Loans Receivable (Tables)
|
6 Months Ended |
Jun. 30, 2018 |
Receivables [Abstract] |
|
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] |
Loans receivable are summarized below: (Dollars in thousands)
| | June 30, 2018 | | | December 31, 2017 | | Loans secured by real estate: | | | | | | | | | Residential real estate | | $ | 175,677 | | | $ | 172,780 | | Home equity | | | 38,247 | | | | 36,718 | | Commercial real estate | | | 223,598 | | | | 211,090 | | Construction and land development | | | 51,947 | | | | 50,746 | | Farmland | | | 245 | | | | - | | Multifamily | | | 44,781 | | | | 43,369 | | Total loans secured by real estate | | | 534,495 | | | | 514,703 | | Consumer | | | 485 | | | | 460 | | Commercial business | | | 83,941 | | | | 77,122 | | Government | | | 27,736 | | | | 28,785 | | Subtotal | | | 646,657 | | | | 621,070 | | Less: | | | | | | | | | Net deferred loan origination fees | | | (180 | ) | | | (130 | ) | Undisbursed loan funds | | | (189 | ) | | | (729 | ) | Loans receivable | | $ | 646,288 | | | $ | 620,211 | |
|
Allowance for Credit Losses on Financing Receivables [Table Text Block] |
(Dollars in thousands) | | | | | | | | | | | | | | | | | | Beginning Balance | | | Charge-offs | | | Recoveries | | | Provisions | | | Ending Balance | | | | | | | | | | | | | | | | | | The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended June 30, 2018: | | | | | | | | | | | | | | | | | | | | | | Allowance for loan losses: | | | | | | | | | | | | | | | | | | | | | Residential real estate | | $ | 1,493 | | | $ | (38 | ) | | | - | | | $ | 68 | | | $ | 1,523 | | Home equity | | | 159 | | | | (5 | ) | | | - | | | | 29 | | | | 183 | | Commercial real estate | | | 2,996 | | | | - | | | | 2 | | | | 172 | | | | 3,170 | | Construction and land development | | | 661 | | | | - | | | | - | | | | (50 | ) | | | 611 | | Multifamily | | | 615 | | | | - | | | | - | | | | (8 | ) | | | 607 | | Farmland | | | 4 | | | | - | | | | - | | | | - | | | | 4 | | Consumer | | | 35 | | | | (14 | ) | | | 5 | | | | 10 | | | | 36 | | Commercial business | | | 1,077 | | | | (3 | ) | | | 107 | | | | 83 | | | | 1,264 | | Government | | | 57 | | | | - | | | | - | | | | (7 | ) | | | 50 | | Total | | $ | 7,097 | | | $ | (60 | ) | | $ | 114 | | | $ | 297 | | | $ | 7,448 | | | | | | | | | | | | | | | | | | | | | | | The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended June 30, 2017: | | | | | | | | | | | | | | | | | | | | | | Allowance for loan losses: | | | | | | | | | | | | | | | | | | | | | Residential real estate | | $ | 1,295 | | | $ | (71 | ) | | $ | - | | | $ | 337 | | | $ | 1,561 | | Home equity | | | 306 | | | | - | | | | - | | | | (230 | ) | | | 76 | | Commercial real estate | | | 3,198 | | | | - | | | | - | | | | (307 | ) | | | 2,891 | | Construction and land development | | | 593 | | | | - | | | | - | | | | 6 | | | | 599 | | Multifamily | | | 561 | | | | - | | | | - | | | | (60 | ) | | | 501 | | Farmland | | | - | | | | - | | | | - | | | | - | | | | - | | Consumer | | | 28 | | | | (24 | ) | | | 2 | | | | 24 | | | | 30 | | Commercial business | | | 795 | | | | - | | | | 9 | | | | 553 | | | | 1,357 | | Government | | | 58 | | | | - | | | | - | | | | - | | | | 58 | | Total | | $ | 6,834 | | | $ | (95 | ) | | $ | 11 | | | $ | 323 | | | $ | 7,073 | | | | | | | | | | | | | | | | | | | | | | | The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the six months ended June 30, 2018: | | | | | | | | | | | | | | | | | | | | | | Allowance for loan losses: | | | | | | | | | | | | | | | | | | | | | Residential real estate | | $ | 1,568 | | | $ | (106 | ) | | $ | - | | | $ | 61 | | | $ | 1,523 | | Home equity | | | 166 | | | | (24 | ) | | | - | | | | 41 | | | | 183 | | Commercial real estate | | | 3,125 | | | | (119 | ) | | | 2 | | | | 162 | | | | 3,170 | | Construction and land development | | | 618 | | | | - | | | | - | | | | (7 | ) | | | 611 | | Multifamily | | | 622 | | | | - | | | | - | | | | (15 | ) | | | 607 | | Farmland | | | - | | | | - | | | | - | | | | 4 | | | | 4 | | Consumer | | | 31 | | | | (22 | ) | | | 9 | | | | 18 | | | | 36 | | Commercial business | | | 1,298 | | | | (529 | ) | | | 117 | | | | 378 | | | | 1,264 | | Government | | | 54 | | | | - | | | | - | | | | (4 | ) | | | 50 | | Total | | $ | 7,482 | | | $ | (800 | ) | | $ | 128 | | | $ | 638 | | | $ | 7,448 | | | | | | | | | | | | | | | | | | | | | | | The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the six months ended June 30, 2017: | | | | | | | | | | | | | | | | | | | | | | Allowance for loan losses: | | | | | | | | | | | | | | | | | | | | | Residential real estate | | $ | 2,111 | | | $ | (928 | ) | | $ | - | | | $ | 378 | | | $ | 1,561 | | Home equity | | | 299 | | | | - | | | | - | | | | (223 | ) | | | 76 | | Commercial real estate | | | 3,113 | | | | - | | | | - | | | | (222 | ) | | | 2,891 | | Construction and land development | | | 617 | | | | - | | | | - | | | | (18 | ) | | | 599 | | Multifamily | | | 572 | | | | - | | | | - | | | | (71 | ) | | | 501 | | Farmland | | | - | | | | - | | | | - | | | | - | | | | - | | Consumer | | | 34 | | | | (30 | ) | | | 4 | | | | 22 | | | | 30 | | Commercial business | | | 896 | | | | (245 | ) | | | 17 | | | | 689 | | | | 1,357 | | Government | | | 56 | | | | - | | | | - | | | | 2 | | | | 58 | | Total | | $ | 7,698 | | | $ | (1,203 | ) | | $ | 21 | | | $ | 557 | | | $ | 7,073 | |
|
Individually Impaired Loans Receivables [Table Text Block] |
The Bancorp's impairment analysis is summarized below: | | Ending Balances | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Purchased | | | | | | | | | | | | | | | | | | | credit | | | | | (Dollars in thousands) | | Individually | | | Collectively | | | | | | | | | impaired | | | | | | | evaluated for | | | evaluated | | | | | | Individually | | | individually | | | Collectively | | | | impairment | | | for impairment | | | Loan | | | evaluated for | | | evaluated for | | | evaluated for | | | | reserves | | | reserves | | | receivables | | | impairment | | | impairment | | | impairment | | | | | | | | | | | | | | | | | | | | | The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at June 30, 2018: | | | | | | | | | | | | | | | | | | | | | | | | | | Residential real estate | | $ | 30 | | | $ | 1,493 | | | $ | 175,492 | | | $ | 548 | | | $ | 693 | | | $ | 174,251 | | Home equity | | | 10 | | | | 173 | | | | 38,303 | | | | 124 | | | | - | | | | 38,179 | | Commercial