Annual report pursuant to Section 13 and 15(d)

Note 4 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details)

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Note 4 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Beginning Balance $ 12,897 [1] $ 13,343
PCD gross up 1,029 0
Total current period gross charge-off, total (2,571) (608)
Recoveries 563 162
Provisions 1,692 0
Ending Balance [1] 18,768 12,897
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance 5,158 0
Ending Balance   5,158
Residential Portfolio Segment [Member]    
Beginning Balance 3,021 2,480
PCD gross up 535 0
Total current period gross charge-off, total (997) (29)
Recoveries 149 53
Provisions (412) 517
Ending Balance 3,984 3,021
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance 1,688 0
Ending Balance   1,688
Home Equity Portfolio Segment [Member]    
Beginning Balance 410 357
PCD gross up 29 0
Total current period gross charge-off, total (43) 0
Recoveries 0 0
Provisions 203 53
Ending Balance 698 410
Home Equity Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance 99 0
Ending Balance   99
Commercial Real Estate Portfolio Segment [Member]    
Beginning Balance 5,784 5,515
PCD gross up 443 0
Total current period gross charge-off, total (372) (431)
Recoveries 3 0
Provisions 184 700
Ending Balance 7,045 5,784
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance 1,003 0
Ending Balance   1,003
Construction and Land Development Portfolio Segment [Member]    
Beginning Balance 1,253 2,119
PCD gross up 0 0
Total current period gross charge-off, total 0 0
Recoveries 0 0
Provisions 1,218 (866)
Ending Balance 4,206 1,253
Construction and Land Development Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance 1,735 0
Ending Balance   1,735
Multifamily Portfolio Segment [Member]    
Beginning Balance 1,007 848
PCD gross up 0 0
Total current period gross charge-off, total 0 0
Recoveries 131 0
Provisions (346) 159
Ending Balance 933 1,007
Multifamily Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance 141 0
Ending Balance   141
Commercial Portfolio Segment [Member]    
Beginning Balance 1,365 2,009
PCD gross up 5 0
Total current period gross charge-off, total (1,064) (57)
Recoveries 265 89
Provisions 758 (676)
Ending Balance 1,649 1,365
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance 320 0
Ending Balance   320
Consumer Portfolio Segment [Member]    
Beginning Balance 57 15
PCD gross up 17 0
Total current period gross charge-off, total (95) (91)
Recoveries 15 20
Provisions 8 113
Ending Balance 7 57
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance 5 0
Ending Balance   5
Manufactured Homes Portfolio Segment [Member]    
Beginning Balance 0 0
PCD gross up 0 0
Total current period gross charge-off, total 0 0
Recoveries 0 0
Provisions 69 0
Ending Balance 181 0
Manufactured Homes Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance 112 0
Ending Balance   112
Government Portfolio Segment [Member]    
Beginning Balance 0 0
PCD gross up 0 0
Total current period gross charge-off, total 0 0
Recoveries 0 0
Provisions 10 0
Ending Balance 65 0
Government Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]    
Beginning Balance $ 55 0
Ending Balance   $ 55
[1] See note 3 regarding adoption of ASC 326