Annual report pursuant to Section 13 and 15(d)

Note 4 - Loans Receivable - Credit Quality Indicators (Details)

v3.21.1
Note 4 - Loans Receivable - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
Dec. 31, 2020
Dec. 31, 2019
Loan Receivable $ 966,578 $ 906,869
Moderate [Member]    
Loan Receivable 16,380 12,550
Above Average Acceptable [Member]    
Loan Receivable 206,066 146,786
Acceptable [Member]    
Loan Receivable 289,264 312,850
Marginally Acceptable [Member]    
Loan Receivable 279,484 262,946
Pass [Member]    
Loan Receivable 136,073 151,021
Special Mention [Member]    
Loan Receivable 22,684 12,624
Substandard [Member]    
Loan Receivable 16,627 8,092
Residential Portfolio Segment [Member]    
Loan Receivable 285,651 299,333
Residential Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 1,202 827
Residential Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 116,631 119,138
Residential Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 100,334 104,153
Residential Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 15,753 13,463
Residential Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 41,805 53,058
Residential Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 3,539 4,203
Residential Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable 6,387 4,491
Home Equity Portfolio Segment [Member]    
Loan Receivable 39,286 49,181
Home Equity Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 66 100
Home Equity Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 4,949 6,536
Home Equity Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 31,974 40,027
Home Equity Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 108 264
Home Equity Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 933 934
Home Equity Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 761 813
Home Equity Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable 495 507
Commercial Real Estate Portfolio Segment [Member]    
Loan Receivable 298,257 283,108
Commercial Real Estate Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 0 0
Commercial Real Estate Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 1,847 2,030
Commercial Real Estate Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 70,062 82,158
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 150,983 135,058
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 55,202 56,917
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 11,983 5,380
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable 8,180 1,565
Construction and Land Development Portfolio Segment [Member]    
Loan Receivable 93,562 87,710
Construction and Land Development Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 0 0
Construction and Land Development Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 4,282 719
Construction and Land Development Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 31,612 26,900
Construction and Land Development Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 41,961 45,751
Construction and Land Development Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 12,055 14,340
Construction and Land Development Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 3,652 0
Construction and Land Development Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable 0 0
Multifamily Portfolio Segment [Member]    
Loan Receivable 50,571 51,286
Multifamily Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 0 0
Multifamily Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 709 903
Multifamily Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 7,264 18,107
Multifamily Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 35,621 26,800
Multifamily Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 5,065 4,674
Multifamily Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 1,408 0
Multifamily Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable 504 802
Farmland Portfolio Segment [Member]    
Loan Receivable 215 227
Farmland Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 0 0
Farmland Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 0 0
Farmland Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 0 0
Farmland Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 0 0
Farmland Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 215 227
Farmland Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 0 0
Farmland Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable 0 0
Commercial Portfolio Segment [Member]    
Loan Receivable 156,965 103,088
Commercial Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 7,929 8,312
Commercial Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 75,783 13,158
Commercial Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 16,842 19,638
Commercial Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 33,942 39,016
Commercial Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 20,067 20,009
Commercial Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 1,341 2,228
Commercial Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable 1,061 727
Consumer Portfolio Segment [Member]    
Loan Receivable 1,025 627
Consumer Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 510 90
Consumer Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 1 0
Consumer Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 514 537
Consumer Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 0 0
Consumer Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 0 0
Consumer Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 0 0
Consumer Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable 0 0
Manufactured Homes Portfolio Segment [Member]    
Loan Receivable 30,904 16,505
Manufactured Homes Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 6,673 3,221
Manufactured Homes Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 1,864 2,413
Manufactured Homes Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 21,460 9,825
Manufactured Homes Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 176 184
Manufactured Homes Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 731 862
Manufactured Homes Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 0 0
Manufactured Homes Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable 0 0
Government Portfolio Segment [Member]    
Loan Receivable 10,142 15,804
Government Portfolio Segment [Member] | Moderate [Member]    
Loan Receivable 0 0
Government Portfolio Segment [Member] | Above Average Acceptable [Member]    
Loan Receivable 0 1,889
Government Portfolio Segment [Member] | Acceptable [Member]    
Loan Receivable 9,202 11,505
Government Portfolio Segment [Member] | Marginally Acceptable [Member]    
Loan Receivable 940 2,410
Government Portfolio Segment [Member] | Pass [Member]    
Loan Receivable 0 0
Government Portfolio Segment [Member] | Special Mention [Member]    
Loan Receivable 0 0
Government Portfolio Segment [Member] | Substandard [Member]    
Loan Receivable $ 0 $ 0