real estate | | | 14 | | | | 3,156 | | | | 223,598 | | | | 1,289 | | | | - | | | | 222,309 | | Construction and land development | | | - | | | | 611 | | | | 51,947 | | | | - | | | | - | | | | 51,947 | | Multifamily | | | - | | | | 607 | | | | 44,781 | | | | - | | | | - | | | | 44,781 | | Farmland | | | - | | | | 4 | | | | 245 | | | | - | | | | - | | | | 245 | | Commercial business | | | 8 | | | | 1,256 | | | | 83,699 | | | | 413 | | | | - | | | | 83,286 | | Consumer | | | - | | | | 36 | | | | 487 | | | | - | | | | - | | | | 487 | | Government | | | - | | | | 50 | | | | 27,736 | | | | - | | | | - | | | | 27,736 | | Total | | $ | 62 | | | $ | 7,386 | | | $ | 646,288 | | | $ | 2,374 | | | $ | 693 | | | $ | 643,221 | | | | | | | | | | | | | | | | | | | | | | | | | | | The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at December 31, 2017: | | | | | | | | | | | | | | | | | | | | | | | | | | Residential real estate | | $ | 21 | | | $ | 1,547 | | | $ | 172,141 | | | $ | 462 | | | $ | 690 | | | $ | 170,989 | | Home equity | | | - | | | | 166 | | | | 36,769 | | | | - | | | | - | | | | 36,769 | | Commercial real estate | | | 144 | | | | 2,981 | | | | 211,090 | | | | 512 | | | | - | | | | 210,578 | | Construction and land development | | | - | | | | 618 | | | | 50,746 | | | | 134 | | | | - | | | | 50,612 | | Multifamily | | | - | | | | 622 | | | | 43,368 | | | | - | | | | - | | | | 43,368 | | Farmland | | | - | | | | - | | | | - | | | | - | | | | | | | | - | | Commercial business | | | 539 | | | | 759 | | | | 76,851 | | | | 724 | | | | - | | | | 76,127 | | Consumer | | | - | | | | 31 | | | | 461 | | | | - | | | | - | | | | 461 | | Government | | | - | | | | 54 | | | | 28,785 | | | | - | | | | - | | | | 28,785 | | Total | | $ | 704 | | | $ | 6,778 | | | $ | 620,211 | | | $ | 1,832 | | | $ | 690 | | | $ | 617,689 | |
|
Financing Receivable Credit Quality Indicators [Table Text Block] |
The Bancorp's credit quality indicators are summarized below at June 30, 2018 and December 31, 2017: | | Credit Exposure - Credit Risk Portfolio By Creditworthiness Category | | | | June 30, 2018 | | (Dollars in thousands) | | 2 | | | 3 | | | 4 | | | 5 | | | 6 | | | 7 | | | 8 | | | | | | | | | | Above average | | | | | | Marginally | | | | | | Special | | | | | | | | Loan Segment | | Moderate | | | acceptable | | | Acceptable | | | acceptable | | | Pass/monitor | | | mention | | | Substandard | | | Total | | Residential real estate | | $ | 406 | | | $ | 16,577 | | | $ | 94,660 | | | $ | 9,170 | | | $ | 46,790 | | | $ | 3,999 | | | $ | 3,890 | | | $ | 175,492 | | Home equity | | | 105 | | | | 956 | | | | 36,471 | | | | - | | | | 152 | | | | 228 | | | | 391 | | | $ | 38,303 | | Commercial real estate | | | - | | | | 2,074 | | | | 78,741 | | | | 93,683 | | | | 43,224 | | | | 4,587 | | | | 1,289 | | | $ | 223,598 | | Construction and land development | | | - | | | | - | | | | 20,477 | | | | 21,194 | | | | 10,276 | | | | - | | | | - | | | $ | 51,947 | | Multifamily | | | - | | | | - | | | | 19,676 | | | | 23,301 | | | | 1,582 | | | | 222 | | | | - | | | $ | 44,781 | | Farmland | | | - | | | | - | | | | - | | | | 245 | | | | - | | | | - | | | | - | | | $ | 245 | | Commercial business | | | 7,957 | | | | 20,484 | | | | 15,241 | | | | 25,579 | | | | 12,263 | | | | 1,762 | | | | 413 | | | $ | 83,699 | | Consumer | | | 115 | | | | 4 | | | | 368 | | | | - | | | | - | | | | - | | | | - | | | $ | 487 | | Government | | | - | | | | 2,220 | | | | 19,786 | | | | 5,730 | | | | - | | | | - | | | | - | | | $ | 27,736 | | Total | | $ | 8,583 | | | $ | 42,315 | | | $ | 285,420 | | | $ | 178,902 | | | $ | 114,287 | | | $ | 10,798 | | | $ | 5,983 | | | $ | 646,288 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2017 | | | | 2 | | | 3 | | | 4 | | | 5 | | | 6 | | | 7 | | | 8 | | | | | | | | | | Above average | | | | | | Marginally | | | | | | Special | | | | | | | | Loan Segment | | Moderate | | | acceptable | | | Acceptable | | | acceptable | | | Pass/monitor | | | mention | | | Substandard | | | Total | | Residential real estate | | $ | 887 | | | $ | 12,317 | | | $ | 92,241 | | | $ | 8,759 | | | $ | 50,075 | | | $ | 4,130 | | | $ | 3,732 | | | $ | 172,141 | | Home equity | | | - | | | | 1,065 | | | | 34,871 | | | | - | | | | 250 | | | | 233 | | | | 350 | | | $ | 36,769 | | Commercial real estate | | | - | | | | 2,372 | | | | 79,847 | | | | 81,547 | | | | 40,054 | | | | 6,758 | | | | 512 | | | $ | 211,090 | | Construction and land development | | | - | | | | - | | | | 20,719 | | | | 19,583 | | | | 10,310 | | | | - | | | | 134 | | | $ | 50,746 | | Multifamily | | | - | | | | - | | | | 20,159 | | | | 20,965 | | | | 2,076 | | | | 168 | | | | - | | | $ | 43,368 | | Farmland | | | - | | | | - | | | | - | | | | - | | | | - | | | | - | | | | - | | | $ | - | | Commercial business | | | 7,169 | | | | 17,202 | | | | 16,784 | | | | 21,087 | | | | 13,041 | | | | 394 | | | | 1,174 | | | $ | 76,851 | | Consumer | | | - | | | | 131 | | | | 330 | | | | - | | | | - | | | | - | | | | - | | | $ | 461 | | Government | | | - | | | | 2,318 | | | | 20,202 | | | | 6,265 | | | | - | | | | - | | | | - | | | $ | 28,785 | | Total | | $ | 8,056 | | | $ | 35,405 | | | $ | 285,153 | | | $ | 158,206 | | | $ | 115,806 | | | $ | 11,683 | | | $ | 5,902 | | | $ | 620,211 | |
|
Impaired Financing Receivables [Table Text Block] |
The Bancorp's individually evaluated impaired loans are summarized below:
|
| As of June 30, 2018 |
|
| June 30, 2018 |
| (Dollars in thousands)
|
| Recorded Investment |
|
| Unpaid Principal Balance |
|
| Related Allowance |
|
| Average Recorded Investment |
|
| Interest Income Recognized |
| With no related allowance recorded:
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
| Residential real estate
|
| $
| 1,110 |
|
| $
| 2,841 |
|
| $
| - |
|
| $
| 1,108 |
|
| $
| 16 |
| Home equity
|
|
| 65 |
|
|
| 65 |
|
|
| - |
|
|
| 45 |
|
|
| |
| Commercial real estate
|
|
| 1,180 |
|
|
| 1,180 |
|
|
| - |
|
|
| 561 |
|
|
| - |
| Construction and land development
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| 89 |
|
|
| - |
| Commercial business
|
|
| 405 |
|
|
| 405 |
|
|
| - |
|
|
| 257 |
|
|
| - |
| With an allowance recorded:
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
| Residential real estate
|
|
| 131 |
|
|
| 131 |
|
|
| 30 |
|
|
| 114 |
|
|
| 10 |
| Home equity
|
|
| 59 |
|
|
| 59 |
|
|
| 10 |
|
|
| 20 |
|
|
| - |
| Commercial real estate.
