Quarterly report pursuant to Section 13 or 15(d)

Note 5 - Loans Receivable - Credit Quality Indicators (Details)

v3.24.1.1.u2
Note 5 - Loans Receivable - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Total Loans Receivable, current year $ 23,122   $ 148,105
Total Loans Receivable, year one 152,353   323,820
Total Loans Receivable, year tow 319,536   321,183
Total Loans Receivable, year three 320,187   234,861
Total Loans Receivable, year four 228,248   108,683
Total Loans Receivable, prior 363,713   274,027
Total Loans Receivable, revolving 96,026   94,893
Total Loans Receivable, revolving converted to term 1,741   3,183
Total Loans Receivable 1,504,926   1,508,755
Total current period gross charge-off, current year (18)   0
Total current period gross charge-off, year one 0   (40)
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   (25)
Total current period gross charge-off, year four 0   (41)
Total current period gross charge-off, prior 0   (909)
Total current period gross charge-off, revolving 0   (27)
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total (18) $ (106) (1,042)
Residential Portfolio Segment [Member]      
Total Loans Receivable, current year 2,533   21,145
Total Loans Receivable, year one 24,030   98,457
Total Loans Receivable, year tow 97,993   107,403
Total Loans Receivable, year three 106,258   115,645
Total Loans Receivable, year four 111,792   24,521
Total Loans Receivable, prior 135,769   116,061
Total Loans Receivable, revolving 1,880   1,716
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 480,255   484,948
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   (40)
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   (25)
Total current period gross charge-off, year four 0   (39)
Total current period gross charge-off, prior 0   (893)
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 0 (997)
Residential Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable, current year 2,533   20,740
Total Loans Receivable, year one 23,626   97,671
Total Loans Receivable, year tow 96,588   106,778
Total Loans Receivable, year three 105,482   115,001
Total Loans Receivable, year four 110,843   23,873
Total Loans Receivable, prior 132,325   113,987
Total Loans Receivable, revolving 1,880   1,716
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 473,277   479,766
Residential Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable, current year 0   405
Total Loans Receivable, year one 195   0
Total Loans Receivable, year tow 0   473
Total Loans Receivable, year three 626   173
Total Loans Receivable, year four 481   431
Total Loans Receivable, prior 2,489   1,602
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 3,791   3,084
Residential Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable, current year 0   0
Total Loans Receivable, year one 209   786
Total Loans Receivable, year tow 1,405   152
Total Loans Receivable, year three 150   471
Total Loans Receivable, year four 468   217
Total Loans Receivable, prior 955   472
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 3,187   2,098
Home Equity Portfolio Segment [Member]      
Total Loans Receivable, current year 40   110
Total Loans Receivable, year one 95   275
Total Loans Receivable, year tow 265   101
Total Loans Receivable, year three 99   14
Total Loans Receivable, year four 12   65
Total Loans Receivable, prior 2,568   2,149
Total Loans Receivable, revolving 45,598   43,122
Total Loans Receivable, revolving converted to term 443   763
Total Loans Receivable 49,120   46,599
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   (16)
Total current period gross charge-off, revolving 0   (27)
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 0 (43)
Home Equity Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable, current year 40   110
Total Loans Receivable, year one 84   114
Total Loans Receivable, year tow 111   101
Total Loans Receivable, year three 99   14
Total Loans Receivable, year four 8   61
Total Loans Receivable, prior 2,410   2,051
Total Loans Receivable, revolving 45,438   42,801
Total Loans Receivable, revolving converted to term 287   700
Total Loans Receivable 48,477   45,952
Home Equity Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable, current year 0   0
Total Loans Receivable, year one 11   0
Total Loans Receivable, year tow 0   0
Total Loans Receivable, year three 0   0
Total Loans Receivable, year four 4   4
Total Loans Receivable, prior 95   31
Total Loans Receivable, revolving 70   70
Total Loans Receivable, revolving converted to term 0   63
Total Loans Receivable 180   168
Home Equity Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable, current year 0   0
Total Loans Receivable, year one 0   161
Total Loans Receivable, year tow 154   0
Total Loans Receivable, year three 0   0
Total Loans Receivable, year four 0   0
Total Loans Receivable, prior 63   67
Total Loans Receivable, revolving 90   251
Total Loans Receivable, revolving converted to term 156   0
Total Loans Receivable 463   479
Commercial Real Estate Portfolio Segment [Member]      
