Quarterly report pursuant to Section 13 or 15(d)

Note 5 - Loans Receivable - Credit Quality Indicators (Details)

v3.24.2.u1
Note 5 - Loans Receivable - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Total Loans Receivable, current year $ 59,052   $ 59,052   $ 148,105
Total Loans Receivable, year one 148,865   148,865   323,820
Total Loans Receivable, year tow 312,351   312,351   321,183
Total Loans Receivable, year three 320,044   320,044   234,861
Total Loans Receivable, year four 222,859   222,859   108,683
Total Loans Receivable, prior 348,625   348,625   274,027
Total Loans Receivable, revolving 89,980   89,980   94,893
Total Loans Receivable, revolving converted to term 1,741   1,741   3,183
Total Loans Receivable 1,503,515   1,503,515   1,508,755
Total current period gross charge-off, current year     (44)   0
Total current period gross charge-off, year one     0   (40)
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   (25)
Total current period gross charge-off, year four     0   (41)
Total current period gross charge-off, prior     (65)   (909)
Total current period gross charge-off, revolving     0   (27)
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total (91) $ (749) (109) $ (855) (1,042)
Residential Portfolio Segment [Member]          
Total Loans Receivable, current year 6,131   6,131   21,145
Total Loans Receivable, year one 26,732   26,732   98,457
Total Loans Receivable, year tow 95,737   95,737   107,403
Total Loans Receivable, year three 104,445   104,445   115,645
Total Loans Receivable, year four 109,421   109,421   24,521
Total Loans Receivable, prior 130,903   130,903   116,061
Total Loans Receivable, revolving 2,003   2,003   1,716
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 475,371   475,371   484,948
Total current period gross charge-off, current year     0   0
Total current period gross charge-off, year one     0   (40)
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   (25)
Total current period gross charge-off, year four     0   (39)
Total current period gross charge-off, prior     0   (893)
Total current period gross charge-off, revolving     0   0
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total 0 0 0 0 (997)
Residential Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 6,131   6,131   20,740
Total Loans Receivable, year one 26,332   26,332   97,671
Total Loans Receivable, year tow 94,478   94,478   106,778
Total Loans Receivable, year three 103,636   103,636   115,001
Total Loans Receivable, year four 108,437   108,437   23,873
Total Loans Receivable, prior 127,982   127,982   113,987
Total Loans Receivable, revolving 2,003   2,003   1,716
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 469,000   469,000   479,766
Residential Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0   405
Total Loans Receivable, year one 195   195   0
Total Loans Receivable, year tow 368   368   473
Total Loans Receivable, year three 660   660   173
Total Loans Receivable, year four 408   408   431
Total Loans Receivable, prior 1,757   1,757   1,602
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 3,387   3,387   3,084
Residential Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0   0
Total Loans Receivable, year one 205   205   786
Total Loans Receivable, year tow 891   891   152
Total Loans Receivable, year three 149   149   471
Total Loans Receivable, year four 576   576   217
Total Loans Receivable, prior 1,163   1,163   472
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 2,984   2,984   2,098
Home Equity Portfolio Segment [Member]          
Total Loans Receivable, current year 161   161   110
Total Loans Receivable, year one 84   84   275
Total Loans Receivable, year tow 257   257   101
Total Loans Receivable, year three 116   116   14
Total Loans Receivable, year four 10   10   65
Total Loans Receivable, prior 2,906   2,906   2,149
Total Loans Receivable, revolving 44,458   44,458   43,122
Total Loans Receivable, revolving converted to term 443   443   763
Total Loans Receivable 48,435   48,435   46,599
Total current period gross charge-off, current year     0   0
Total current period gross charge-off, year one     0   0
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   0
Total current period gross charge-off, year four     0   0
Total current period gross charge-off, prior     0   (16)
Total current period gross charge-off, revolving     0   (27)
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total 0 0 0 0 (43)
Home Equity Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 161   161   110
Total Loans Receivable, year one 74   74   114
Total Loans Receivable, year tow 108   108   101
Total Loans Receivable, year three 116   116   14
Total Loans Receivable, year four 6   6   61
Total Loans Receivable, prior 2,824   2,824   2,051
Total Loans Receivable, revolving 43,839   43,839   42,801
Total Loans Receivable, revolving converted to term 287   287   700
Total Loans Receivable 47,417   47,417   45,952