|
|
| 109 |
|
|
| 109 |
|
|
| 14 |
|
|
| 160 |
|
|
| 16 |
| Construction and land development
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
| Commercial business
|
|
| 8 |
|
|
| 8 |
|
|
| 8 |
|
|
| 186 |
|
|
| 8 |
| Total:
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
| Residential real estate
|
| $
| 1,241 |
|
| $
| 2,972 |
|
| $
| 30 |
|
| $
| 1,222 |
|
| $
| 26 |
| Home equity
|
| $
| 124 |
|
| $
| 124 |
|
| $
| 10 |
|
| $
| 65 |
|
| $
| - |
| Commercial real estate
|
| $
| 1,289 |
|
| $
| 1,289 |
|
| $
| 14 |
|
| $
| 721 |
|
| $
| 16 |
| Construction and land development
|
| $
| - |
|
| $
| - |
|
| $
| - |
|
| $
| 89 |
|
| $
| - |
| Commercial business
|
| $
| 413 |
|
| $
| 413 |
|
| $
| 8 |
|
| $
| 443 |
|
| $
| 8 |
|
|
| As of December 31, 2017 |
|
| June 30, 2017 |
| (Dollars in thousands)
| | Recorded Investment | | | Unpaid Principal Balance | | | Related Allowance | | | Average Recorded Investment | | | Interest Income Recognized | | With no related allowance recorded:
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
| Residential real estate
|
| $
| 1,072 |
|
| $
| 3,351 |
|
| $
| - |
|
| $
| 1,333 |
|
| $
| 22 |
| Home equity
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
| Commercial real estate
|
|
| 253 |
|
|
| 253 |
|
|
| - |
|
|
| 381 |
|
|
| 3 |
| Construction and land development
|
|
| 134 |
|
|
| 134 |
|
|
| - |
|
|
| 134 |
|
|
| - |
| Commercial business
|
|
| 184 |
|
|
| 184 |
|
|
| - |
|
|
| 206 |
|
|
| 2 |
| With an allowance recorded:
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
| Residential real estate
|
|
| 80 |
|
|
| 270 |
|
|
| 21 |
|
|
| 380 |
|
|
| - |
| Home equity
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
| Commercial real estate
|
|
| 259 |
|
|
| 259 |
|
|
| 144 |
|
|
| 99 |
|
|
| - |
| Construction and land development
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
| Commercial business
|
|
| 540 |
|
|
| 540 |
|
|
| 539 |
|
|
| 454 |
|
|
| 4 |
| Total:
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
| Residential real estate
|
| $
| 1,152 |
|
| $
| 3,621 |
|
| $
| 21 |
|
| $
| 1,713 |
|
| $
| 22 |
| Home equity
|
| $
| - |
|
| $
| - |
|
| $
| - |
|
| $
| - |
|
| $
| - |
| Commercial real estate
|
| $
| 512 |
|
| $
| 512 |
|
| $
| 144 |
|
| $
| 480 |
|
| $
| 3 |
| Construction and land development
|
| $
| 134 |
|
| $
| 134 |
|
| $
| - |
|
| $
| 134 |
|
| $
| - |
| Commercial business
|
| $
| 724 |
|
| $
| 724 |
|
| $
| 539 |
|
| $
| 660 |
|
| $
| 6 |
|
|
Past Due Financing Receivables [Table Text Block] |
The Bancorp's age analysis of past due loans is summarized below:
(Dollars in thousands)
|
| 30-59 Days Past Due |
|
| 60-89 Days Past Due |
|
| Greater Than 90 Days Past Due |
|
| Total Past Due |
|
| Current |
|
| Total Loans |
|
| Recorded Investments Greater than 90 Days Past Due and Accruing |
| June 30, 2018
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
