Quarterly report pursuant to Section 13 or 15(d)

Note 7 - Loans Receivable - Credit Quality Indicators (Details)

v3.23.2
Note 7 - Loans Receivable - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Total Loans Receivable, current year $ 80,571   $ 80,571    
Total Loans Receivable, year one 330,080   330,080    
Total Loans Receivable, year tow 344,988   344,988    
Total Loans Receivable, year three 258,161   258,161    
Total Loans Receivable, year four 121,168   121,168    
Total Loans Receivable, prior 306,931   306,931    
Total Loans Receivable, revolving 87,528   87,528    
Total Loans Receivable, revolving converted to term 356   356    
Total Loans Receivable 1,529,783   1,529,783   $ 1,508,571
Total Current period gross writeoff, current year     (40)    
Total Current period gross writeoff, year one     (110)    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     (322)    
Total Current period gross writeoff, year four     (11)    
Total Current period gross writeoff, prior     (372)    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff (749) $ (27) (855) $ (37)  
Loans Receivable 1,529,783   1,529,783   1,508,571
Pass [Member]          
Total Loans Receivable         1,473,972
Loans Receivable         1,473,972
Special Mention [Member]          
Total Loans Receivable         11,586
Loans Receivable         11,586
Substandard [Member]          
Total Loans Receivable         23,013
Loans Receivable         23,013
Residential Portfolio Segment [Member]          
Total Loans Receivable, current year 9,945   9,945    
Total Loans Receivable, year one 86,253   86,253    
Total Loans Receivable, year tow 101,825   101,825    
Total Loans Receivable, year three 121,860   121,860    
Total Loans Receivable, year four 25,972   25,972    
Total Loans Receivable, prior 132,268   132,268    
Total Loans Receivable, revolving 2,668   2,668    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 480,791   480,791   484,595
Total Current period gross writeoff, current year     0    
Total Current period gross writeoff, year one     0    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     0    
Total Current period gross writeoff, year four     0    
Total Current period gross writeoff, prior     0    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff 0 0 0    
Loans Receivable 480,791   480,791   484,595
Residential Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 9,945   9,945    
Total Loans Receivable, year one 85,854   85,854    
Total Loans Receivable, year tow 101,569   101,569    
Total Loans Receivable, year three 121,368   121,368    
Total Loans Receivable, year four 25,420   25,420    
Total Loans Receivable, prior 126,491   126,491    
Total Loans Receivable, revolving 2,668   2,668    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 473,315   473,315   477,222
Loans Receivable 473,315   473,315   477,222
Residential Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 1,150   1,150    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 1,150   1,150   1,338
Loans Receivable 1,150   1,150   1,338
Residential Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 399   399    
Total Loans Receivable, year tow 256   256    
Total Loans Receivable, year three 492   492    
Total Loans Receivable, year four 552   552    
Total Loans Receivable, prior 4,627   4,627    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 6,326   6,326   6,035
Loans Receivable 6,326   6,326   6,035
Home Equity Portfolio Segment [Member]          
Total Loans Receivable, current year 61   61    
Total Loans Receivable, year one 291   291    
Total Loans Receivable, year tow 107   107    
Total Loans Receivable, year three 17   17    
Total Loans Receivable, year four 73   73    
Total Loans Receivable, prior 2,458   2,458    
Total Loans Receivable, revolving 39,790   39,790    
Total Loans Receivable, revolving converted to term 356   356    
Total Loans Receivable 43,153   43,153   38,978
Total Current period gross writeoff, current year     0    
Total Current period gross writeoff, year one     0    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     0    
Total Current period gross writeoff, year four     0    
Total Current period gross writeoff, prior     0    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff 0 0 0    
Loans Receivable 43,153   43,153   38,978
Home Equity Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 61   61    
Total Loans Receivable, year one 118   118    
Total Loans Receivable, year tow 107   107    
Total Loans Receivable, year three 17   17    
Total Loans Receivable, year four 73   73    
Total Loans Receivable, prior 2,255   2,255    
Total Loans Receivable, revolving 39,370   39,370    
Total Loans Receivable, revolving converted to term 356   356    
Total Loans Receivable 42,357   42,357   37,981
Loans Receivable 42,357   42,357   37,981
Home Equity Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 52   52    
Total Loans Receivable, revolving 114   114    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 166   166   385
Loans Receivable 166   166   385
Home Equity Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 173   173    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 151   151    
Total Loans Receivable, revolving 306   306    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 630   630   612
Loans Receivable 630   630   612
Commercial Real Estate Portfolio Segment [Member]          
Total Loans Receivable, current year 33,789   33,789    
Total Loans Receivable, year one 121,379   121,379    
Total Loans Receivable, year tow 100,629   100,629    
Total Loans Receivable, year three 58,710   58,710    
Total Loans Receivable, year four 59,467   59,467    
Total Loans Receivable, prior 123,556   123,556    
Total Loans Receivable, revolving 4,229   4,229    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 501,759   501,759   486,431
Total Current period gross writeoff, current year     0    