Total Loans Receivable, current year 5,781   52,880
Total Loans Receivable, year one 63,243   127,676
Total Loans Receivable, year tow 129,304   92,537
Total Loans Receivable, year three 94,337   56,740
Total Loans Receivable, year four 57,008   57,378
Total Loans Receivable, prior 165,394   113,200
Total Loans Receivable, revolving 3,099   2,791
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 518,166   503,202
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 (12) 0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable, current year 5,282   52,880
Total Loans Receivable, year one 63,243   127,607
Total Loans Receivable, year tow 129,238   90,108
Total Loans Receivable, year three 91,918   55,236
Total Loans Receivable, year four 55,522   56,255
Total Loans Receivable, prior 159,833   108,489
Total Loans Receivable, revolving 2,959   2,649
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 507,995   493,224
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable, current year 499   0
Total Loans Receivable, year one 0   69
Total Loans Receivable, year tow 66   2,429
Total Loans Receivable, year three 2,419   1,274
Total Loans Receivable, year four 1,266   1,123
Total Loans Receivable, prior 4,488   2,397
Total Loans Receivable, revolving 0   142
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 8,738   7,434
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable, current year 0   0
Total Loans Receivable, year one 0   0
Total Loans Receivable, year tow 0   0
Total Loans Receivable, year three 0   230
Total Loans Receivable, year four 220   0
Total Loans Receivable, prior 1,073   2,314
Total Loans Receivable, revolving 140   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 1,433   2,544
Construction and Land Development Portfolio Segment [Member]      
Total Loans Receivable, current year 11,526   48,883
Total Loans Receivable, year one 43,573   25,024
Total Loans Receivable, year tow 10,419   17,616
Total Loans Receivable, year three 18,198   3,988
Total Loans Receivable, year four 2,840   4,284
Total Loans Receivable, prior 4,406   473
Total Loans Receivable, revolving 10,186   12,539
Total Loans Receivable, revolving converted to term 1,298   2,420
Total Loans Receivable 102,446   115,227
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 0 0
Construction and Land Development Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable, current year 11,526   48,518
Total Loans Receivable, year one 43,208   24,948
Total Loans Receivable, year tow 10,344   13,411
Total Loans Receivable, year three 14,747   1,732
Total Loans Receivable, year four 403   4,284
Total Loans Receivable, prior 4,406   473
Total Loans Receivable, revolving 10,186   12,539
Total Loans Receivable, revolving converted to term 1,298   2,420
Total Loans Receivable 96,118   108,325
Construction and Land Development Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable, current year 0   365
Total Loans Receivable, year one 0   76
Total Loans Receivable, year tow 0   4,205
Total Loans Receivable, year three 1,563   2,256
Total Loans Receivable, year four 2,437   0
Total Loans Receivable, prior 0   0
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 4,000   6,902
Construction and Land Development Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable, current year 0   0
Total Loans Receivable, year one 365   0
Total Loans Receivable, year tow 75   0
Total Loans Receivable, year three 1,888   0
Total Loans Receivable, year four 0   0
Total Loans Receivable, prior 0   0
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 2,328   0
Multifamily Portfolio Segment [Member]      
Total Loans Receivable, current year 0   9,333
Total Loans Receivable, year one 9,763   53,493
Total Loans Receivable, year tow 63,109   79,788
Total Loans Receivable, year three 78,615   43,335
Total Loans Receivable, year four 42,607   13,156
Total Loans Receivable, prior 26,359   20,626
Total Loans Receivable, revolving 336   186
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 220,789   219,917
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 0 0
Multifamily Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable, current year 0   9,333
Total Loans Receivable, year one 9,763   53,493
Total Loans Receivable, year tow 63,109   78,122
Total Loans Receivable, year three 76,949   41,773
Total Loans Receivable, year four 41,071   13,156
Total Loans Receivable, prior 25,131   19,609
Total Loans Receivable, revolving 336   186
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 216,359   215,672
Multifamily Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable, current year 0   373
Total Loans Receivable, year one 285   197
Total Loans Receivable, year tow 1,250   58
Total Loans Receivable, year three 54   0
Total Loans Receivable, year four 0   129
Total Loans Receivable, prior 900   436
Total Loans Receivable, revolving 513   417
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 3,002   1,610
Multifamily Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable, current year 0   0
