Quarterly report pursuant to Section 13 or 15(d)

Loans Receivable - The Bancorp's activity in the allowance for loan losses, by loan segment (Details)

v3.19.2
Loans Receivable - The Bancorp's activity in the allowance for loan losses, by loan segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Dec. 31, 2018
Allowance for loan losses:          
Beginning Balance $ 8,236 $ 7,097 $ 7,962 $ 7,482  
Charge-offs (25) (60) (91) (800)  
Recoveries 22 114 45 128  
Provisions 511 297 828 638  
Ending Balance 8,744 7,448 8,744 7,448  
Ending balance: Loans receivable individually evaluated impairment reserves 563   563   $ 246
Ending balance: Loans receivable collectively evaluated impairment reserves 8,181   8,181   7,716
LOAN RECEIVABLES          
Loan receivables 894,274   894,274   764,400
Ending balance: Loans individually evaluated for impairment 4,165   4,165   2,837
Ending balance: Purchased credit impaired individually evaluated for impairment 4,457   4,457   2,945
Ending balance: Loans collectively evaluated for impairment 885,652   885,652   758,618
Residential real estate          
Allowance for loan losses:          
Beginning Balance 1,680 1,493 1,715 1,568  
Charge-offs (18) (38) (66) (106)  
Recoveries 4   18    
Provisions (6) 68 (7) 61  
Ending Balance 1,660 1,523 1,660 1,523  
Ending balance: Loans receivable individually evaluated impairment reserves 22   22   22
Ending balance: Loans receivable collectively evaluated impairment reserves 1,638   1,638   1,693
LOAN RECEIVABLES          
Loan receivables 301,488   301,488   223,323
Ending balance: Loans individually evaluated for impairment 547   547   570
Ending balance: Purchased credit impaired individually evaluated for impairment 1,894   1,894   980
Ending balance: Loans collectively evaluated for impairment 299,047   299,047   221,773
Home Equity Loan [Member]          
Allowance for loan losses:          
Beginning Balance 194 159 202 166  
Charge-offs   (5)   (24)  
Recoveries 2   2    
Provisions 6 29 (2) 41  
Ending Balance 202 183 202 183  
Ending balance: Loans receivable individually evaluated impairment reserves 11   11   9
Ending balance: Loans receivable collectively evaluated impairment reserves 191   191   193
LOAN RECEIVABLES          
Loan receivables 50,155   50,155   45,483
Ending balance: Loans individually evaluated for impairment 214   214   141
Ending balance: Purchased credit impaired individually evaluated for impairment 225   225   123
Ending balance: Loans collectively evaluated for impairment 49,716   49,716   45,219
Commercial Real Estate [Member]          
Allowance for loan losses:          
Beginning Balance 3,485 2,996 3,335 3,125  
Charge-offs       (119)  
Recoveries   2   2  
Provisions 44 172 194 162  
Ending Balance 3,529 3,170 3,529 3,170  
Ending balance: Loans receivable individually evaluated impairment reserves 196   196   210
Ending balance: Loans receivable collectively evaluated impairment reserves 3,333   3,333   3,125
LOAN RECEIVABLES          
Loan receivables 275,954   275,954   253,104
Ending balance: Loans individually evaluated for impairment 1,651   1,651   1,703
Ending balance: Purchased credit impaired individually evaluated for impairment 485   485   402
Ending balance: Loans collectively evaluated for impairment 273,818   273,818   250,999
Construction and land development [Member]          
Allowance for loan losses:          
Beginning Balance 777 661 756 618  
Provisions 29 (50) 50 (7)  
Ending Balance 806 611 806 611  
Ending balance: Loans receivable collectively evaluated impairment reserves 806   806   756
LOAN RECEIVABLES          
Loan receivables 71,655   71,655   64,433
Ending balance: Loans collectively evaluated for impairment 71,655   71,655   64,433
Multifamily [Member]          
Allowance for loan losses:          
Beginning Balance 434 615 472 622  
Provisions 19 (8) (19) (15)  
Ending Balance 453 607 453 607  
Ending balance: Loans receivable collectively evaluated impairment reserves 453   453   472
LOAN RECEIVABLES          
Loan receivables 51,149   51,149   47,234
Ending balance: Purchased credit impaired individually evaluated for impairment 701   701    
Ending balance: Loans collectively evaluated for impairment 50,448   50,448   47,234
Government [Member]          
Allowance for loan losses:          
Beginning Balance 21 57 38 54  
Provisions   (7) (17) (4)  
Ending Balance 21 50 21 50  
Consumer [Member]          
Allowance for loan losses:          
Beginning Balance 254 35 82 31  
Charge-offs (7) (14) (25) (22)  
Recoveries 6 5 9 9  
Provisions 303 10 490 18  
Ending Balance 556 36 556 36  
Ending balance: Loans receivable collectively evaluated impairment reserves 556   556   82
LOAN RECEIVABLES          
Loan receivables 12,279   12,279   6,043
Ending balance: Loans collectively evaluated for impairment 12,279   12,279   6,043
Commercial business          
Allowance for loan losses:          
Beginning Balance 1,391 1,077 1,362 1,298  
Charge-offs   (3)   (529)  
Recoveries 10 107 16 117  
Provisions 116 83 139 378  
Ending Balance 1,517 1,264 1,517 1,264  
Ending balance: Loans receivable individually evaluated impairment reserves 334   334   5
Ending balance: Loans receivable collectively evaluated impairment reserves 1,183   1,183   1,357
LOAN RECEIVABLES          
Loan receivables 112,076   112,076   103,439
Ending balance: Loans individually evaluated for impairment 1,753   1,753   423
Ending balance: Purchased credit impaired individually evaluated for impairment 1,152   1,152   1,440
Ending balance: Loans collectively evaluated for impairment 109,171   109,171   101,576
Farmland [Member]          
Allowance for loan losses:          
Beginning Balance   4      
Provisions       4  
Ending Balance   $ 4   $ 4  
LOAN RECEIVABLES          
Loan receivables 234   234   240
Ending balance: Loans collectively evaluated for impairment 234   234   240
Government [Member]          
Allowance for loan losses:          
Ending balance: Loans receivable collectively evaluated impairment reserves 21   21   38
LOAN RECEIVABLES          
Loan receivables 19,284   19,284   21,101
Ending balance: Loans collectively evaluated for impairment $ 19,284   $ 19,284   $ 21,101