Annual report pursuant to Section 13 and 15(d)

Regulatory Capital (Tables)

v2.4.0.8
Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2013
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
Actual capital levels (in millions), minimum required levels and levels needed to be classified as well capitalized for the Bancorp are summarized below:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minimum
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Required To Be
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Well Capitalized
 
 
 
 
 
 
 
 
 
 
Minimum Required
 
 
Under Prompt
 
 
 
 
 
 
 
 
 
 
For Capital
 
 
Corrective
 
 
 
Actual
 
 
Adequacy Purposes
 
 
Action Regulations
 
(Dollars in millions)
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
2013
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total capital to risk-weighted assets
 
$
75.0
 
 
15.6
%
 
$
38.5
 
 
8.0
%
 
$
48.2
 
 
10.0
%
Tier 1 capital to risk-weighted assets
 
$
69.0
 
 
14.3
%
 
$
19.3
 
 
4.0
%
 
$
28.9
 
 
6.0
%
Tier 1 capital to adjusted average assets.
 
$
69.0
 
 
10.0
%
 
$
20.8
 
 
3.0
%
 
$
34.6
 
 
5.0
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2012
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total capital to risk-weighted assets
 
$
70.1
 
 
14.6
%
 
$
38.3
 
 
8.0
%
 
$
47.9
 
 
10.0
%
Tier 1 capital to risk-weighted assets
 
$
64.1
 
 
13.4
%
 
$
19.1
 
 
4.0
%
 
$
28.7
 
 
6.0
%
Tier 1 capital to adjusted average assets.
 
$
64.1
 
 
9.4
%
 
$
20.5
 
 
3.0
%
 
$
34.2
 
 
5.0
%