Home Equity Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0   0
Total Loans Receivable, year one 10   10   0
Total Loans Receivable, year tow 0   0   0
Total Loans Receivable, year three 0   0   0
Total Loans Receivable, year four 4   4   4
Total Loans Receivable, prior 15   15   31
Total Loans Receivable, revolving 530   530   70
Total Loans Receivable, revolving converted to term 0   0   63
Total Loans Receivable 559   559   168
Home Equity Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0   0
Total Loans Receivable, year one 0   0   161
Total Loans Receivable, year tow 148   148   0
Total Loans Receivable, year three 0   0   0
Total Loans Receivable, year four 0   0   0
Total Loans Receivable, prior 67   67   67
Total Loans Receivable, revolving 89   89   251
Total Loans Receivable, revolving converted to term 156   156   0
Total Loans Receivable 460   460   479
Commercial Real Estate Portfolio Segment [Member]          
Total Loans Receivable, current year 17,675   17,675   52,880
Total Loans Receivable, year one 63,455   63,455   127,676
Total Loans Receivable, year tow 127,123   127,123   92,537
Total Loans Receivable, year three 99,726   99,726   56,740
Total Loans Receivable, year four 56,293   56,293   57,378
Total Loans Receivable, prior 162,057   162,057   113,200
Total Loans Receivable, revolving 3,092   3,092   2,791
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 529,421   529,421   503,202
Total current period gross charge-off, current year     0   0
Total current period gross charge-off, year one     0   0
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   0
Total current period gross charge-off, year four     0   0
Total current period gross charge-off, prior     0   0
Total current period gross charge-off, revolving     0   0
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total 0 (360) 0 (372) 0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 17,181   17,181   52,880
Total Loans Receivable, year one 63,455   63,455   127,607
Total Loans Receivable, year tow 126,214   126,214   90,108
Total Loans Receivable, year three 97,321   97,321   55,236
Total Loans Receivable, year four 55,651   55,651   56,255
Total Loans Receivable, prior 158,310   158,310   108,489
Total Loans Receivable, revolving 2,765   2,765   2,649
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 520,896   520,896   493,224
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 493   493   0
Total Loans Receivable, year one 0   0   69
Total Loans Receivable, year tow 0   0   2,429
Total Loans Receivable, year three 2,406   2,406   1,274
Total Loans Receivable, year four 422   422   1,123
Total Loans Receivable, prior 2,492   2,492   2,397
Total Loans Receivable, revolving 201   201   142
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 6,014   6,014   7,434
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0   0
Total Loans Receivable, year one 0   0   0
Total Loans Receivable, year tow 909   909   0
Total Loans Receivable, year three 0   0   230
Total Loans Receivable, year four 220   220   0
Total Loans Receivable, prior 1,256   1,256   2,314
Total Loans Receivable, revolving 126   126   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 2,511   2,511   2,544
Construction and Land Development Portfolio Segment [Member]          
Total Loans Receivable, current year 20,911   20,911   48,883
Total Loans Receivable, year one 38,232   38,232   25,024
Total Loans Receivable, year tow 9,609   9,609   17,616
Total Loans Receivable, year three 12,626   12,626   3,988
Total Loans Receivable, year four 2,900   2,900   4,284
Total Loans Receivable, prior 8   8   473
Total Loans Receivable, revolving 3,115   3,115   12,539
Total Loans Receivable, revolving converted to term 1,298   1,298   2,420
Total Loans Receivable 88,699   88,699   115,227
Total current period gross charge-off, current year     0   0
Total current period gross charge-off, year one     0   0
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   0
Total current period gross charge-off, year four     0   0
Total current period gross charge-off, prior     0   0
Total current period gross charge-off, revolving     0   0
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total 0 0 0 0 0
Construction and Land Development Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 20,911   20,911   48,518
Total Loans Receivable, year one 37,868   37,868   24,948
Total Loans Receivable, year tow 9,609   9,609   13,411
Total Loans Receivable, year three 9,098   9,098   1,732
Total Loans Receivable, year four 403   403   4,284
Total Loans Receivable, prior 8   8   473
Total Loans Receivable, revolving 3,115   3,115   12,539
Total Loans Receivable, revolving converted to term 1,298   1,298   2,420
Total Loans Receivable 82,309   82,309   108,325
Construction and Land Development Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0   365
Total Loans Receivable, year one 0   0   76
Total Loans Receivable, year tow 0   0   4,205
Total Loans Receivable, year three 1,725   1,725   2,256
