Quarterly report pursuant to Section 13 or 15(d)

Note 7 - Loans Receivable - Credit Quality Indicators (Details)

v3.23.3
Note 7 - Loans Receivable - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Total Loans Receivable, current year $ 120,990   $ 120,990    
Total Loans Receivable, year one 327,676   327,676    
Total Loans Receivable, year tow 329,016   329,016    
Total Loans Receivable, year three 238,750   238,750    
Total Loans Receivable, year four 117,664   117,664    
Total Loans Receivable, prior 290,691   290,691    
Total Loans Receivable, revolving 94,590   94,590    
Total Loans Receivable, revolving converted to term 2,302   2,302    
Total Loans Receivable 1,521,679   1,521,679   $ 1,508,571
Total current period gross charge-off, current year     (60)    
Total current period gross charge-off, year one     (110)    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     (342)    
Total current period gross charge-off, year four     (11)    
Total current period gross charge-off, prior     (973)    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total (641) $ (70) (1,496) $ (107)  
Loans Receivable 1,521,679   1,521,679   1,508,571
Pass [Member]          
Total Loans Receivable         1,473,972
Loans Receivable         1,473,972
Special Mention [Member]          
Total Loans Receivable         11,586
Loans Receivable         11,586
Substandard [Member]          
Total Loans Receivable         23,013
Loans Receivable         23,013
Residential Portfolio Segment [Member]          
Total Loans Receivable, current year 17,958   17,958    
Total Loans Receivable, year one 95,335   95,335    
Total Loans Receivable, year tow 104,453   104,453    
Total Loans Receivable, year three 117,224   117,224    
Total Loans Receivable, year four 25,024   25,024    
Total Loans Receivable, prior 125,627   125,627    
Total Loans Receivable, revolving 2,038   2,038    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 487,659   487,659   484,595
Total current period gross charge-off, current year     0    
Total current period gross charge-off, year one     0    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     0    
Total current period gross charge-off, year four     0    
Total current period gross charge-off, prior     0    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total 0 0 0 0  
Loans Receivable 487,659   487,659   484,595
Residential Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 17,958   17,958    
Total Loans Receivable, year one 94,369   94,369    
Total Loans Receivable, year tow 104,146   104,146    
Total Loans Receivable, year three 116,629   116,629    
Total Loans Receivable, year four 24,264   24,264    
Total Loans Receivable, prior 119,977   119,977    
Total Loans Receivable, revolving 2,038   2,038    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 479,381   479,381   477,222
Loans Receivable 479,381   479,381   477,222
Residential Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 153   153    
Total Loans Receivable, year three 107   107    
Total Loans Receivable, year four 303   303    
Total Loans Receivable, prior 1,371   1,371    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 1,934   1,934   1,338
Loans Receivable 1,934   1,934   1,338
Residential Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 966   966    
Total Loans Receivable, year tow 154   154    
Total Loans Receivable, year three 488   488    
Total Loans Receivable, year four 457   457    
Total Loans Receivable, prior 4,279   4,279    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 6,344   6,344   6,035
Loans Receivable 6,344   6,344   6,035
Home Equity Portfolio Segment [Member]          
Total Loans Receivable, current year 95   95    
Total Loans Receivable, year one 283   283    
Total Loans Receivable, year tow 104   104    
Total Loans Receivable, year three 16   16    
Total Loans Receivable, year four 68   68    
Total Loans Receivable, prior 2,353   2,353    
Total Loans Receivable, revolving 43,755   43,755    
Total Loans Receivable, revolving converted to term 665   665    
Total Loans Receivable 47,339   47,339   38,978
Total current period gross charge-off, current year     0    
Total current period gross charge-off, year one     0    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     0    
Total current period gross charge-off, year four     0    
Total current period gross charge-off, prior     0    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total 0 0 0 0  
Loans Receivable 47,339   47,339   38,978
Home Equity Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 95   95    
Total Loans Receivable, year one 116   116    
Total Loans Receivable, year tow 104   104    
Total Loans Receivable, year three 16   16    
Total Loans Receivable, year four 68   68    
Total Loans Receivable, prior 2,132   2,132    
Total Loans Receivable, revolving 43,337   43,337    
Total Loans Receivable, revolving converted to term 665   665    
Total Loans Receivable 46,533   46,533   37,981
Loans Receivable 46,533   46,533   37,981
Home Equity Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 67   67    
Total Loans Receivable, revolving 114   114    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 181   181   385
Loans Receivable 181   181   385
Home Equity Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 167   167    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 154   154    
Total Loans Receivable, revolving 304   304    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 625   625   612
Loans Receivable 625   625   612
Commercial Real Estate Portfolio Segment [Member]          
Total Loans Receivable, current year 47,346   47,346    
Total Loans Receivable, year one 121,262   121,262    
Total Loans Receivable, year tow 94,437   94,437    
Total Loans Receivable, year three 57,573   57,573    
Total Loans Receivable, year four 57,616   57,616    
Total Loans Receivable, prior 117,397   117,397    
Total Loans Receivable, revolving 2,882   2,882    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 498,513   498,513   486,431
