Assets

Cash on deposit with Peoples Bank

Investment in Peoples Bank

Dividends receivable from Peoples Bank

Other assets

Total assets

Liabilities and stockholders’ equity

Dividends payable

Other liabilities

Total liabilities

Additional paid in capital

Accumulated other comprehensive (loss)

Retained earnings

Total stockholders’ equity

Total liabilities and stockholders’ equity

Dividends from Peoples Bank

Dividends from NWIN Risk

Operating expenses

Income before income taxes and equity in undistributed income of Peoples Bank

Income tax (benefit)

Income before equity in undistributed income of Peoples Bank

Equity in undistributed income of Peoples Bank

income of NWIN Risk Management, Inc.

Net income

Net Income

Net change in net unrealized gains and losses on securities available-for-sale:

Unrealized gain (loss) arising during the period

Less: reclassification adjustment for losses included in net income

Net securities gain (loss) during the period

Tax effect

Other comprehensive (loss) income, net of tax

Comprehensive income, net of tax

Cash flows from operating activities:

Net income

Adjustments to reconcile net income to net cash provided by operating activities

Distributions in excess of income (equity in undistributed income):

Peoples Bank

NWIN Risk Management, Inc.

Change in intercompany payable

Change in other assets

Change in other liabilities

Total adjustments

Net cash provided by operating activities

Cash flows from investing activities:

Net cash used in investing activities

Cash flows from financing activities:

Dividends paid

Net surrender value of restricted stock awards

Net cash used in financing activities

Net change in cash

Cash at beginning of year

Cash at end of year

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:

Cash paid during the period for:

Income taxes

Dividends declared not paid