Total Current period gross writeoff, year one     0    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     0    
Total Current period gross writeoff, year four     0    
Total Current period gross writeoff, prior     (372)    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff (360) 0 (372)    
Loans Receivable 501,759   501,759   486,431
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 33,789   33,789    
Total Loans Receivable, year one 120,097   120,097    
Total Loans Receivable, year tow 100,537   100,537    
Total Loans Receivable, year three 57,157   57,157    
Total Loans Receivable, year four 58,319   58,319    
Total Loans Receivable, prior 120,024   120,024    
Total Loans Receivable, revolving 4,085   4,085    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 494,008   494,008   474,055
Loans Receivable 494,008   494,008   474,055
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 74   74    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 1,313   1,313    
Total Loans Receivable, year four 1,148   1,148    
Total Loans Receivable, prior 1,815   1,815    
Total Loans Receivable, revolving 144   144    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 4,494   4,494   4,955
Loans Receivable 4,494   4,494   4,955
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 1,208   1,208    
Total Loans Receivable, year tow 92   92    
Total Loans Receivable, year three 240   240    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 1,717   1,717    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 3,257   3,257   7,421
Loans Receivable 3,257   3,257   7,421
Construction and Land Development Portfolio Segment [Member]          
Total Loans Receivable, current year 20,295   20,295    
Total Loans Receivable, year one 46,340   46,340    
Total Loans Receivable, year tow 35,923   35,923    
Total Loans Receivable, year three 3,987   3,987    
Total Loans Receivable, year four 8,831   8,831    
Total Loans Receivable, prior 519   519    
Total Loans Receivable, revolving 7,760   7,760    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 123,655   123,655   108,926
Total Current period gross writeoff, current year     0    
Total Current period gross writeoff, year one     0    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     0    
Total Current period gross writeoff, year four     0    
Total Current period gross writeoff, prior     0    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff 0 0 0    
Loans Receivable 123,655   123,655   108,926
Construction and Land Development Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 20,127   20,127    
Total Loans Receivable, year one 45,761   45,761    
Total Loans Receivable, year tow 32,364   32,364    
Total Loans Receivable, year three 1,934   1,934    
Total Loans Receivable, year four 8,831   8,831    
Total Loans Receivable, prior 519   519    
Total Loans Receivable, revolving 7,760   7,760    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 117,296   117,296   106,580
Loans Receivable 117,296   117,296   106,580
Construction and Land Development Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 168   168    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 3,559   3,559    
Total Loans Receivable, year three 2,053   2,053    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 0   0    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 5,780   5,780   2,346
Loans Receivable 5,780   5,780   2,346
Construction and Land Development Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 579   579    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 0   0    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 579   579   0
Loans Receivable 579   579   0
Multifamily Portfolio Segment [Member]          
Total Loans Receivable, current year 8,461   8,461    
Total Loans Receivable, year one 55,511   55,511    
Total Loans Receivable, year tow 81,019   81,019    
Total Loans Receivable, year three 56,920   56,920    
Total Loans Receivable, year four 14,479   14,479    
Total Loans Receivable, prior 24,075   24,075    
Total Loans Receivable, revolving 182   182    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 240,647   240,647   251,014
Total Current period gross writeoff, current year     0    
Total Current period gross writeoff, year one     0    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     0    
Total Current period gross writeoff, year four     0    
Total Current period gross writeoff, prior     0    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff 0 0 0    
Loans Receivable 240,647   240,647   251,014
Multifamily Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 8,461   8,461    
Total Loans Receivable, year one 54,610   54,610    
Total Loans Receivable, year tow 81,019   81,019    
Total Loans Receivable, year three 56,920   56,920    
Total Loans Receivable, year four 14,479   14,479    
Total Loans Receivable, prior 22,860   22,860    
Total Loans Receivable, revolving 182   182    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 238,531   238,531   242,091
Loans Receivable 238,531   238,531   242,091
Multifamily Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 676   676    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 676   676   1,859
Loans Receivable 676   676   1,859
Multifamily Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 901   901    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 539   539    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 1,440   1,440   7,064
Loans Receivable 1,440   1,440   7,064
Commercial Portfolio Segment [Member]          
Total Loans Receivable, current year 5,937   5,937    
Total Loans Receivable, year one 16,220   16,220    
Total Loans Receivable, year tow 10,815   10,815    
Total Loans Receivable, year three 6,907   6,907    
Total Loans Receivable, year four 6,669   6,669    
Total Loans Receivable, prior 16,349   16,349    
Total Loans Receivable, revolving 32,899   32,899    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 95,796   95,796   93,278
