Note 5 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($) |
3 Months Ended | 6 Months Ended | ||
|---|---|---|---|---|
Jun. 30, 2020 |
Jun. 30, 2019 |
Jun. 30, 2020 |
Jun. 30, 2019 |
|
| Beginning Balance | $ 9,511,000 | $ 8,236,000 | $ 8,999,000 | $ 7,962,000 |
| Charge-offs | (178,000) | (25,000) | (190,000) | (91,000) |
| Recoveries | 25,000 | 22,000 | 35,000 | 45,000 |
| Provisions | 508,000 | 511,000 | 1,022,000 | 828,000 |
| Ending Balance | 9,866,000 | 8,744,000 | 9,866,000 | 8,744,000 |
| Charge-offs | 178,000 | 25,000 | 190,000 | 91,000 |
| Residential Portfolio Segment [Member] | ||||
| Beginning Balance | 1,828,000 | 1,680,000 | 1,812,000 | 1,715,000 |
| Charge-offs | (2,000) | (18,000) | (2,000) | (66,000) |
| Recoveries | 4,000 | 4,000 | 10,000 | 18,000 |
| Provisions | (122,000) | (6,000) | (112,000) | (7,000) |
| Ending Balance | 1,708,000 | 1,660,000 | 1,708,000 | 1,660,000 |
| Charge-offs | 2,000 | 18,000 | 2,000 | 66,000 |
| Home Equity Portfolio Segment [Member] | ||||
| Beginning Balance | 246,000 | 194,000 | 223,000 | 202,000 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 2,000 | 0 | 2,000 |
| Provisions | (15,000) | 6,000 | 8,000 | (2,000) |
| Ending Balance | 231,000 | 202,000 | 231,000 | 202,000 |
| Charge-offs | (0) | (0) | (0) | (0) |
| Commercial Real Estate Portfolio Segment [Member] | ||||
| Beginning Balance | 3,693,000 | 3,485,000 | 3,773,000 | 3,335,000 |
| Charge-offs | (80,000) | 0 | (80,000) | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | 99,000 | 44,000 | 19,000 | 194,000 |
| Ending Balance | 3,712,000 | 3,529,000 | 3,712,000 | 3,529,000 |
| Charge-offs | 80,000 | (0) | 80,000 | (0) |
| Construction and Land Development Portfolio Segment [Member] | ||||
| Beginning Balance | 1,223,000 | 777,000 | 1,098,000 | 756,000 |
| Charge-offs | (17,000) | 0 | (17,000) | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | (5,000) | 29,000 | 120,000 | 50,000 |
| Ending Balance | 1,201,000 | 806,000 | 1,201,000 | 806,000 |
| Charge-offs | 17,000 | (0) | 17,000 | (0) |
| Multifamily Portfolio Segment [Member] | ||||
| Beginning Balance | 562,000 | 434,000 | 529,000 | 472,000 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | 47,000 | 19,000 | 80,000 | (19,000) |
| Ending Balance | 609,000 | 453,000 | 609,000 | 453,000 |
| Charge-offs | (0) | (0) | (0) | (0) |
| Farmland Portfolio Segment [Member] | ||||
| Beginning Balance | 0 | 0 | 0 | 0 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | 0 | 0 | 0 | 0 |
| Ending Balance | 0 | 0 | 0 | 0 |
| Charge-offs | (0) | (0) | (0) | (0) |
| Commercial Portfolio Segment [Member] | ||||
| Beginning Balance | 1,901,000 | 1,391,000 | 1,504,000 | 1,362,000 |
| Charge-offs | (78,000) | 0 | (78,000) | 0 |
| Recoveries | 16,000 | 10,000 | 17,000 | 16,000 |
| Provisions | 536,000 | 116,000 | 932,000 | 139,000 |
| Ending Balance | 2,375,000 | 1,517,000 | 2,375,000 | 1,517,000 |
| Charge-offs | 78,000 | (0) | 78,000 | (0) |
| Consumer Portfolio Segment [Member] | ||||
| Beginning Balance | 42,000 | 254,000 | 43,000 | 82,000 |
| Charge-offs | (1,000) | (7,000) | (13,000) | (25,000) |
| Recoveries | 5,000 | 6,000 | 8,000 | 9,000 |
| Provisions | (16,000) | 303,000 | (8,000) | 490,000 |
| Ending Balance | 30,000 | 556,000 | 30,000 | 556,000 |
| Charge-offs | 1,000 | 7,000 | 13,000 | 25,000 |
| Manufactured Homes Portfolio Segment [Member] | ||||
| Beginning Balance | 0 | 0 | 0 | 0 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | 0 | 0 | 0 | 0 |
| Ending Balance | 0 | 0 | 0 | 0 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Government Portfolio Segment [Member] | ||||
| Beginning Balance | 16,000 | 21,000 | 17,000 | 38,000 |
| Charge-offs | 0 | 0 | 0 | 0 |
| Recoveries | 0 | 0 | 0 | 0 |
| Provisions | (16,000) | 0 | (17,000) | (17,000) |
| Ending Balance | 0 | 21,000 | 0 | 21,000 |
| Charge-offs | $ (0) | $ (0) | $ (0) | $ (0) |