Total current period gross charge-off, current year     0    
Total current period gross charge-off, year one     0    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     0    
Total current period gross charge-off, year four     0    
Total current period gross charge-off, prior     (371)    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total (1) 0 (371) 0  
Loans Receivable 498,513   498,513   486,431
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 47,346   47,346    
Total Loans Receivable, year one 121,142   121,142    
Total Loans Receivable, year tow 93,017   93,017    
Total Loans Receivable, year three 56,483   56,483    
Total Loans Receivable, year four 56,482   56,482    
Total Loans Receivable, prior 112,834   112,834    
Total Loans Receivable, revolving 2,882   2,882    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 490,186   490,186   474,055
Loans Receivable 490,186   490,186   474,055
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 71   71    
Total Loans Receivable, year tow 1,328   1,328    
Total Loans Receivable, year three 851   851    
Total Loans Receivable, year four 1,134   1,134    
Total Loans Receivable, prior 2,499   2,499    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 5,883   5,883   4,955
Loans Receivable 5,883   5,883   4,955
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 49   49    
Total Loans Receivable, year tow 92   92    
Total Loans Receivable, year three 239   239    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 2,064   2,064    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 2,444   2,444   7,421
Loans Receivable 2,444   2,444   7,421
Construction and Land Development Portfolio Segment [Member]          
Total Loans Receivable, current year 33,295   33,295    
Total Loans Receivable, year one 37,460   37,460    
Total Loans Receivable, year tow 24,297   24,297    
Total Loans Receivable, year three 4,220   4,220    
Total Loans Receivable, year four 8,640   8,640    
Total Loans Receivable, prior 497   497    
Total Loans Receivable, revolving 11,501   11,501    
Total Loans Receivable, revolving converted to term 1,637   1,637    
Total Loans Receivable 121,547   121,547   108,926
Total current period gross charge-off, current year     0    
Total current period gross charge-off, year one     0    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     0    
Total current period gross charge-off, year four     0    
Total current period gross charge-off, prior     0    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total 0 0 0 0  
Loans Receivable 121,547   121,547   108,926
Construction and Land Development Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 32,930   32,930    
Total Loans Receivable, year one 37,460   37,460    
Total Loans Receivable, year tow 20,838   20,838    
Total Loans Receivable, year three 2,018   2,018    
Total Loans Receivable, year four 8,640   8,640    
Total Loans Receivable, prior 497   497    
Total Loans Receivable, revolving 11,501   11,501    
Total Loans Receivable, revolving converted to term 1,637   1,637    
Total Loans Receivable 115,521   115,521   106,580
Loans Receivable 115,521   115,521   106,580
Construction and Land Development Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 365   365    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 3,459   3,459    
Total Loans Receivable, year three 2,202   2,202    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 0   0    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 6,026   6,026   2,346
Loans Receivable 6,026   6,026   2,346
Construction and Land Development Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 457   457    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 1,027   1,027    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 1,484   1,484   0
Loans Receivable 1,484   1,484   0
Multifamily Portfolio Segment [Member]          
Total Loans Receivable, current year 9,588   9,588    
Total Loans Receivable, year one 53,484   53,484    
Total Loans Receivable, year tow 81,284   81,284    
Total Loans Receivable, year three 43,978   43,978    
Total Loans Receivable, year four 14,303   14,303    
Total Loans Receivable, prior 22,653   22,653    
Total Loans Receivable, revolving 179   179    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 225,469   225,469   251,014
Total current period gross charge-off, current year     0    
Total current period gross charge-off, year one     0    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     0    
Total current period gross charge-off, year four     0    
Total current period gross charge-off, prior     0    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total 0 0 0 0  
Loans Receivable 225,469   225,469   251,014
Multifamily Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 9,588   9,588    
Total Loans Receivable, year one 53,484   53,484    
Total Loans Receivable, year tow 81,284   81,284    
Total Loans Receivable, year three 43,521   43,521    
Total Loans Receivable, year four 14,303   14,303    
Total Loans Receivable, prior 21,496   21,496    
Total Loans Receivable, revolving 179   179    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 223,855   223,855   242,091
Loans Receivable 223,855   223,855   242,091
Multifamily Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 130   130    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 130   130   1,859
Loans Receivable 130   130   1,859
Multifamily Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 199   199    
Total Loans Receivable, year three 99   99    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 1,166   1,166    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 1,464   1,464   7,064
Loans Receivable 1,464   1,464   7,064
Commercial Portfolio Segment [Member]          
Total Loans Receivable, current year 10,416   10,416    
Total Loans Receivable, year one 15,992   15,992    
Total Loans Receivable, year tow 10,172   10,172    
Total Loans Receivable, year three 6,326   6,326    
Total Loans Receivable, year four 6,572   6,572    