Total Loans Receivable, year four 2,497   2,497   0
Total Loans Receivable, prior 0   0   0
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 4,222   4,222   6,902
Construction and Land Development Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0   0
Total Loans Receivable, year one 365   365   0
Total Loans Receivable, year tow 0   0   0
Total Loans Receivable, year three 1,803   1,803   0
Total Loans Receivable, year four 0   0   0
Total Loans Receivable, prior 0   0   0
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 2,168   2,168   0
Multifamily Portfolio Segment [Member]          
Total Loans Receivable, current year 0   0   9,333
Total Loans Receivable, year one 9,710   9,710   53,493
Total Loans Receivable, year tow 61,985   61,985   79,788
Total Loans Receivable, year three 81,153   81,153   43,335
Total Loans Receivable, year four 41,252   41,252   13,156
Total Loans Receivable, prior 25,175   25,175   20,626
Total Loans Receivable, revolving 565   565   186
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 219,841   219,841   219,917
Total current period gross charge-off, current year     0   0
Total current period gross charge-off, year one     0   0
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   0
Total current period gross charge-off, year four     0   0
Total current period gross charge-off, prior     (65)   0
Total current period gross charge-off, revolving     0   0
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total (65) 0 (65) 0 0
Multifamily Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 0   0   9,333
Total Loans Receivable, year one 9,710   9,710   53,493
Total Loans Receivable, year tow 61,191   61,191   78,122
Total Loans Receivable, year three 76,783   76,783   41,773
Total Loans Receivable, year four 39,251   39,251   13,156
Total Loans Receivable, prior 24,351   24,351   19,609
Total Loans Receivable, revolving 565   565   186
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 211,852   211,852   215,672
Multifamily Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0   373
Total Loans Receivable, year one 0   0   197
Total Loans Receivable, year tow 794   794   58
Total Loans Receivable, year three 3,012   3,012   0
Total Loans Receivable, year four 465   465   129
Total Loans Receivable, prior 121   121   436
Total Loans Receivable, revolving 0   0   417
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 4,392   4,392   1,610
Multifamily Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0   0
Total Loans Receivable, year one 0   0   0
Total Loans Receivable, year tow 0   0   1,666
Total Loans Receivable, year three 1,358   1,358   1,562
Total Loans Receivable, year four 1,536   1,536   0
Total Loans Receivable, prior 703   703   1,017
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 3,597   3,597   4,245
Commercial Portfolio Segment [Member]          
Total Loans Receivable, current year 7,050   7,050   13,526
Total Loans Receivable, year one 10,446   10,446   15,065
Total Loans Receivable, year tow 14,038   14,038   9,641
Total Loans Receivable, year three 8,425   8,425   5,919
Total Loans Receivable, year four 4,720   4,720   4,234
Total Loans Receivable, prior 16,976   16,976   14,462
Total Loans Receivable, revolving 36,747   36,747   34,539
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 98,402   98,402   97,386
Total current period gross charge-off, current year     0   0
Total current period gross charge-off, year one     0   0
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   0
Total current period gross charge-off, year four     0   0
Total current period gross charge-off, prior     0   0
Total current period gross charge-off, revolving     0   0
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total 0 (368) 0 (443) 0
Commercial Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 7,050   7,050   13,110
Total Loans Receivable, year one 10,366   10,366   13,774
Total Loans Receivable, year tow 11,920   11,920   9,327
Total Loans Receivable, year three 8,154   8,154   5,705
Total Loans Receivable, year four 4,529   4,529   4,105
Total Loans Receivable, prior 15,111   15,111   12,905
Total Loans Receivable, revolving 36,318   36,318   33,954
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 93,449   93,449   92,880
Commercial Portfolio Segment [Member] | Special Mention [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 43   43    
Total Loans Receivable, year tow 1,038   1,038    
Total Loans Receivable, year three 49   49    
Total Loans Receivable, year four 0   0    
Total Loans Receivable, prior 850   850    
Total Loans Receivable, revolving 429   429    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 2,408   2,408    
Commercial Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0   43
Total Loans Receivable, year one 37   37   1,094
Total Loans Receivable, year tow 1,080   1,080   256
Total Loans Receivable, year three 223   223   214
Total Loans Receivable, year four 191   191   0
