Quarterly report pursuant to Section 13 or 15(d)

Note 5 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details)

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Note 5 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Beginning balance $ 18,330 $ 19,507 $ 18,768 $ 12,897 $ 12,897
Total current period gross charge-off, total (47) (641) (156) (1,496) (2,571)
Recoveries 233 76 301 380  
Provisions (0) 488 (397) 1,462  
Ending balance 18,516 19,430 18,516 19,430 18,768
PCD gross up       1,029  
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       5,158 5,158
Residential Portfolio Segment [Member]          
Beginning balance 4,297 4,854 3,984 3,021 3,021
Total current period gross charge-off, total (28) 0 (28) 0 (997)
Recoveries 9 11 30 74  
Provisions 170 (154) 462 (607)  
Ending balance 4,448 4,711 4,448 4,711 3,984
PCD gross up       535  
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       1,688 1,688
Home Equity Portfolio Segment [Member]          
Beginning balance 727 680 698 410 410
Total current period gross charge-off, total 0 0 0 0 (43)
Recoveries 0 0 0 0  
Provisions 107 41 136 183  
Ending balance 834 721 834 721 698
PCD gross up       29  
Home Equity Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       99 99
Commercial Real Estate Portfolio Segment [Member]          
Beginning balance 6,903 7,031 7,045 5,784 5,784
Total current period gross charge-off, total 0   0 (371) (372)
Recoveries 1 1 3 2  
Provisions (622) 426 (766) 598  
Ending balance 6,282 7,459 6,282 7,459 7,045
Charege-offs   1      
PCD gross up       443  
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       1,003 1,003
Construction and Land Development Portfolio Segment [Member]          
Beginning balance 3,067 3,599 4,206 1,253 1,253
Total current period gross charge-off, total 0 0 0 0 0
Recoveries 0 0 0 0  
Provisions (261) (195) (1,400) 416  
Ending balance 2,806 3,404 2,806 3,404 4,206
PCD gross up       0  
Construction and Land Development Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       1,735 1,735
Multifamily Portfolio Segment [Member]          
Beginning balance 879 1,020 933 1,007 1,007
Total current period gross charge-off, total 0 0 (66) 0 0
Recoveries 0 45 31 131  
Provisions 650 (115) 631 (329)  
Ending balance 1,529 950 1,529 950 933
PCD gross up       0  
Multifamily Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       141 141
Commercial Portfolio Segment [Member]          
Beginning balance 2,205 2,050 1,649 1,365 1,365
Total current period gross charge-off, total (2) (622) (2) (1,065) (1,064)
Recoveries 222 18 230 166  
Provisions (179) 463 369 1,118  
Ending balance 2,246 1,909 2,246 1,909 1,649
PCD gross up       5  
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       320 320
Consumer Portfolio Segment [Member]          
Beginning balance 5 57 7 57 57
Total current period gross charge-off, total (17) (20) (60) (60) (95)
Recoveries 1 1 7 7  
Provisions 16 18 51 30  
Ending balance 5 56 5 56 7
PCD gross up       17  
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       5 5
Manufactured Homes Portfolio Segment [Member]          
Beginning balance 157 166 181 0 0
Total current period gross charge-off, total 0 0 0 0 0
Recoveries 0 0 0 0  
Provisions 90 (12) 66 42  
Ending balance 247 154 247 154 181
PCD gross up       0  
Manufactured Homes Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       112 112
Government Portfolio Segment [Member]          
Beginning balance 90 50 65 0 0
Total current period gross charge-off, total 0 0 0 0 0
Recoveries 0 0 0 0  
Provisions 28 16 53 11  
Ending balance $ 118 $ 66 $ 118 66 65
PCD gross up       0  
Government Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]          
Beginning balance       $ 55 $ 55