| Residential real estate
|
| $
| 2,848 |
|
| $
| 1,612 |
|
| $
| 2,750 |
|
| $
| 7,210 |
|
| $
| 168,282 |
|
| $
| 175,492 |
|
| $
| 71 |
| Home equity
|
|
| 167 |
|
|
| 200 |
|
|
| 298 |
|
|
| 665 |
|
|
| 37,638 |
|
|
| 38,303 |
|
|
| - |
| Commercial real estate
|
|
| 8 |
|
|
| 935 |
|
|
| 85 |
|
|
| 1,028 |
|
|
| 222,570 |
|
|
| 223,598 |
|
|
| - |
| Construction and land development
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| 51,947 |
|
|
| 51,947 |
|
|
| - |
| Multifamily
|
|
| 66 |
|
|
| - |
|
|
| - |
|
|
| 66 |
|
|
| 44,715 |
|
|
| 44,781 |
|
|
| - |
| Farmland
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| 245 |
|
|
| 245 |
|
|
| - |
| Commercial business
|
|
| 76 |
|
|
| 198 |
|
|
| 8 |
|
|
| 282 |
|
|
| 83,417 |
|
|
| 83,699 |
|
|
| - |
| Consumer
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| 487 |
|
|
| 487 |
|
|
| - |
| Government
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| 27,736 |
|
|
| 27,736 |
|
|
| - |
| Total
|
| $
| 3,165 |
|
| $
| 2,945 |
|
| $
| 3,141 |
|
| $
| 9,251 |
|
| $
| 637,037 |
|
| $
| 646,288 |
|
| $
| 71 |
|
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
| December 31, 2017
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
| Residential real estate
|
| $
| 4,921 |
|
| $
| 1,751 |
|
| $
| 3,092 |
|
| $
| 9,764 |
|
|
| 162,377 |
|
| $
| 172,141 |
|
| $
| 225 |
| Home equity
|
|
| 295 |
|
|
| 18 |
|
|
| 234 |
|
|
| 547 |
|
|
| 36,222 |
|
|
| 36,769 |
|
|
| 2 |
| Commercial real estate
|
|
| 951 |
|
|
| 96 |
|
|
| 332 |
|
|
| 1,379 |
|
|
| 209,711 |
|
|
| 211,090 |
|
|
| - |
| Construction and land development
|
|
| - |
|
|
| - |
|
|
| 133 |
|
|
| 133 |
|
|
| 50,613 |
|
|
| 50,746 |
|
|
| - |
| Multifamily
|
|
| 319 |
|
|
| - |
|
|
| - |
|
|
| 319 |
|
|
| 43,049 |
|
|
| 43,368 |
|
|
| - |
| Farmland
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| |
| Commercial business
|
|
| 285 |
|
|
| 162 |
|
|
| 539 |
|
|
| 986 |
|
|
| 75,865 |
|
|
| 76,851 |
|
|
| - |
| Consumer
|
|
| 1 |
|
|
| - |
|
|
| - |
|
|
| 1 |
|
|
| 460 |
|
|
| 461 |
|
|
| - |
| Government
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| - |
|
|
| 28,785 |
|
|
| 28,785 |
|
|
| - |
| Total
|
| $
| 6,772 |
|
| $
| 2,027 |
|
| $
| 4,330 |
|
| $
| 13,129 |
|
| $
| 607,082 |
|
| $
| 620,211 |
|
| $
| 227 |
|
|
Schedule of Financing Receivables, Non Accrual Status [Table Text Block] |
The Bancorp's loans on nonaccrual status are summarized below: (Dollars in thousands)
| | June 30, 2018 | | | December 31, 2017 | | Residential real estate | | $ | 3,478 | | | $ | 3,509 | | Home equity | | | 332 | | | | 350 | | Commercial real estate | | | 175 | | | | 332 | | Construction and land development | | | - | | | | 133 | | Multifamily | | | - | | | | - | | Farmland | | | - | | | | - | | Commercial business | | | 137 | | | | 672 | | Consumer | | | - | | | | - | | Government | | | - | | | | - | | Total | | $ | 4,122 | | | $ | 4,996 | |
|