2286">Note 4 - Loans Receivable - Individually Evaluated Impaired Loans (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2287">Note 4 - Loans Receivable - Age Analysis of Past Due Loans (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2288">Note 4 - Loans Receivable - Loans on Nonaccrual Status (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2289">Note 4 - Loans Receivable - Accretable Yield (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2290">Note 4 - Loans Receivable - Net Fair Value Discount on Loans Receivable Acquired (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2291">Note 5 - Premises and Equipment, Net (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2292">Note 5 - Premises and Equipment, Net - Premises and Equipment (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2293">Note 6 - Foreclosed Real Estate - Foreclosed Real Estate (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2294">Note 7 - Goodwill and Other Intangible Assets (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2295">Note 7 - Goodwill and Other Intangible Assets - Annual Amortization (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2296">Note 7 - Goodwill and Other Intangible Assets - Future Annual Amortization (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2297">Note 8 - Income Taxes (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2298">Note 8 - Income Taxes - Income Tax Expense (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2299">Note 8 - Income Taxes - Effective Tax Rates (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2300">Note 8 - Income Taxes - Deferred Tax Assets and Liabilities (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2301">Note 9 - Deposits (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2302">Note 9 - Deposits - Maturities of Certificates of Deposit (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2303">Note 10 - Borrowed Funds (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2304">Note 10 - Borrowed Funds- Borrowed Funds (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2305">Note 10 - Borrowed Funds- Scheduled Maturities of Borrowed Funds (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2306">Note 10 - Borrowed Funds - Retail Repurchase Agreements (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2307">Note 10 - Borrowed Funds - Federal Home Loan Bank Advances (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2308">Note 11 - Employees&#039; Benefit Plans (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2309">Note 12 - Regulatory Capital (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2310">Note 12 - Regulatory Capital - Regulatory Capital Requirements (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2311">Note 13 - Stock Based Compensation (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2312">Note 13 - Stock Based Compensation - Restricted Stock Activity (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2313">Note 14 - Earnings Per Common Share - Reconciliation of Basic and Diluted Earnings per Common Share (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2314">Note 15 - Related Party Transactions (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2315">Note 15 - Related Party Transactions - Related Party Loan Activity (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2316">Note 16 - Commitments and Contingencies (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2317">Note 16 - Commitments and Contingencies - Outstanding Commitments (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2318">Note 17 - Derivative Financial Instruments - Non-hedging Derivative Financial Instruments (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2319">Note 17 - Derivative Financial Instruments - Offset Assets (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2320">Note 17 - Derivative Financial Instruments - Offset Liabilities (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2321">Note 18 - Fair Values of Financial Instruments (Details Textual)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2322">Note 18 - Fair Values of Financial Instruments - Credit Loss Roll Forward for Trust Preferred Securities Classified with Other Than Temporary Impairment (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2323">Note 18 - Fair Values of Financial Instruments - Assets Measured at Fair Value on a Recurring Basis (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2324">Note 18 - Fair Values of Financial Instruments - Available for Sale Securities (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2325">Note 18 - Fair Values of Financial Instruments - Assets Measured on a Nonrecurring Basis (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2326">Note 18 - Fair Values of Financial Instruments - Financial Instruments (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2327">Note 19 - Parent Company Only Statements - Condensed Balance Sheet (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2328">Note 19 - Parent Company Only Statements - Condensed Income Statement (Details)</a></li>
                                                                            <li><a href="/sec-filings/annual-reports/xbrl_doc_only/2329">Note 19 - Parent Company Only Statements - Condensed Statements of Cash Flows (Details)</a></li>
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                <h4>Consolidated Balance Sheets</h4>
                11a
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