Quarterly report [Sections 13 or 15(d)]

Note 5 - Loans Receivable - Credit Quality Indicators (Details)

v3.25.1
Note 5 - Loans Receivable - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Total Loans Receivable $ 26,523   $ 124,670
Total Loans Receivable 127,439   143,098
Total Loans Receivable 138,601   291,855
Total Loans Receivable 285,036   308,352
Total Loans Receivable 296,829   211,268
Total Loans Receivable 516,611   324,738
Total Loans Receivable 98,070   102,602
Total Loans Receivable 689   0
Total Loans Receivable 1,489,798   1,506,583
Total current period gross charge-off, current year 0   (64)
Total current period gross charge-off, year one (12)   0
Total current period gross charge-off, year two 0   (1,010)
Total current period gross charge-off, year three 0   (125)
Total current period gross charge-off, year four 0   (2)
Total current period gross charge-off, prior (107)   (1,267)
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total (119) $ (18) (2,468)
Residential Portfolio Segment [Member]      
Total Loans Receivable 3,142   13,118
Total Loans Receivable 13,348   31,857
Total Loans Receivable 30,933   91,850
Total Loans Receivable 89,736   101,055
Total Loans Receivable 99,349   103,616
Total Loans Receivable 219,345   123,329
Total Loans Receivable 2,571   2,468
Total Loans Receivable 0   0
Total Loans Receivable 458,424   467,293
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   (28)
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 0 (28)
Residential Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable 3,142   13,118
Total Loans Receivable 13,348   30,947
Total Loans Receivable 29,842   90,324
Total Loans Receivable 88,224   99,390
Total Loans Receivable 97,552   102,552
Total Loans Receivable 214,155   119,449
Total Loans Receivable 2,571   2,468
Total Loans Receivable 0   0
Total Loans Receivable 448,834   458,248
Residential Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   371
Total Loans Receivable 393   365
Total Loans Receivable 0   1,064
Total Loans Receivable 1,324   554
Total Loans Receivable 2,759   1,937
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 4,476   4,291
Residential Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   539
Total Loans Receivable 698   1,161
Total Loans Receivable 1,512   601
Total Loans Receivable 473   510
Total Loans Receivable 2,431   1,943
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 5,114   4,754
Home Equity Portfolio Segment [Member]      
Total Loans Receivable 356   219
Total Loans Receivable 157   200
Total Loans Receivable 55   291
Total Loans Receivable 350   110
Total Loans Receivable 74   3
Total Loans Receivable 3,143   3,575
Total Loans Receivable 44,928   45,360
Total Loans Receivable 689   0
Total Loans Receivable 49,752   49,758
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 0 0
Home Equity Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable 356   193
Total Loans Receivable 131   68
Total Loans Receivable 47   153
Total Loans Receivable 100   110
Total Loans Receivable 54   0
Total Loans Receivable 2,881   3,342
Total Loans Receivable 44,360   44,943
Total Loans Receivable 360   0
Total Loans Receivable 48,289   48,809
Home Equity Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   132
Total Loans Receivable 8   0
Total Loans Receivable 0   0
Total Loans Receivable 20   3
Total Loans Receivable 17   15
Total Loans Receivable 279   309
Total Loans Receivable 329   0
Total Loans Receivable 653   459
Home Equity Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable 0   26
Total Loans Receivable 26   0
Total Loans Receivable 0   138
Total Loans Receivable 250   0
Total Loans Receivable 0   0
Total Loans Receivable 245   218
Total Loans Receivable 289   108
Total Loans Receivable 0   0
Total Loans Receivable 810   490
Commercial Real Estate Portfolio Segment [Member]      
Total Loans Receivable 14,094   50,835
Total Loans Receivable 51,345   67,290
Total Loans Receivable 66,449   124,378
Total Loans Receivable 120,964   98,581
Total Loans Receivable 96,349   54,734
Total Loans Receivable 202,410   152,855
Total Loans Receivable 3,255   3,001
Total Loans Receivable 0   0
Total Loans Receivable 554,866   551,674
