Finward Bancorp Annual report pursuant to Section 13 and 15(d)

Premises and Equipment, Net (Tables)

12 Months Ended

Dec. 31, 2014

At year end, premises and equipment are summarized as follows:

	(Dollars in thousands)
	2014			2013
Cost:
Land	$	4,623		$	4,540
Buildings and improvements		20,742			19,588
Furniture and equipment		12,608			11,786
Total cost		37,973			35,914
Less accumulated depreciation		(20,249	)		(18,654	)
Premises and equipment, net	$	17,724		$	17,260