Finward Bancorp Annual report pursuant to Section 13 and 15(d)

Note 4 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details)

Note 4 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Beginning Balance	$ 8,999	$ 7,962
Charge-offs	(286)	(1,621)
Recoveries	58	74
Provisions	3,687	2,584
Ending Balance	12,458	8,999
Residential Portfolio Segment [Member]
Beginning Balance	1,812	1,715
Charge-offs	(2)	(160)
Recoveries	27	29
Provisions	374	228
Ending Balance	2,211	1,812
Home Equity Portfolio Segment [Member]
Beginning Balance	223	202
Charge-offs	0	0
Recoveries	0	0
Provisions	53	21
Ending Balance	276	223
Commercial Real Estate Portfolio Segment [Member]
Beginning Balance	3,773	3,335
Charge-offs	(80)	(229)
Recoveries	0	0
Provisions	1,713	667
Ending Balance	5,406	3,773
Construction and Land Development Portfolio Segment [Member]
Beginning Balance	1,098	756
Charge-offs	(17)	0
Recoveries	0	0
Provisions	324	342
Ending Balance	1,405	1,098
Multifamily Portfolio Segment [Member]
Beginning Balance	529	472
Charge-offs	0	0
Recoveries	0	0
Provisions	97	57
Ending Balance	626	529
Farmland Portfolio Segment [Member]
Beginning Balance	0	0
Charge-offs	0	0
Recoveries	0	0
Provisions	0	0
Ending Balance	0	0
Commercial Portfolio Segment [Member]
Beginning Balance	1,504	1,362
Charge-offs	(158)	(1,178)
Recoveries	17	25
Provisions	1,145	1,295
Ending Balance	2,508	1,504
Consumer Portfolio Segment [Member]
Beginning Balance	43	82
Charge-offs	(29)	(54)
Recoveries	14	20
Provisions	(2)	(5)
Ending Balance	26	43
Manufactured Homes Portfolio Segment [Member]
Beginning Balance	0	0
Charge-offs	0	0
Recoveries	0	0
Provisions	0	0
Ending Balance	0	0
Government Portfolio Segment [Member]
Beginning Balance	17	38
Charge-offs	0	0
Recoveries	0	0
Provisions	(17)	(21)
Ending Balance	$ 0	$ 17