Total Loans Receivable, year one 0   0
Total Loans Receivable, year tow 0   1,666
Total Loans Receivable, year three 1,666   1,562
Total Loans Receivable, year four 1,536   0
Total Loans Receivable, prior 1,228   1,017
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 4,430   4,245
Commercial Portfolio Segment [Member]      
Total Loans Receivable, current year 1,249   13,526
Total Loans Receivable, year one 11,279   15,065
Total Loans Receivable, year tow 14,820   9,641
Total Loans Receivable, year three 9,016   5,919
Total Loans Receivable, year four 5,139   4,234
Total Loans Receivable, prior 18,091   14,462
Total Loans Receivable, revolving 34,927   34,539
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 94,521   97,386
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 (75) 0
Commercial Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable, current year 1,249   13,110
Total Loans Receivable, year one 10,954   13,774
Total Loans Receivable, year tow 12,484   9,327
Total Loans Receivable, year three 8,725   5,705
Total Loans Receivable, year four 4,937   4,105
Total Loans Receivable, prior 16,130   12,905
Total Loans Receivable, revolving 34,414   33,954
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 88,893   92,880
Commercial Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable, current year 0   43
Total Loans Receivable, year one 40   1,094
Total Loans Receivable, year tow 1,086   256
Total Loans Receivable, year three 237   214
Total Loans Receivable, year four 202   0
Total Loans Receivable, prior 1,061   1,121
Total Loans Receivable, revolving 0   168
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 2,626   2,896
Consumer Portfolio Segment [Member]      
Total Loans Receivable, current year 48   338
Total Loans Receivable, year one 370   73
Total Loans Receivable, year tow 65   108
Total Loans Receivable, year three 84   6
Total Loans Receivable, year four 3   14
Total Loans Receivable, prior 57   71
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 627   610
Total current period gross charge-off, current year (18)   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   (2)
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total (18) (19) (2)
Consumer Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable, current year 48   338
Total Loans Receivable, year one 370   73
Total Loans Receivable, year tow 65   108
Total Loans Receivable, year three 84   4
Total Loans Receivable, year four 3   14
Total Loans Receivable, prior 57   71
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 627   608
Consumer Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable, current year 0   0
Total Loans Receivable, year one 0   0
Total Loans Receivable, year tow 0   0
Total Loans Receivable, year three 0   2
Total Loans Receivable, year four 0   0
Total Loans Receivable, prior 0   0
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 0   2
Manufactured Homes Portfolio Segment [Member]      
Total Loans Receivable, current year 0   0
Total Loans Receivable, year one 0   1,942
Total Loans Receivable, year tow 1,926   12,556
Total Loans Receivable, year three 12,236   9,214
Total Loans Receivable, year four 8,847   5,031
Total Loans Receivable, prior 6,919   2,102
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 29,928   30,845
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 0 0
Manufactured Homes Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable, current year 0   0
Total Loans Receivable, year one 0   1,942
Total Loans Receivable, year tow 1,926   12,556
Total Loans Receivable, year three 12,236   9,214
Total Loans Receivable, year four 8,847   5,031
Total Loans Receivable, prior 6,884   2,102
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 29,893   30,845
Manufactured Homes Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable, current year 0    
Total Loans Receivable, year one 0    
Total Loans Receivable, year tow 0    
Total Loans Receivable, year three 0    
Total Loans Receivable, prior 35    
Total Loans Receivable, revolving 0    
Total Loans Receivable, revolving converted to term 0    
Total Loans Receivable 35    
Government Portfolio Segment [Member]      
Total Loans Receivable, current year 1,945   1,890
Total Loans Receivable, year one 0   1,815
Total Loans Receivable, year tow 1,635   1,433
Total Loans Receivable, year three 1,344   0
Total Loans Receivable, year four 0   0
Total Loans Receivable, prior 4,150   4,883
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable 9,074   10,021
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 $ 0 0
Government Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable, current year 1,945   1,890
Total Loans Receivable, year one 0   1,815
Total Loans Receivable, year tow 1,635   1,433
Total Loans Receivable, year three 1,344   0
Total Loans Receivable, year four 0   0
Total Loans Receivable, prior 4,150   4,883
Total Loans Receivable, revolving 0   0
Total Loans Receivable, revolving converted to term 0   0
Total Loans Receivable $ 9,074   $ 10,021