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0   0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable 14,094   49,861
Total Loans Receivable 50,380   67,290
Total Loans Receivable 65,619   123,342
Total Loans Receivable 118,149   96,206
Total Loans Receivable 93,987   53,864
Total Loans Receivable 197,122   148,529
Total Loans Receivable 3,230   2,976
Total Loans Receivable 0   0
Total Loans Receivable 542,581   542,068
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable 0   974
Total Loans Receivable 965   0
Total Loans Receivable 830   1,036
Total Loans Receivable 2,594   2,375
Total Loans Receivable 2,362   668
Total Loans Receivable 4,955   2,930
Total Loans Receivable 25   25
Total Loans Receivable 0   0
Total Loans Receivable 11,731   8,008
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 221   0
Total Loans Receivable 0   202
Total Loans Receivable 333   1,396
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 554   1,598
Construction and Land Development Portfolio Segment [Member]      
Total Loans Receivable 3,889   34,599
Total Loans Receivable 38,283   25,378
Total Loans Receivable 23,538   3,732
Total Loans Receivable 3,583   10,341
Total Loans Receivable 9,498   2,692
Total Loans Receivable 3,503   820
Total Loans Receivable 4,434   5,312
Total Loans Receivable 0   0
Total Loans Receivable 86,728   82,874
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 0 0
Construction and Land Development Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable 3,889   34,599
Total Loans Receivable 38,283   24,360
Total Loans Receivable 22,525   3,732
Total Loans Receivable 3,583   7,867
Total Loans Receivable 7,720   224
Total Loans Receivable 2,429   820
Total Loans Receivable 4,434   5,312
Total Loans Receivable 0   0
Total Loans Receivable 82,863   76,914
Construction and Land Development Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 0   1,207
Total Loans Receivable 522   2,468
Total Loans Receivable 1,074   0
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 1,596   3,675
Construction and Land Development Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   1,018
Total Loans Receivable 1,013   0
Total Loans Receivable 0   1,267
Total Loans Receivable 1,256   0
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 2,269   2,285
Multifamily Portfolio Segment [Member]      
Total Loans Receivable 2,354   6,398
Total Loans Receivable 6,369   8,923
Total Loans Receivable 8,865   57,997
Total Loans Receivable 57,577   79,267
Total Loans Receivable 73,209   38,808
Total Loans Receivable 55,906   20,435
Total Loans Receivable 684   627
Total Loans Receivable 0   0
Total Loans Receivable 204,964   212,455
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   (125)
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior (46)   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total (46) 0 (125)
Multifamily Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable 2,354   6,398
Total Loans Receivable 6,369   8,923
Total Loans Receivable 8,646   56,771
Total Loans Receivable 56,365   74,716
Total Loans Receivable 72,827   36,075
Total Loans Receivable 53,182   20,066
Total Loans Receivable 684   627
Total Loans Receivable 0   0
Total Loans Receivable 200,427   203,576
Multifamily Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 219   780
Total Loans Receivable 774   3,332
Total Loans Receivable 382   1,217
Total Loans Receivable 1,208   0
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 2,583   5,329
Multifamily Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 0   446
Total Loans Receivable 438   1,219
Total Loans Receivable 0   1,516
Total Loans Receivable 1,516   369
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 1,954   3,550
Commercial Portfolio Segment [Member]      
Total Loans Receivable 2,457   14,655
Total Loans Receivable 14,405   9,287
Total Loans Receivable 8,638   10,499
Total Loans Receivable 9,751   6,304
Total Loans Receivable 5,914   3,830
Total Loans Receivable 16,156   13,837
Total Loans Receivable 42,198   45,834
Total Loans Receivable 0   0
Total Loans Receivable 99,519   104,246
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   (1,010)
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior (61)   (1,239)
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total (61) 0 (2,249)
