Quarterly report [Sections 13 or 15(d)]

Concentrations of Credit Risk

v3.25.2
Concentrations of Credit Risk
6 Months Ended
Jun. 30, 2025
Risks and Uncertainties [Abstract]  
Concentrations of Credit Risk Concentrations of Credit Risk
The Company grants residential, commercial real estate, commercial business, and installment loans to customers primarily in Lake County in northwest Indiana and Cook County in northeast Illinois. The Company is also an active lender in Porter County, and to a lesser extent, LaPorte, Newton and Jasper counties in Indiana; and DuPage, Lake, and Will counties in Illinois. Substantially all loans are secured by specific items of collateral including residences, commercial real estate, land development, business assets and consumer assets.