Annual report [Section 13 and 15(d), not S-K Item 405]

Note 3 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details)

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Note 3 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Beginning balance $ 18,768 [1] $ 19,084
Total current period gross charge-off, total (2,468) (2,571)
Recoveries 412 563
Provisions 199 1,692
Ending balance [1] 16,911 18,768
Residential Portfolio Segment [Member]    
Beginning balance 3,984 5,244
Total current period gross charge-off, total (28) (997)
Recoveries 44 149
Provisions 481 (412)
Ending balance 4,481 3,984
Home Equity Portfolio Segment [Member]    
Beginning balance 698 538
Total current period gross charge-off, total 0 (43)
Recoveries 0 0
Provisions 137 203
Ending balance 835 698
Commercial Real Estate Portfolio Segment [Member]    
Beginning balance 7,045 7,230
Total current period gross charge-off, total 0 (372)
Recoveries 5 3
Provisions (606) 184
Ending balance 6,444 7,045
Charege-offs   (372)
Construction and Land Development Portfolio Segment [Member]    
Beginning balance 4,206 2,988
Total current period gross charge-off, total 0 0
Recoveries 0 0
Provisions (1,555) 1,218
Ending balance 2,651 4,206
Multifamily Portfolio Segment [Member]    
Beginning balance 933 1,148
Total current period gross charge-off, total (125) 0
Recoveries 31 131
Provisions 164 (346)
Ending balance 1,003 933
Commercial Portfolio Segment [Member]    
Beginning balance 1,649 1,690
Total current period gross charge-off, total (2,249) (1,064)
Recoveries 310 265
Provisions 1,475 758
Ending balance 1,185 1,649
Consumer Portfolio Segment [Member]    
Beginning balance 7 79
Total current period gross charge-off, total (66) (95)
Recoveries 22 15
Provisions 42 8
Ending balance 5 7
Manufactured Homes Portfolio Segment [Member]    
Beginning balance 181 112
Total current period gross charge-off, total 0 0
Recoveries 0 0
Provisions 71 69
Ending balance 252 181
Government Portfolio Segment [Member]    
Beginning balance 65 55
Total current period gross charge-off, total 0 0
Recoveries 0 0
Provisions (10) 10
Ending balance $ 55 $ 65
[1] See note 3 regarding adoption of ASC 326