Commercial Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable 2,457   14,655
Total Loans Receivable 14,405   8,123
Total Loans Receivable 7,476   9,441
Total Loans Receivable 8,728   6,094
Total Loans Receivable 5,719   3,653
Total Loans Receivable 13,827   11,416
Total Loans Receivable 40,882   44,046
Total Loans Receivable 0   0
Total Loans Receivable 93,494   97,428
Commercial Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   25
Total Loans Receivable 24   978
Total Loans Receivable 950   39
Total Loans Receivable 36   0
Total Loans Receivable 774   800
Total Loans Receivable 1,214   1,686
Total Loans Receivable 0   0
Total Loans Receivable 2,998   3,528
Commercial Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   1,139
Total Loans Receivable 1,138   80
Total Loans Receivable 73   171
Total Loans Receivable 159   177
Total Loans Receivable 1,555   1,621
Total Loans Receivable 102   102
Total Loans Receivable 0   0
Total Loans Receivable 3,027   3,290
Consumer Portfolio Segment [Member]      
Total Loans Receivable 231   301
Total Loans Receivable 81   163
Total Loans Receivable 123   34
Total Loans Receivable 30   51
Total Loans Receivable 39   0
Total Loans Receivable 0   2
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 504   551
Total current period gross charge-off, current year 0   (64)
Total current period gross charge-off, year one (12)   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   (2)
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total (12) (18) (66)
Consumer Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable 231   301
Total Loans Receivable 81   163
Total Loans Receivable 123   34
Total Loans Receivable 30   51
Total Loans Receivable 39   0
Total Loans Receivable 0   2
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 504   551
Consumer Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     0
Manufactured Homes Portfolio Segment [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 0   1,634
Total Loans Receivable 1,800   11,388
Total Loans Receivable 11,231   7,585
Total Loans Receivable 12,731   6,101
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 25,762   26,708
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 0 0
Manufactured Homes Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 0   1,634
Total Loans Receivable 1,800   11,360
Total Loans Receivable 11,202   7,559
Total Loans Receivable 12,722   6,101
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 25,724   26,654
Manufactured Homes Portfolio Segment [Member] | Special Mention [Member]      
Total Loans Receivable 0    
Total Loans Receivable 0    
Total Loans Receivable 0    
Total Loans Receivable 0    
Total Loans Receivable 29    
Total Loans Receivable 9    
Total Loans Receivable 0    
Total Loans Receivable 0    
Total Loans Receivable 38    
Manufactured Homes Portfolio Segment [Member] | Substandard [Member]      
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     28
Total Loans Receivable     26
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     0
Total Loans Receivable     54
Government Portfolio Segment [Member]      
Total Loans Receivable 0   4,545
Total Loans Receivable 3,451   0
Total Loans Receivable 0   1,440
Total Loans Receivable 1,245   1,255
Total Loans Receivable 1,166   0
Total Loans Receivable 3,417   3,784
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable 9,279   11,024
Total current period gross charge-off, current year 0   0
Total current period gross charge-off, year one 0   0
Total current period gross charge-off, year two 0   0
Total current period gross charge-off, year three 0   0
Total current period gross charge-off, year four 0   0
Total current period gross charge-off, prior 0   0
Total current period gross charge-off, revolving 0   0
Total current period gross charge-off, revolving converted to term 0   0
Total current period gross charge-off, total 0 $ 0 0
Government Portfolio Segment [Member] | Pass [Member]      
Total Loans Receivable 0   4,545
Total Loans Receivable 3,451   0
Total Loans Receivable 0   1,440
Total Loans Receivable 1,245   1,255
Total Loans Receivable 1,166   0
Total Loans Receivable 3,417   3,784
Total Loans Receivable 0   0
Total Loans Receivable 0   0
Total Loans Receivable $ 9,279   $ 11,024