Total Current period gross writeoff, current year     0    
Total Current period gross writeoff, year one     (110)    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     (322)    
Total Current period gross writeoff, year four     (11)    
Total Current period gross writeoff, prior     0    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff (368) 0 (443)    
Loans Receivable 95,796   95,796   93,278
Commercial Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 5,937   5,937    
Total Loans Receivable, year one 16,220   16,220    
Total Loans Receivable, year tow 10,542   10,542    
Total Loans Receivable, year three 6,763   6,763    
Total Loans Receivable, year four 6,525   6,525    
Total Loans Receivable, prior 14,003   14,003    
Total Loans Receivable, revolving 32,552   32,552    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 92,542   92,542   90,694
Loans Receivable 92,542   92,542   90,694
Commercial Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 66   66    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 140   140    
Total Loans Receivable, prior 456   456    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 662   662   703
Loans Receivable 662   662   703
Commercial Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 207   207    
Total Loans Receivable, year three 144   144    
Total Loans Receivable, year four 4   4    
Total Loans Receivable, prior 1,890   1,890    
Total Loans Receivable, revolving 347   347    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 2,592   2,592   1,881
Loans Receivable 2,592   2,592   1,881
Consumer Portfolio Segment [Member]          
Total Loans Receivable, current year 193   193    
Total Loans Receivable, year one 111   111    
Total Loans Receivable, year tow 148   148    
Total Loans Receivable, year three 13   13    
Total Loans Receivable, year four 25   25    
Total Loans Receivable, prior 177   177    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 667   667   918
Total Current period gross writeoff, current year     (40)    
Total Current period gross writeoff, year one     0    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     0    
Total Current period gross writeoff, year four     0    
Total Current period gross writeoff, prior     0    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff (21) (27) (40) $ (37)  
Loans Receivable 667   667   918
Consumer Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 193   193    
Total Loans Receivable, year one 111   111    
Total Loans Receivable, year tow 148   148    
Total Loans Receivable, year three 13   13    
Total Loans Receivable, year four 25   25    
Total Loans Receivable, prior 177   177    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 667   667   918
Loans Receivable 667   667   918
Consumer Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable         0
Loans Receivable         0
Consumer Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 2   2    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 0   0    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 2   2   0
Loans Receivable 2   2   0
Manufactured Homes Portfolio Segment [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 1,975   1,975    
Total Loans Receivable, year tow 13,000   13,000    
Total Loans Receivable, year three 9,747   9,747    
Total Loans Receivable, year four 5,652   5,652    
Total Loans Receivable, prior 2,295   2,295    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 32,669   32,669   34,882
Total Current period gross writeoff, current year     0    
Total Current period gross writeoff, year one     0    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     0    
Total Current period gross writeoff, year four     0    
Total Current period gross writeoff, prior     0    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff 0 0 0    
Loans Receivable 32,669   32,669   34,882
Manufactured Homes Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 1,975   1,975    
Total Loans Receivable, year tow 13,000   13,000    
Total Loans Receivable, year three 9,747   9,747    
Total Loans Receivable, year four 5,652   5,652    
Total Loans Receivable, prior 2,295   2,295    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 32,669   32,669   34,882
Loans Receivable 32,669   32,669   34,882
Manufactured Homes Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable         0
Loans Receivable         0
Manufactured Homes Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable         0
Loans Receivable         0
Government Portfolio Segment [Member]          
Total Loans Receivable, current year 1,890   1,890    
Total Loans Receivable, year one 2,000   2,000    
Total Loans Receivable, year tow 1,522   1,522    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 5,234   5,234    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 10,646   10,646   9,549
Total Current period gross writeoff, current year     0    
Total Current period gross writeoff, year one     0    
Total Current period gross writeoff, year two     0    
Total Current period gross writeoff, year three     0    
Total Current period gross writeoff, year four     0    
Total Current period gross writeoff, prior     0    
Total Current period gross writeoff, revolving     0    
Total Current period gross writeoff, revolving converted to term     0    
Total Current period gross writeoff 0 $ 0 0    
Loans Receivable 10,646   10,646   9,549
Government Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 1,890   1,890    
Total Loans Receivable, year one 2,000   2,000    
Total Loans Receivable, year tow 1,522   1,522    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 5,234   5,234    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 10,646   10,646   9,549
Loans Receivable $ 10,646   $ 10,646   9,549
Government Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable         0
Loans Receivable         0
Government Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable         0
Loans Receivable         $ 0