Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified |
12 Months Ended | |
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Dec. 31, 2014
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Dec. 31, 2013
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Loans receivable | ||
Real estate loans | $ 17,941us-gaap_InterestAndFeeIncomeLoansRealEstateConstruction | $ 17,772us-gaap_InterestAndFeeIncomeLoansRealEstateConstruction |
Commercial loans | 3,272us-gaap_InterestAndFeeIncomeLoansCommercialRealEstate | 3,101us-gaap_InterestAndFeeIncomeLoansCommercialRealEstate |
Consumer loans | 19us-gaap_InterestAndFeeIncomeLoansConsumer | 18us-gaap_InterestAndFeeIncomeLoansConsumer |
Total loan interest | 21,232us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio | 20,891us-gaap_InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio |
Securities | 5,917us-gaap_InterestAndDividendIncomeSecurities | 5,225us-gaap_InterestAndDividendIncomeSecurities |
Other interest earning assets | 34us-gaap_OtherInterestAndDividendIncome | 41us-gaap_OtherInterestAndDividendIncome |
Total interest income | 27,183us-gaap_InterestAndDividendIncomeOperating | 26,157us-gaap_InterestAndDividendIncomeOperating |
Interest expense: | ||
Deposits | 1,253us-gaap_InterestExpenseDeposits | 1,143us-gaap_InterestExpenseDeposits |
Repurchase agreements | 67us-gaap_RepurchaseAgreementsInterestExpenseAmount | 69us-gaap_RepurchaseAgreementsInterestExpenseAmount |
Borrowed funds | 500us-gaap_InterestExpenseBorrowings | 518us-gaap_InterestExpenseBorrowings |
Total interest expense | 1,820us-gaap_InterestExpense | 1,730us-gaap_InterestExpense |
Net interest income | 25,363us-gaap_InterestIncomeExpenseNet | 24,427us-gaap_InterestIncomeExpenseNet |
Provision for loan losses | 875us-gaap_ProvisionForLoanLossesExpensed | 450us-gaap_ProvisionForLoanLossesExpensed |
Net interest income after provision for loan losses | 24,488us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss | 23,977us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss |
Noninterest income: | ||
Fees and service charges | 2,738us-gaap_FeesAndCommissionsDepositorAccounts | 2,537us-gaap_FeesAndCommissionsDepositorAccounts |
Wealth management operations | 1,605us-gaap_AssetManagementFees1 | 1,397us-gaap_AssetManagementFees1 |
Gain on sale of securities, net | 541us-gaap_GainLossOnSaleOfSecuritiesNet | 630us-gaap_GainLossOnSaleOfSecuritiesNet |
Increase in cash value of bank owned life insurance | 418us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue | 380us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue |
Gain on sale of loans held-for-sale, net | 623us-gaap_GainLossOnSalesOfLoansNet | 379us-gaap_GainLossOnSalesOfLoansNet |
Gain on sale of foreclosed real estate | 35us-gaap_GainsLossesOnSalesOfOtherRealEstate | 17us-gaap_GainsLossesOnSalesOfOtherRealEstate |
Other | 114nwin_OtherNoninterestIncomeExcludingBankOwnedLifeInsuranceIncome | 19nwin_OtherNoninterestIncomeExcludingBankOwnedLifeInsuranceIncome |
Total noninterest income | 6,074us-gaap_NoninterestIncome | 5,359us-gaap_NoninterestIncome |
Noninterest expense: | ||
Compensation and benefits | 11,416us-gaap_LaborAndRelatedExpense | 10,599us-gaap_LaborAndRelatedExpense |
Occupancy and equipment | 3,238us-gaap_OccupancyNet | 3,120us-gaap_OccupancyNet |
Data processing | 1,139us-gaap_InformationTechnologyAndDataProcessing | 1,021us-gaap_InformationTechnologyAndDataProcessing |
Marketing | 496us-gaap_MarketingExpense | 509us-gaap_MarketingExpense |
Federal deposit insurance premiums | 466us-gaap_FederalDepositInsuranceCorporationPremiumExpense | 503us-gaap_FederalDepositInsuranceCorporationPremiumExpense |
Statement and check processing | 333nwin_StatementAndCheckProcessing | 310nwin_StatementAndCheckProcessing |
Professional services | 260us-gaap_ProfessionalFees | 288us-gaap_ProfessionalFees |
Other | 3,667us-gaap_OtherNoninterestExpense | 3,471us-gaap_OtherNoninterestExpense |
Total noninterest expense | 21,015us-gaap_NoninterestExpense | 19,821us-gaap_NoninterestExpense |
Income before income tax expenses | 9,547us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments | 9,515us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments |
Income tax expenses | 2,153us-gaap_IncomeTaxExpenseBenefit | 2,397us-gaap_IncomeTaxExpenseBenefit |
Net income | $ 7,394us-gaap_NetIncomeLoss | $ 7,118us-gaap_NetIncomeLoss |
Earnings per common share: | ||
Basic (in dollars per share) | $ 2.60us-gaap_EarningsPerShareBasic | $ 2.50us-gaap_EarningsPerShareBasic |
Diluted (in dollars per share) | $ 2.60us-gaap_EarningsPerShareDiluted | $ 2.50us-gaap_EarningsPerShareDiluted |
Dividends declared per common share (in dollars per share) | $ 0.97us-gaap_CommonStockDividendsPerShareDeclared | $ 0.85us-gaap_CommonStockDividendsPerShareDeclared |
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- Definition
Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) foreign currency transactions; and (3) mortgage servicing rights. No definition available.
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A fee charged for services and Check Processing . The term is often expanded to include other services of a client or customer. No definition available.
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Amount of fixed fee revenue for the management of an investment fund portfolio. Excludes investment advisory, distribution and servicing, and performance fees. No definition available.
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Aggregate dividends declared during the period for each share of common stock outstanding. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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The amount of expenses incurred in the period for information technology and data processing products and services. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Interest and fee income generated by loans the Entity intends and has the ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (1) industrial and agricultural; (2) real estate; and (3) real estate construction loans; (4) trade financing; (5) lease financing; (6) home equity lines-of-credit; (7) automobile and other vehicle loans; and (8) credit card and other revolving-type loans. Also includes interest income for leases held by the Entity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Interest and fee income generated from loans secured by commercial properties. Examples of properties commonly securing commercial real estate loans may include office buildings, apartment buildings, shopping centers, industrial property, and hotels. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Interest and fee income generated from consumer loans. Consumer loans are loans to individuals for household, family, and other personal expenditures. Such loans include residential mortgages, home equity lines-of-credit, automobiles and marine transport loans, credit card transactions, and others. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Interest and fee income from loans used for real estate development and construction costs. Such loans are referred to as "Construction" loans or mortgages. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Amount of the cost of borrowed funds accounted for as interest expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Aggregate amount of interest expense on all borrowings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Aggregate amount of interest expense on all deposits. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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The net amount of operating interest income (expense). Reference 1: http://www.xbrl.org/2003/role/presentationRef
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The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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The change in cash surrender or contract value during the period which adjusted the amount of premiums paid in determining the expense or income recognized under the contract for the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Total aggregate amount of all noninterest expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Includes all other interest income, net of discount accretion and premium amortization, and dividend income. It may include dividend income from equity securities that do not have readily determinable fair values that are reportable in Other Assets, and interest income on interest-only strips receivable (not in the form of a security) that are included in Other Assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Other noninterest expenses that are not separately presented in any other noninterest expense category. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Amount of expense related to loss from loan transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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This is the amount of interest expense incurred during the reporting period as a result of repurchase agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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