Total Loans Receivable, prior 1,014   1,014   1,121
Total Loans Receivable, revolving 0   0   168
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 2,545   2,545   2,896
Consumer Portfolio Segment [Member]          
Total Loans Receivable, current year 238   238   338
Total Loans Receivable, year one 206   206   73
Total Loans Receivable, year tow 58   58   108
Total Loans Receivable, year three 71   71   6
Total Loans Receivable, year four 2   2   14
Total Loans Receivable, prior 36   36   71
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 611   611   610
Total current period gross charge-off, current year     (44)   0
Total current period gross charge-off, year one     0   0
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   0
Total current period gross charge-off, year four     0   (2)
Total current period gross charge-off, prior     0   0
Total current period gross charge-off, revolving     0   0
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total (26) (21) (44) (40) (2)
Consumer Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 238   238   338
Total Loans Receivable, year one 206   206   73
Total Loans Receivable, year tow 58   58   108
Total Loans Receivable, year three 71   71   4
Total Loans Receivable, year four 2   2   14
Total Loans Receivable, prior 36   36   71
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 611   611   608
Consumer Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0   0
Total Loans Receivable, year one 0   0   0
Total Loans Receivable, year tow 0   0   0
Total Loans Receivable, year three 0   0   2
Total Loans Receivable, year four 0   0   0
Total Loans Receivable, prior 0   0   0
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 0   0   2
Manufactured Homes Portfolio Segment [Member]          
Total Loans Receivable, current year 0   0   0
Total Loans Receivable, year one 0   0   1,942
Total Loans Receivable, year tow 1,909   1,909   12,556
Total Loans Receivable, year three 12,137   12,137   9,214
Total Loans Receivable, year four 8,261   8,261   5,031
Total Loans Receivable, prior 6,414   6,414   2,102
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 28,721   28,721   30,845
Total current period gross charge-off, current year     0   0
Total current period gross charge-off, year one     0   0
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   0
Total current period gross charge-off, year four     0   0
Total current period gross charge-off, prior     0   0
Total current period gross charge-off, revolving     0   0
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total 0 0 0 0 0
Manufactured Homes Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 0   0   0
Total Loans Receivable, year one 0   0   1,942
Total Loans Receivable, year tow 1,909   1,909   12,556
Total Loans Receivable, year three 12,137   12,137   9,214
Total Loans Receivable, year four 8,261   8,261   5,031
Total Loans Receivable, prior 6,414   6,414   2,102
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 28,721   28,721   30,845
Manufactured Homes Portfolio Segment [Member] | Substandard [Member]          
Total Loans Receivable, current year 0   0    
Total Loans Receivable, year one 0   0    
Total Loans Receivable, year tow 0   0    
Total Loans Receivable, year three 0   0    
Total Loans Receivable, prior 0   0    
Total Loans Receivable, revolving 0   0    
Total Loans Receivable, revolving converted to term 0   0    
Total Loans Receivable 0   0    
Government Portfolio Segment [Member]          
Total Loans Receivable, current year 6,885   6,885   1,890
Total Loans Receivable, year one 0   0   1,815
Total Loans Receivable, year tow 1,635   1,635   1,433
Total Loans Receivable, year three 1,344   1,344   0
Total Loans Receivable, year four 0   0   0
Total Loans Receivable, prior 4,150   4,150   4,883
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable 14,014   14,014   10,021
Total current period gross charge-off, current year     0   0
Total current period gross charge-off, year one     0   0
Total current period gross charge-off, year two     0   0
Total current period gross charge-off, year three     0   0
Total current period gross charge-off, year four     0   0
Total current period gross charge-off, prior     0   0
Total current period gross charge-off, revolving     0   0
Total current period gross charge-off, revolving converted to term     0   0
Total current period gross charge-off, total 0 $ 0 0 $ 0 0
Government Portfolio Segment [Member] | Pass [Member]          
Total Loans Receivable, current year 6,885   6,885   1,890
Total Loans Receivable, year one 0   0   1,815
Total Loans Receivable, year tow 1,635   1,635   1,433
Total Loans Receivable, year three 1,344   1,344   0
Total Loans Receivable, year four 0   0   0
Total Loans Receivable, prior 4,150   4,150   4,883
Total Loans Receivable, revolving 0   0   0
Total Loans Receivable, revolving converted to term 0   0   0
Total Loans Receivable $ 14,014   $ 14,014   $ 10,021