Annual report pursuant to Section 13 and 15(d)

Regulatory Capital (Tables)

v3.6.0.2
Regulatory Capital (Tables)
 12 Months Ended
Dec. 31, 2016
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
At year-end, capital levels for the Bancorp and the Bank were essentially the same. Actual capital levels (in millions), minimum required levels and levels needed to be classified as well capitalized for the Bancorp are summarized below:
 
(Dollars in millions)
 
 
 
 
 
 
 
 
 
 
 
 
 
Minimum Required To Be
 
 
 
 
 
 
 
 
 
Minimum Required For
 
Well Capitalized Under Prompt
 
 
 
Actual
 
Capital Adequacy Purposes
 
Corrective Action Regulations
 
At December 31, 2016
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Common equity tier 1 capital to risk-weighted assets
 
$
82.4
 
 
13.1
%
$
28.3
 
 
4.5
%
$
40.9
 
 
6.5
%
Tier 1 capital to risk-weighted assets
 
$
82.4
 
 
13.1
%
$
37.8
 
 
6.0
%
$
50.4
 
 
8.0
%
Total capital to risk-weighted assets
 
$
90.1
 
 
14.3
%
$
50.4
 
 
8.0
%
$
63.0
 
 
10.0
%
Tier 1 capital to adjusted average assets
 
$
82.4
 
 
9.2
%
$
36.0
 
 
4.0
%
$
45.0
 
 
5.0
%
 
(Dollars in millions)
 
 
 
 
 
 
 
 
 
 
 
 
 
Minimum Required To Be
 
 
 
 
 
 
 
 
 
Minimum Required For
 
Well Capitalized Under Prompt
 
 
 
Actual
 
Capital Adequacy Purposes
 
Corrective Action Regulations
 
At December 31, 2015
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Common equity tier 1 capital to risk-weighted assets
 
$
76.0
 
 
12.4
%
$
27.6
 
 
4.5
%
$
39.9
 
 
6.5
%
Tier 1 capital to risk-weighted assets
 
$
76.0
 
 
12.4
%
$
36.8
 
 
6.0
%
$
49.1
 
 
8.0
%
Total capital to risk-weighted assets
 
$
83.0
 
 
13.5
%
$
49.1
 
 
8.0
%
$
61.3
 
 
10.0
%
Tier 1 capital to adjusted average assets
 
$
76.0
 
 
9.0
%
$
33.9
 
 
4.0
%
$
42.3
 
 
5.0
%