Quarterly report [Sections 13 or 15(d)]

Note 5 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details)

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Note 5 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Beginning balance $ 16,911 [1] $ 18,768 $ 18,768
Total current period gross charge-off, total (119) (18) (2,468)
Recoveries 86 13  
Provisions 1,077 42  
Ending balance 17,955 [1] 18,805 16,911 [1]
Residential Portfolio Segment [Member]      
Beginning balance 4,481 3,984 3,984
Total current period gross charge-off, total 0 0 (28)
Recoveries 16 10  
Provisions (2,055) 23  
Ending balance 2,442 4,017 4,481
Home Equity Portfolio Segment [Member]      
Beginning balance 835 698 698
Total current period gross charge-off, total 0 0 0
Recoveries 0 0  
Provisions (213) 39  
Ending balance 622 737 835
Commercial Real Estate Portfolio Segment [Member]      
Beginning balance 6,444 7,045 7,045
Total current period gross charge-off, total 0   0
Recoveries 4 0  
Provisions 3,209 211  
Ending balance 9,657 7,256 6,444
Charege-offs   0  
Construction and Land Development Portfolio Segment [Member]      
Beginning balance 2,651 4,206 4,206
Total current period gross charge-off, total 0 0 0
Recoveries 0 0  
Provisions (1,007) (750)  
Ending balance 1,644 3,456 2,651
Multifamily Portfolio Segment [Member]      
Beginning balance 1,003 933 933
Total current period gross charge-off, total (46) 0 (125)
Recoveries 10 0  
Provisions 1,225 24  
Ending balance 2,192 957 1,003
Commercial Portfolio Segment [Member]      
Beginning balance 1,185 1,649 1,649
Total current period gross charge-off, total (61) 0 (2,249)
Recoveries 55 2  
Provisions 55 484  
Ending balance 1,234 2,135 1,185
Consumer Portfolio Segment [Member]      
Beginning balance 5 7 7
Total current period gross charge-off, total (12) (18) (66)
Recoveries 1 1  
Provisions 9 16  
Ending balance 3 6 5
Manufactured Homes Portfolio Segment [Member]      
Beginning balance 252 181 181
Total current period gross charge-off, total 0 0 0
Recoveries 0 0  
Provisions (123) (8)  
Ending balance 129 173 252
Government Portfolio Segment [Member]      
Beginning balance 55 65 65
Total current period gross charge-off, total 0 0 0
Recoveries 0 0  
Provisions (23) 3  
Ending balance $ 32 $ 68 $ 55
[1] See note 3 regarding adoption of ASC 326