Total Loans Receivable, prior 15,010   15,010    
Total Loans Receivable, revolving 34,235   34,235    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 98,723   98,723   93,278
Total current period gross charge-off, current year     0    
Total current period gross charge-off, year one     (110)    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     (342)    
Total current period gross charge-off, year four     (11)    
Total current period gross charge-off, prior     (602)    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total (622) (57) (1,065) (57)  
Loans Receivable 98,723   98,723   93,278
Commercial Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 10,383   10,383    
Total Loans Receivable, year one 15,992   15,992    
Total Loans Receivable, year tow 9,910   9,910    
Total Loans Receivable, year three 6,227   6,227    
Total Loans Receivable, year four 6,438   6,438    
Total Loans Receivable, prior 13,398   13,398    
Total Loans Receivable, revolving 34,235   34,235    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 96,583   96,583   90,694
Loans Receivable 96,583   96,583   90,694
Commercial Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 33   33    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 63   63    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 134   134    
Total Loans Receivable, prior 446   446    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 676   676   703
Loans Receivable 676   676   703
Commercial Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 2   2    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 0   0    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 2   2   1,881
Loans Receivable 2   2   1,881
Consumer Portfolio Segment [Member]          
Total Loans Receivable, current year 402   402    
Total Loans Receivable, year one 87   87    
Total Loans Receivable, year tow 127   127    
Total Loans Receivable, year three 11   11    
Total Loans Receivable, year four 19   19    
Total Loans Receivable, prior 101   101    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 747   747   918
Total current period gross charge-off, current year     (60)    
Total current period gross charge-off, year one     0    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     0    
Total current period gross charge-off, year four     0    
Total current period gross charge-off, prior     0    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total (20) (13) (60) (50)  
Loans Receivable 747   747   918
Consumer Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 402   402    
Total Loans Receivable, year one 87   87    
Total Loans Receivable, year tow 127   127    
Total Loans Receivable, year three 9   9    
Total Loans Receivable, year four 19   19    
Total Loans Receivable, prior 101   101    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 745   745   918
Loans Receivable 745   745   918
Consumer Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable         0
Loans Receivable         0
Consumer Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable         0
Loans Receivable         0
Manufactured Homes Portfolio Segment [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 1,958   1,958    
Total Loans Receivable, year tow 12,709   12,709    
Total Loans Receivable, year three 9,402   9,402    
Total Loans Receivable, year four 5,422   5,422    
Total Loans Receivable, prior 2,170   2,170    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 31,661   31,661   34,882
Total current period gross charge-off, current year     0    
Total current period gross charge-off, year one     0    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     0    
Total current period gross charge-off, year four     0    
Total current period gross charge-off, prior     0    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total 0 0 0 0  
Loans Receivable 31,661   31,661   34,882
Manufactured Homes Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 1,958   1,958    
Total Loans Receivable, year tow 12,709   12,709    
Total Loans Receivable, year three 9,402   9,402    
Total Loans Receivable, year four 5,422   5,422    
Total Loans Receivable, prior 2,170   2,170    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 31,661   31,661   34,882
Loans Receivable 31,661   31,661   34,882
Manufactured Homes Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable         0
Loans Receivable         0
Manufactured Homes Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable         0
Loans Receivable         0
Government Portfolio Segment [Member]          
Total Loans Receivable, current year 1,890   1,890    
Total Loans Receivable, year one 1,815   1,815    
Total Loans Receivable, year tow 1,433   1,433    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 4,883   4,883    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 10,021   10,021   9,549
Total current period gross charge-off, current year     0    
Total current period gross charge-off, year one     0    
Total current period gross charge-off, year two     0    
Total current period gross charge-off, year three     0    
Total current period gross charge-off, year four     0    
Total current period gross charge-off, prior     0    
Total current period gross charge-off, revolving     0    
Total current period gross charge-off, revolving converted to term     0    
Total current period gross charge-off, total 0 $ 0 0 $ 0  
Loans Receivable 10,021   10,021   9,549
Government Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 1,890   1,890    
Total Loans Receivable, year one 1,815   1,815    
Total Loans Receivable, year tow 1,433   1,433    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 4,883   4,883    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 10,021   10,021   9,549
Loans Receivable $ 10,021   $ 10,021   9,549
Government Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable         0
Loans Receivable         0
Government Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable         0
Loans Receivable         $ 0