Quarterly report pursuant to Section 13 or 15(d)

Note 5 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details)

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Note 5 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Beginning balance $ 18,805 $ 19,568 $ 18,768 $ 12,897 $ 12,897
Total current period gross charge-off, total (91) (749) (109) (855) (1,042)
Recoveries 55 202 68 304  
Provisions (439) 486 (397) 974  
Ending balance 18,330 19,507 18,330 19,507 18,768
PCD gross up       1,029  
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       5,158 5,158
Residential Portfolio Segment [Member]          
Beginning balance 4,017 5,068 3,984 3,021 3,021
Total current period gross charge-off, total 0 0 0 0 (997)
Recoveries 10 11 20 63  
Provisions 270 (225) 293 (453)  
Ending balance 4,297 4,854 4,297 4,854 3,984
PCD gross up       535  
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       1,688 1,688
Home Equity Portfolio Segment [Member]          
Beginning balance 737 643 698 410 410
Total current period gross charge-off, total 0 0 0 0 (43)
Recoveries 0 0 0 0  
Provisions (10) 37 29 142  
Ending balance 727 680 727 680 698
PCD gross up       29  
Home Equity Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       99 99
Commercial Real Estate Portfolio Segment [Member]          
Beginning balance 7,256 7,119 7,045 5,784 5,784
Total current period gross charge-off, total 0 (360) 0 (372) 0
Recoveries 2 1 2 1  
Provisions (355) 271 (144) 172  
Ending balance 6,903 7,031 6,903 7,031 7,045
PCD gross up       443  
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       1,003 1,003
Construction and Land Development Portfolio Segment [Member]          
Beginning balance 3,456 3,229 4,206 1,253 1,253
Total current period gross charge-off, total 0 0 0 0 0
Recoveries 0 0 0 0  
Provisions (389) 370 (1,139) 611  
Ending balance 3,067 3,599 3,067 3,599 4,206
PCD gross up       0  
Construction and Land Development Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       1,735 1,735
Multifamily Portfolio Segment [Member]          
Beginning balance 957 1,059 933 1,007 1,007
Total current period gross charge-off, total (65) 0 (65) 0 0
Recoveries 31 86 31 86  
Provisions (44) (125) (20) (214)  
Ending balance 879 1,020 879 1,020 933
PCD gross up       0  
Multifamily Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       141 141
Commercial Portfolio Segment [Member]          
Beginning balance 2,135 2,095 1,649 1,365 1,365
Total current period gross charge-off, total 0 (368) 0 (443) 0
Recoveries 7 101 9 148  
Provisions 63 222 548 655  
Ending balance 2,205 2,050 2,205 2,050 1,649
PCD gross up       5  
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       320 320
Consumer Portfolio Segment [Member]          
Beginning balance 6 64 7 57 57
Total current period gross charge-off, total (26) (21) (44) (40) (2)
Recoveries 5 3 6 6  
Provisions 20 11 36 12  
Ending balance 5 57 5 57 7
PCD gross up       17  
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       5 5
Manufactured Homes Portfolio Segment [Member]          
Beginning balance 173 216 181 0 0
Total current period gross charge-off, total 0 0 0 0 0
Recoveries 0 0 0 0  
Provisions (16) (50) (24) 54  
Ending balance 157 166 157 166 181
PCD gross up       0  
Manufactured Homes Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       112 112
Government Portfolio Segment [Member]          
Beginning balance 68 75 65 0 0
Total current period gross charge-off, total 0 0 0 0 0
Recoveries 0 0 0 0  
Provisions 22 (25) 25 (5)  
Ending balance $ 90 $ 50 $ 90 50 65
PCD gross up       0  
Government Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       $ 55 $ 55