Annual report [Section 13 and 15(d), not S-K Item 405]

Note 11 - Regulatory Capital (Tables)

v3.25.1
Note 11 - Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2024
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

Bank Level Capital

                                 

Minimum Required To Be

 

(Dollars in thousands)

                 

Minimum Required For

   

Well Capitalized Under Prompt

 
   

Actual

   

Capital Adequacy Purposes

   

Corrective Action Regulations

 

December 31, 2024

 

Amount

   

Ratio

   

Amount

   

Ratio

   

Amount

   

Ratio

 

Common equity tier 1 capital to risk-weighted assets

    $179,625       11.26%       $71,771       4.50%       $103,670       6.50%  

Tier 1 capital to risk-weighted assets

    $179,625       11.26%       $95,695       6.00%       $127,594       8.00%  

Total capital to risk-weighted assets

    $194,499       12.19%       $127,594       8.00%       $159,492       10.00%  

Tier 1 capital to adjusted average assets

    $179,625       8.47%       $84,854       4.00%       $106,068       5.00%  

Bank Level Capital

                                 

Minimum Required To Be

 

(Dollars in thousands)

                 

Minimum Required For

   

Well Capitalized Under Prompt

 
   

Actual

   

Capital Adequacy Purposes

   

Corrective Action Regulations

 

December 31, 2023

 

Amount

   

Ratio

   

Amount

   

Ratio

   

Amount

   

Ratio

 

Common equity tier 1 capital to risk-weighted assets

    $168,263       10.43%       $72,643       4.50%       $104,928       6.50%  

Tier 1 capital to risk-weighted assets

    $168,263       10.43%       $96,857       6.00%       $129,142       8.00%  

Total capital to risk-weighted assets

    $183,315       11.36%       $129,142       8.00%       $161,428       10.00%  

Tier 1 capital to adjusted average assets

    $168,260       7.78%       $86,561       4.00%       $108,201       5.00%